Dime Community Bancshares (DCOM) Stock Price, News & Analysis

Company Overview

Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services. The company accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. It also offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit; secured and unsecured commercial and consumer loans; lines of credit; home equity loans; and construction and land loans. In addition, the company invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, it offers certificate of deposit account registry services and insured cash sweep programs; federal deposit insurance corporation insurance; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services for small and medium sized businesses, and municipal and consumer relationships. The company was founded in 1910 and is headquartered in Hauppauge, New York.

Key Stats

• Today's Range: $27.45 to $27.89
• 50-Day Range: $25.43 to $29.15
• 52-Week Range: $21.77 to $37.60
• Volume: 163,764 shs
• Average Volume: 275,518 shs
• Market Capitalization: $1.21 billion
• P/E Ratio: 32.75
• Dividend Yield: 3.64%
• Price Target: $36.88
• Consensus Rating: Buy

Dime Community Bancshares Stock Analysis - MarketRank™

Dime Community Bancshares scored higher than 90% of companies evaluated by MarketBeat, and ranked 191st out of 918 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Buy

Consensus Rating

Dime Community Bancshares has received a consensus rating of Buy. The company's average rating score is 3.25, and is based on 3 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Dime Community Bancshares has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 30.07%

Earnings Growth

Earnings for Dime Community Bancshares are expected to grow by 30.07% in the coming year, from $3.06 to $3.98 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Dime Community Bancshares is 32.75, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 27.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of Dime Community Bancshares is 32.75, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.74.

Price to Book Value per Share Ratio

Dime Community Bancshares has a P/B Ratio of 0.92. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.66% of the outstanding shares of Dime Community Bancshares have been sold short.

Short Interest Ratio / Days to Cover

Dime Community Bancshares has a short interest ratio ("days to cover") of 7.8.

Change versus previous month

Short interest in Dime Community Bancshares has recently decreased by 6.85%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Dime Community Bancshares is a leading dividend payer. It pays a dividend yield of 3.65%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Dime Community Bancshares has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Dime Community Bancshares is 119.05%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Dime Community Bancshares will have a dividend payout ratio of 25.13% next year. This indicates that Dime Community Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

4.66% of the outstanding shares of Dime Community Bancshares have been sold short.

Short Interest Ratio / Days to Cover

Dime Community Bancshares has a short interest ratio ("days to cover") of 7.8.

Change versus previous month

Short interest in Dime Community Bancshares has recently decreased by 6.85%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 1.01

News Sentiment

Dime Community Bancshares has a news sentiment score of 1.01. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.76 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 10 news articles for Dime Community Bancshares this week, compared to 4 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Dime Community Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $51,160.00 in company stock.

Percentage Held by Insiders

Only 7.10% of the stock of Dime Community Bancshares is held by insiders.

Percentage Held by Institutions

75.27% of the stock of Dime Community Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

DCOM Stock Analysis - Frequently Asked Questions

How have DCOM shares performed this year?

Dime Community Bancshares' stock was trading at $30.74 on January 1st, 2025. Since then, DCOM shares have decreased by 10.5% and is now trading at $27.51.

How were Dime Community Bancshares' earnings last quarter?

Dime Community Bancshares, Inc. (NASDAQ:DCOM) announced its quarterly earnings data on Thursday, July, 24th. The savings and loans company reported $0.64 earnings per share for the quarter, topping analysts' consensus estimates of $0.63 by $0.01. The savings and loans company had revenue of $109.54 million for the quarter, compared to analysts' expectations of $107.08 million. Dime Community Bancshares had a net margin of 6.74% and a trailing twelve-month return on equity of 6.90%.
Read the conference call transcript.

Who are Dime Community Bancshares' major shareholders?

Top institutional shareholders of Dime Community Bancshares include Bank of New York Mellon Corp (0.93%), First Eagle Investment Management LLC (0.59%), TD Asset Management Inc (0.19%) and State of New Jersey Common Pension Fund D (0.17%). Insiders that own company stock include Kenneth J Mahon, Raymond A Nielsen, Michael Fegan, Christopher J Porzelt, Avinash Reddy, Paul M Aguggia and Basswood Capital Management, L.
View institutional ownership trends.

How do I buy shares of Dime Community Bancshares?

Shares of DCOM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Dime Community Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Dime Community Bancshares investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Adobe (ADBE), ServiceNow (NOW) and GE Aerospace (GE).

Company Calendar

• Record date for 7/24 Dividend: 7/17/2025
• Ex-Dividend for 7/24 Dividend: 7/17/2025
• Last Earnings: 7/24/2025
• Dividend Payable: 7/24/2025
• Today: 8/06/2025
• Ex-Dividend for 8/15 Dividend: 8/08/2025
• Record date for 8/15 Dividend: 8/11/2025
• Dividend Payable: 8/15/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:DCOM
• CIK: 846617
• Web: www.dime.com
• Phone: (718) 782-6200
• Fax: 631-537-1835
• Employees: 820
• Year Founded: 1864

Price Target and Rating

• Average Price Target for Dime Community Bancshares: $36.88
• High Price Target: $41.00
• Low Price Target: $32.50
• Potential Upside/Downside: +34.0%
• Consensus Rating: Buy
• Rating Score (0-4): 3.25
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.84
• Trailing P/E Ratio: 32.75
• Forward P/E Ratio: 8.99
• P/E Growth: N/A
• Net Income: $29.08 million
• Net Margins: 6.74%
• Pretax Margin: 10.70%
• Return on Equity: 6.90%
• Return on Assets: 0.62%

Debt

• Debt-to-Equity Ratio: 0.59
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $646.19 million
• Price / Sales: 1.87
• Cash Flow: $1.69 per share
• Price / Cash Flow: 16.26
• Book Value: $30.00 per share
• Price / Book: 0.92

Miscellaneous

• Outstanding Shares: 43,820,000
• Free Float: 40,708,000
• Market Cap: $1.21 billion
• Optionable: Optionable
• Beta: 1.16