First Seacoast Bancorp (FSEA) Stock Price, News & Analysis

Company Overview

First Seacoast Bancorp is the bank holding company for First Seacoast Bank, a regional financial institution headquartered in Dover, New Hampshire. The company provides a comprehensive range of banking products and services designed to meet the needs of individuals, families and businesses. Through its community-focused approach, First Seacoast Bancorp emphasizes personalized customer service and local decision-making.

The company’s retail offerings include deposit accounts such as checking, savings, money market and certificate of deposit products, along with consumer lending solutions including residential mortgages, home equity lines of credit and vehicle financing. For commercial clients, First Seacoast Bancorp delivers business checking, treasury management, commercial real estate lending and working capital facilities. Wealth management and trust services are also available, supported by dedicated advisory teams assisting clients with investment planning, retirement strategies and estate administration.

First Seacoast Bancorp primarily serves the Seacoast region of New Hampshire and southern Maine, operating a network of full-service branches across key communities in these markets. The company’s community banking model combines relationship-driven service with digital banking capabilities, allowing for rapid loan approvals and accessible account management. By focusing on regional economic growth and active community engagement, First Seacoast Bancorp aims to foster lasting partnerships and support the financial well-being of its clients.

Key Stats

• Today's Range: $11.59 to $11.68
• 50-Day Range: $11.17 to $11.64
• 52-Week Range: $8.90 to $11.95
• Volume: 6,585 shs
• Average Volume: 2,824 shs
• Market Capitalization: $54.50 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

First Seacoast Bancorp Stock Analysis - MarketRank™

First Seacoast Bancorp scored higher than 32% of companies evaluated by MarketBeat, and ranked 810th out of 925 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for First Seacoast Bancorp.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First Seacoast Bancorp is -20.33, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Seacoast Bancorp is -20.33, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

First Seacoast Bancorp has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.33% of the float of First Seacoast Bancorp has been sold short.

Short Interest Ratio / Days to Cover

First Seacoast Bancorp has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Seacoast Bancorp has recently decreased by 12.00%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

First Seacoast Bancorp does not currently pay a dividend.

Dividend Growth

First Seacoast Bancorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.33% of the float of First Seacoast Bancorp has been sold short.

Short Interest Ratio / Days to Cover

First Seacoast Bancorp has a short interest ratio ("days to cover") of 2.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Seacoast Bancorp has recently decreased by 12.00%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 1.21

News Sentiment

First Seacoast Bancorp has a news sentiment score of 1.21. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.96 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for First Seacoast Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, First Seacoast Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $20,754.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 7.82% of the stock of First Seacoast Bancorp is held by insiders.

Percentage Held by Institutions

Only 38.38% of the stock of First Seacoast Bancorp is held by institutions.

FSEA Stock Analysis - Frequently Asked Questions

How have FSEA shares performed this year?

First Seacoast Bancorp's stock was trading at $10.04 at the beginning of 2025. Since then, FSEA shares have increased by 15.4% and is now trading at $11.59.

How were First Seacoast Bancorp's earnings last quarter?

First Seacoast Bancorp Inc. (NASDAQ:FSEA) posted its earnings results on Friday, August, 8th. The company reported ($0.13) earnings per share for the quarter. The business earned $3.88 million during the quarter. First Seacoast Bancorp had a negative trailing twelve-month return on equity of 4.02% and a negative net margin of 9.05%.

Who are First Seacoast Bancorp's major shareholders?

First Seacoast Bancorp's top institutional shareholders include Polaris Capital Management LLC (1.92%) and Wittenberg Investment Management Inc. (0.28%). Insiders that own company stock include James R Brannen, John E Swenson, Mark P Boulanger, Dana C Lynch and Richard M Donovan.
View institutional ownership trends.

How do I buy shares of First Seacoast Bancorp?

Shares of FSEA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of First Seacoast Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Seacoast Bancorp investors own include Huntington Bancshares (HBAN), AT&T (T), Avino Silver & Gold Mines (ASM), Bank of Nova Scotia (BNS), British American Tobacco (BTI), Carnival (CCL) and Enbridge (ENB).

Company Calendar

• Last Earnings: 8/08/2025
• Today: 9/06/2025
• Next Earnings (Estimated): 11/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:FSEA
• CIK: 1769267
• Web: www.firstseacoastbank.com
• Phone: (603) 742-4680
• Fax: N/A
• Employees: 80
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): ($0.57)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$510 thousand
• Net Margins: -9.05%
• Pretax Margin: -8.89%
• Return on Equity: -4.02%
• Return on Assets: -0.42%

Debt

• Debt-to-Equity Ratio: 0.97
• Current Ratio: 0.94
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $29.33 million
• Price / Sales: 1.86
• Cash Flow: $0.09 per share
• Price / Cash Flow: 130.57
• Book Value: $13.22 per share
• Price / Book: 0.88

Miscellaneous

• Outstanding Shares: 4,700,000
• Free Float: 4,334,000
• Market Cap: $54.47 million
• Optionable: Not Optionable
• Beta: 0.10