First Northwest Bancorp (FNWB) Stock Price, News & Analysis

Company Overview

First Northwest Bancorp is the bank holding company for First Federal Savings and Loan Association of Snohomish County, a community-based financial institution headquartered in Snohomish County, Washington. Established in 1923 as a mutual savings and loan association, the company reorganized under its holding company structure in 1982 to expand its ability to serve customers across Western Washington. Today, First Northwest Bancorp combines nearly a century of local banking experience with the strategic flexibility of a public holding company trading on the NASDAQ under the symbol FNWB.

The company’s core business activities include deposit gathering, residential and commercial lending, and wealth management services. On the deposit side, First Northwest offers a full suite of products such as checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Its lending portfolio spans residential mortgage loans, home equity lines of credit, consumer finance, commercial real estate financing, and small business loans, reflecting its commitment to supporting both personal and commercial financial needs in its communities.

First Northwest Bancorp operates a network of full-service branches throughout Snohomish, Island, Skagit, Whatcom, and King counties, complemented by digital banking solutions that enable customers to access accounts, pay bills, and manage funds online or via mobile applications. The company leverages its regional footprint and local decision-making authority to deliver personalized service, maintain strong customer relationships, and respond quickly to market developments and community needs.

The leadership team at First Northwest Bancorp comprises seasoned banking professionals and community leaders who guide strategic direction and uphold the company’s emphasis on local engagement. Supported by a board of directors drawn from the region’s business and civic sectors, the executive management group focuses on prudent growth, sound risk management, and delivering value to customers, shareholders, and the communities it serves.

Key Stats

• Today's Range: $7.86 to $8.11
• 50-Day Range: $6.96 to $10.30
• 52-Week Range: $6.05 to $12.10
• Volume: 15,916 shs
• Average Volume: 23,344 shs
• Market Capitalization: $74.20 million
• P/E Ratio: N/A
• Dividend Yield: 3.56%
• Price Target: $12.75
• Consensus Rating: Moderate Buy

First Northwest Bancorp Stock Analysis - MarketRank™

First Northwest Bancorp scored higher than 85% of companies evaluated by MarketBeat, and ranked 322nd out of 906 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

First Northwest Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

First Northwest Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 80.00%

Earnings Growth

Earnings for First Northwest Bancorp are expected to grow by 80.00% in the coming year, from $0.50 to $0.90 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Northwest Bancorp is -35.73, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Northwest Bancorp is -35.73, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

First Northwest Bancorp has a P/B Ratio of 0.48. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.71% of the float of First Northwest Bancorp has been sold short.

Short Interest Ratio / Days to Cover

First Northwest Bancorp has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Northwest Bancorp has recently increased by 198.86%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

First Northwest Bancorp pays a meaningful dividend of 3.44%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Northwest Bancorp does not have a long track record of dividend growth.

Dividend Sustainability

Based on earnings estimates, First Northwest Bancorp will have a dividend payout ratio of 31.11% next year. This indicates that First Northwest Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.71% of the float of First Northwest Bancorp has been sold short.

Short Interest Ratio / Days to Cover

First Northwest Bancorp has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Northwest Bancorp has recently increased by 198.86%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 0.61

News Sentiment

First Northwest Bancorp has a news sentiment score of 0.61. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for First Northwest Bancorp this week, compared to 1 article on an average week.

MarketBeat Follows

1 people have added First Northwest Bancorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, First Northwest Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $10,810.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 5.47% of the stock of First Northwest Bancorp is held by insiders.

Percentage Held by Institutions

66.11% of the stock of First Northwest Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FNWB Stock Analysis - Frequently Asked Questions

How have FNWB shares performed this year?

First Northwest Bancorp's stock was trading at $10.20 at the start of the year. Since then, FNWB stock has decreased by 22.9% and is now trading at $7.86.

How were First Northwest Bancorp's earnings last quarter?

First Northwest Bancorp (NASDAQ:FNWB) released its quarterly earnings results on Thursday, April, 24th. The financial services provider reported $0.17 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.12 by $0.05. The financial services provider earned $17.94 million during the quarter, compared to analysts' expectations of $16.40 million. First Northwest Bancorp had a negative net margin of 1.47% and a negative trailing twelve-month return on equity of 1.20%.

How do I buy shares of First Northwest Bancorp?

Shares of FNWB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of First Northwest Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Northwest Bancorp investors own include Broadcom (AVGO), NVIDIA (NVDA), Adobe (ADBE), GE Aerospace (GE), ServiceNow (NOW), Arista Networks (ANET) and Jabil (JBL).

Company Calendar

• Last Earnings: 4/24/2025
• Record date for 5/23 Dividend: 5/09/2025
• Ex-Dividend for 5/23 Dividend: 5/09/2025
• Dividend Payable: 5/23/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:FNWB
• CIK: 1556727
• Web: www.ourfirstfed.com
• Phone: (360) 457-0461
• Fax: N/A
• Employees: 290
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $12.75
• High Stock Price Target: $13.50
• Low Stock Price Target: $12.00
• Potential Upside/Downside: +59.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.22)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 15.98
• P/E Growth: N/A
• Net Income: -$6.61 million
• Net Margins: -1.47%
• Pretax Margin: -14.69%
• Return on Equity: -1.20%
• Return on Assets: -0.08%

Debt

• Debt-to-Equity Ratio: 2.10
• Current Ratio: 1.01
• Quick Ratio: 1.01

Sales & Book Value

• Annual Sales: $124.95 million
• Price / Sales: 0.60
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $16.44 per share
• Price / Book: 0.49

Miscellaneous

• Outstanding Shares: 9,440,000
• Free Float: 8,924,000
• Market Cap: $75.43 million
• Optionable: Not Optionable
• Beta: 0.68