Positive News SentimentPositive NewsNASDAQ:WABC Westamerica Bancorporation (WABC) Stock Price, News & Analysis $47.32 -0.58 (-1.21%) Closing price 08/1/2025 04:00 PM EasternExtended Trading$47.32 0.00 (0.00%) As of 08/1/2025 04:19 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Westamerica Bancorporation Stock (NASDAQ:WABC) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get WABC alerts:Sign Up Key Stats Today's Range$46.71▼$47.7250-Day Range$45.91▼$51.8952-Week Range$42.00▼$59.97Volume179,314 shsAverage Volume115,557 shsMarket Capitalization$1.24 billionP/E Ratio9.90Dividend Yield3.89%Price Target$52.00Consensus RatingHold Company Overview Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, and consumer installment loans, as well as indirect automobile loans. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. The company was founded in 1884 and is headquartered in San Rafael, California. Read More Westamerica Bancorporation Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks61st Percentile Overall ScoreWABC MarketRank™: Westamerica Bancorporation scored higher than 61% of companies evaluated by MarketBeat, and ranked 578th out of 922 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.0 / 5Analyst RatingHold Consensus RatingWestamerica Bancorporation has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageWestamerica Bancorporation has only been the subject of 1 research reports in the past 90 days.Read more about Westamerica Bancorporation's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings Growth-9.20% Earnings GrowthEarnings for Westamerica Bancorporation are expected to decrease by -9.20% in the coming year, from $4.35 to $3.95 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Westamerica Bancorporation is 9.90, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.13.Price to Earnings Ratio vs. SectorThe P/E ratio of Westamerica Bancorporation is 9.90, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.77.Price to Book Value per Share RatioWestamerica Bancorporation has a P/B Ratio of 1.34. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Westamerica Bancorporation's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.39% of the float of Westamerica Bancorporation has been sold short.Short Interest Ratio / Days to CoverWestamerica Bancorporation has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Westamerica Bancorporation has recently decreased by 82.17%, indicating that investor sentiment is improving significantly. Dividend5.0 / 5Dividend StrengthStrong Dividend LeadershipWestamerica Bancorporation is a leading dividend payer. It pays a dividend yield of 3.89%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthWestamerica Bancorporation has been increasing its dividend for 34 years.Dividend CoverageThe dividend payout ratio of Westamerica Bancorporation is 38.49%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Westamerica Bancorporation will have a dividend payout ratio of 46.58% next year. This indicates that Westamerica Bancorporation will be able to sustain or increase its dividend.Read more about Westamerica Bancorporation's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted1.39% of the float of Westamerica Bancorporation has been sold short.Short Interest Ratio / Days to CoverWestamerica Bancorporation has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Westamerica Bancorporation has recently decreased by 82.17%, indicating that investor sentiment is improving significantly. News and Social Media3.1 / 5News Sentiment1.55 News SentimentWestamerica Bancorporation has a news sentiment score of 1.55. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.71 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Westamerica Bancorporation this week, compared to 3 articles on an average week. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Westamerica Bancorporation insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 5.30% of the stock of Westamerica Bancorporation is held by insiders.Percentage Held by Institutions81.89% of the stock of Westamerica Bancorporation is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Westamerica Bancorporation's insider trading history. 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Email Address WABC Stock News HeadlinesWestamerica Bancorporation Declares Quarterly DividendJuly 24, 2025 | tipranks.comWestamerica Bancorporation Declares Quarterly Cash Dividend of $0.46 per ShareJuly 24, 2025 | quiverquant.comQHere’s How to Claim Your Stake in Elon’s Private Company, xAIEven though xAI is a private company, tech legend and angel investor Jeff Brown found a way for everyday folks like you… To partner with Elon on what he believes will be the biggest AI project of the century… Starting with as little as $500.August 3 at 2:00 AM | Brownstone Research (Ad)Westamerica Bancorporation Reports Q2 2025 Financial ResultsJuly 17, 2025 | tipranks.comWestamerica Bancorp beats Q2 earnings estimates despite revenue missJuly 17, 2025 | investing.comWestamerica Bancorporation (NASDAQ:WABC) Surprises With Q2 SalesJuly 17, 2025 | msn.comWestamerica Bancorporation Reports Second Quarter 2025 Net Income of $29.1 MillionJuly 17, 2025 | quiverquant.comQWestamerica Bancorporation Reports Second Quarter 2025 Financial ResultsJuly 17, 2025 | globenewswire.comSee More Headlines WABC Stock Analysis - Frequently Asked Questions How have WABC shares performed this year? Westamerica Bancorporation's stock was trading at $52.46 at the beginning of the year. Since then, WABC shares have decreased by 9.8% and is now trading at $47.32. How were Westamerica Bancorporation's earnings last quarter? Westamerica Bancorporation (NASDAQ:WABC) announced its earnings results on Thursday, July, 17th. The financial services provider reported $1.12 EPS for the quarter, beating the consensus estimate of $1.11 by $0.01. The financial services provider earned $64.88 million during the quarter, compared to analyst estimates of $65.80 million. Westamerica Bancorporation had a net margin of 43.69% and a trailing twelve-month return on equity of 13.81%. Who are Westamerica Bancorporation's major shareholders? Top institutional shareholders of Westamerica Bancorporation include Leeward Investments LLC MA (0.56%), Denali Advisors LLC (0.41%), AlphaQuest LLC (0.12%) and State of Alaska Department of Revenue (0.06%). Insiders that own company stock include David L Payne, John A Thorson, George S Ensinger, Robert James Baker Jr, Inez Wondeh, Michele R Hassid, Alisa Jane Belew, Martin Camsey, Robert James Baker, Jr and Curtis Belton. View institutional ownership trends. How do I buy shares of Westamerica Bancorporation? Shares of WABC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Westamerica Bancorporation own? Based on aggregate information from My MarketBeat watchlists, some other companies that Westamerica Bancorporation investors own include American Water Works (AWK), Humana (HUM), Waste Connections (WCN), The RMR Group (RMR), Voyager Therapeutics (VYGR), DiamondRock Hospitality (DRH) and iShares Micro-Cap ETF (IWC). Company Calendar Record date for 5/16 Dividend5/05/2025Ex-Dividend for 5/16 Dividend5/05/2025Dividend Payable5/16/2025Last Earnings7/17/2025Today8/03/2025Record date for 8/15 Dividend8/04/2025Ex-Dividend for 8/15 Dividend8/04/2025Dividend Payable8/15/2025Next Earnings (Estimated)10/16/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - WEST Sub-IndustryRegional Banks Current SymbolNASDAQ:WABC CIK311094 Webwww.westamerica.com Phone(415) 257-8000Fax415-257-8013Employees590Year Founded1884Price Target and Rating Average Price Target for Westamerica Bancorporation$52.00 High Price Target$54.00 Low Price Target$50.00 Potential Upside/Downside+9.9%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)$4.78 Trailing P/E Ratio9.90 Forward P/E Ratio10.88 P/E GrowthN/ANet Income$138.64 million Net Margins43.69% Pretax Margin59.37% Return on Equity13.81% Return on Assets2.09% Debt Debt-to-Equity Ratio0.11 Current Ratio0.29 Quick Ratio0.30 Sales & Book Value Annual Sales$311.17 million Price / Sales3.98 Cash Flow$5.53 per share Price / Cash Flow8.55 Book Value$35.21 per share Price / Book1.34Miscellaneous Outstanding Shares26,180,000Free Float24,793,000Market Cap$1.24 billion OptionableOptionable Beta0.63 Social Links These 7 Stocks Will Be Magnificent in 2025Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2025. 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