Fulton Financial (FULT) Stock Price, News & Analysis

Company Overview

Fulton Financial Corporation, trading on the NASDAQ under the ticker FULT, is the financial holding company for Fulton Bank, headquartered in Lancaster, Pennsylvania. The company delivers a broad range of banking and financial services through its subsidiary, Fulton Bank, targeting both individual and corporate clients. Fulton Financial’s offerings include deposit accounts, lending solutions, treasury management, and specialized banking services designed to support personal wealth goals and business growth initiatives.

Through Fulton Bank, the company provides retail banking services such as checking and savings accounts, consumer and residential mortgage loans, and home equity products. On the commercial side, Fulton Financial serves small and middle-market businesses, nonprofits, and government entities with commercial lending, lines of credit, equipment financing, and cash management solutions. Complementary wealth management and trust services are offered via Fulton Financial Advisors, while insurance products—including life, disability, and property coverage—are available through its Fulton Insurance division.

Fulton Financial maintains a regional footprint across the Mid-Atlantic, operating a network of full-service banking offices and mortgage production sites in Pennsylvania, Maryland, Delaware, New Jersey, and New York. The company has expanded its reach through organic growth and targeted acquisitions, adapting its branch and digital channels to meet evolving customer preferences. Online and mobile banking platforms enable customers to access accounts, deposit checks, and manage payments seamlessly, bolstering Fulton’s commitment to convenience and innovation.

Founded as a community bank in 1882, Fulton Bank reorganized as Fulton Financial Corporation in 1981 to support strategic expansion and diversified financial services under a unified holding structure. Today, the company is led by President and Chief Executive Officer Tod A. Steffen, who oversees a leadership team focused on strengthening local relationships and fostering sustainable growth. Fulton Financial remains dedicated to community reinvestment, supporting economic development initiatives, and maintaining a customer-centric approach in its service delivery.

Key Stats

• Today's Range: $17.27 to $18.53
• 50-Day Range: $17.31 to $19.86
• 52-Week Range: $14.32 to $22.49
• Volume: 2.34 million shs
• Average Volume: 1.45 million shs
• Market Capitalization: $3.15 billion
• P/E Ratio: 10.12
• Dividend Yield: 4.16%
• Price Target: $21.10
• Consensus Rating: Hold

Fulton Financial Stock Analysis - MarketRank™

Fulton Financial scored higher than 94% of companies evaluated by MarketBeat, and ranked 190th out of 947 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.9 / 5
• Analyst Rating: Hold

Consensus Rating

Fulton Financial has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 3 buy ratings, 6 hold ratings, and no sell ratings.

Upside Potential

Fulton Financial has a consensus price target of $21.10, representing about 21.9% upside from its current price of $17.31.

Amount of Analyst Coverage

Fulton Financial has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.95%

Earnings Growth

Earnings for Fulton Financial are expected to grow by 9.95% in the coming year, from $1.91 to $2.10 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Fulton Financial is 10.12, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 230.98.

Price to Earnings Ratio vs. Sector

The P/E ratio of Fulton Financial is 10.12, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.75.

Price to Book Value per Share Ratio

Fulton Financial has a P/B Ratio of 1.05. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.60% of the outstanding shares of Fulton Financial have been sold short.

Short Interest Ratio / Days to Cover

Fulton Financial has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Fulton Financial has recently decreased by 25.95%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Fulton Financial is a leading dividend payer. It pays a dividend yield of 3.93%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Fulton Financial has only been increasing its dividend for 4 years.

Dividend Coverage

The dividend payout ratio of Fulton Financial is 42.11%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Fulton Financial will have a dividend payout ratio of 34.29% next year. This indicates that Fulton Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.60% of the outstanding shares of Fulton Financial have been sold short.

Short Interest Ratio / Days to Cover

Fulton Financial has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Fulton Financial has recently decreased by 25.95%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: 0.86

News Sentiment

Fulton Financial has a news sentiment score of 0.86. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 9 news articles for Fulton Financial this week, compared to 7 articles on an average week.

Search Interest

2 people have searched for FULT on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.

MarketBeat Follows

1 people have added Fulton Financial to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Fulton Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $188,450.00 in company stock.

Percentage Held by Insiders

Only 1.08% of the stock of Fulton Financial is held by insiders.

Percentage Held by Institutions

72.02% of the stock of Fulton Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FULT Stock Analysis - Frequently Asked Questions

How have FULT shares performed this year?

Fulton Financial's stock was trading at $19.28 at the start of the year. Since then, FULT stock has decreased by 10.2% and is now trading at $17.31.

How were Fulton Financial's earnings last quarter?

Fulton Financial Corporation (NASDAQ:FULT) announced its quarterly earnings results on Tuesday, November, 8th. The bank reported $0.45 EPS for the quarter. The bank had revenue of $236.96 million for the quarter. Fulton Financial had a trailing twelve-month return on equity of 12.64% and a net margin of 17.00%.
Read the conference call transcript.

Who are Fulton Financial's major shareholders?

Fulton Financial's top institutional shareholders include Voya Investment Management LLC (0.17%) and Stillwater Capital Advisors LLC (0.01%). Insiders that own company stock include Curtis J Myers, E Philip Wenger, Meg R Mueller, James R Moxley III, Mark R Mccollom, Angela M Sargent, Angela M Snyder, David M Campbell, George W Hodges, George K Martin and Atul Malhotra.
View institutional ownership trends.

How do I buy shares of Fulton Financial?

Shares of FULT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Fulton Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Fulton Financial investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and iShares Micro-Cap ETF (IWC).

Company Calendar

• Last Earnings: 11/08/2022
• Record date for 7/15 Dividend: 7/01/2025
• Ex-Dividend for 7/15 Dividend: 7/01/2025
• Dividend Payable: 7/15/2025
• Record date for 10/15 Dividend: 10/01/2025
• Ex-Dividend for 10/15 Dividend: 10/01/2025
• Today: 10/10/2025
• Dividend Payable: 10/15/2025
• Next Earnings (Estimated): 10/21/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FULT
• CIK: 700564
• Web: www.fult.com
• Phone: (717) 291-2411
• Fax: 717-291-2695
• Employees: 3,400
• Year Founded: 1882

Price Target and Rating

• Average Price Target for Fulton Financial: $21.10
• High Price Target: $22.50
• Low Price Target: $20.00
• Potential Upside/Downside: +21.9%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.71
• Trailing P/E Ratio: 10.12
• Forward P/E Ratio: 9.06
• P/E Growth: N/A
• Net Income: $288.74 million
• Net Margins: 17.00%
• Pretax Margin: 21.17%
• Return on Equity: 12.64%
• Return on Assets: 1.20%

Debt

• Debt-to-Equity Ratio: 0.37
• Current Ratio: 0.92
• Quick Ratio: 0.92

Sales & Book Value

• Annual Sales: $1.86 billion
• Price / Sales: 1.70
• Cash Flow: $1.75 per share
• Price / Cash Flow: 9.90
• Book Value: $16.51 per share
• Price / Book: 1.05

Miscellaneous

• Outstanding Shares: 182,100,000
• Free Float: 180,137,000
• Market Cap: $3.15 billion
• Optionable: Optionable
• Beta: 0.82