NASDAQ:MCBS MetroCity Bankshares (MCBS) Stock Price, News & Analysis $27.40 -0.13 (-0.45%) As of 11:56 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About MetroCity Bankshares Stock (NASDAQ:MCBS) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get MetroCity Bankshares alerts:Sign Up Key Stats Today's Range$27.19▼$27.5450-Day Range$26.84▼$30.5352-Week Range$24.24▼$36.15Volume2,612 shsAverage Volume38,573 shsMarket Capitalization$696.09 millionP/E Ratio10.71Dividend Yield3.65%Price Target$34.00Consensus RatingHold Company Overview MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that engages in the provision of banking products and services in the United States. It offers customary banking services, such as consumer and commercial checking accounts, savings, and money market accounts, as well as certificates of deposit. The company also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; letters of credit; and commercial and industrial loans, residential mortgage loans, and SBA loans. In addition, it offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and telephone banking services. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including wire transfer, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. The company was founded in 2006 and is headquartered in Atlanta, Georgia. Read More MetroCity Bankshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks66th Percentile Overall ScoreMCBS MarketRank™: MetroCity Bankshares scored higher than 66% of companies evaluated by MarketBeat, and ranked 1073rd out of 1,824 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.0 / 5Analyst RatingHold Consensus RatingMetroCity Bankshares has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageMetroCity Bankshares has received no research coverage in the past 90 days.Read more about MetroCity Bankshares' stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of MetroCity Bankshares is 10.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.75.Price to Earnings Ratio vs. SectorThe P/E ratio of MetroCity Bankshares is 10.75, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.90.Price to Book Value per Share RatioMetroCity Bankshares has a P/B Ratio of 1.66. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about MetroCity Bankshares' valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted1.16% of the float of MetroCity Bankshares has been sold short.Short Interest Ratio / Days to CoverMetroCity Bankshares has a short interest ratio ("days to cover") of 5.6.Change versus previous monthShort interest in MetroCity Bankshares has recently increased by 1.20%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipMetroCity Bankshares is a leading dividend payer. It pays a dividend yield of 3.64%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthMetroCity Bankshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of MetroCity Bankshares is 39.06%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about MetroCity Bankshares' dividend. Sustainability and ESG2.3 / 5Environmental Score-0.94 Percentage of Shares Shorted1.16% of the float of MetroCity Bankshares has been sold short.Short Interest Ratio / Days to CoverMetroCity Bankshares has a short interest ratio ("days to cover") of 5.6.Change versus previous monthShort interest in MetroCity Bankshares has recently increased by 1.20%, indicating that investor sentiment is decreasing. News and Social Media1.1 / 5News SentimentN/A Search Interest1 people have searched for MCBS on MarketBeat in the last 30 days. MarketBeat Follows2 people have added MetroCity Bankshares to their MarketBeat watchlist in the last 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, MetroCity Bankshares insiders have not sold or bought any company stock.Percentage Held by Insiders27.49% of the stock of MetroCity Bankshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 25.33% of the stock of MetroCity Bankshares is held by institutions.Read more about MetroCity Bankshares' insider trading history. Receive MCBS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for MetroCity Bankshares and its competitors with MarketBeat's FREE daily newsletter. Email Address MCBS Stock News HeadlinesMetroCity Bankshares' (NASDAQ:MCBS) Shareholders Will Receive A Bigger Dividend Than Last YearJuly 28, 2025 | uk.finance.yahoo.comMETROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2025July 18, 2025 | prnewswire.comGENIUS Act: Cancel Your Money?A new law called the GENIUS Act could quietly trigger the most radical shift in American finance in decades. Backed by the government but powered by private corporations, this initiative paves the way for digital dollars—programmable, trackable, and outside your control. Once embedded into apps, banks, and retail systems, opting out may no longer be possible. But there’s still time to protect your financial freedom—if you act before the system goes fully live.August 6 at 2:00 AM | Priority Gold (Ad)MetroCity Bankshares Raises Dividend to 25c/ShrJuly 16, 2025 | marketwatch.comMetroCity Bankshares, Inc. Declares Quarterly Cash DividendJuly 16, 2025 | prnewswire.comMetroCity Bankshares, Inc. and First IC Corporation Receive Regulatory and Shareholder Approval of Strategic CombinationJuly 15, 2025 | prnewswire.comMCBS MetroCity Bankshares, Inc. - Seeking AlphaJuly 3, 2025 | seekingalpha.comMetroCity Bankshares appoints David Shim to board of directorsJune 20, 2025 | investing.comSee More Headlines MCBS Stock Analysis - Frequently Asked Questions How have MCBS shares performed this year? MetroCity Bankshares' stock was trading at $31.95 on January 1st, 2025. Since then, MCBS stock has decreased by 13.8% and is now trading at $27.53. How were MetroCity Bankshares' earnings last quarter? MetroCity Bankshares, Inc. (NASDAQ:MCBS) posted its quarterly earnings data on Friday, July, 18th. The company reported $0.65 EPS for the quarter, topping the consensus estimate of $0.63 by $0.02. The company earned $37.91 million during the quarter, compared to the consensus estimate of $36.10 million. MetroCity Bankshares had a net margin of 27.98% and a trailing twelve-month return on equity of 15.77%. When did MetroCity Bankshares IPO? MetroCity Bankshares (MCBS) raised $28 million in an IPO on Thursday, October 3rd 2019. The company issued 1,900,000 shares at a price of $14.50-$15.50 per share. Keefe, Bruyette & Woods (A Stifel Company) and Raymond James acted as the underwriters for the IPO and Hovde Group was co-manager. Who are MetroCity Bankshares' major shareholders? MetroCity Bankshares' top institutional investors include Empirical Financial Services LLC d.b.a. Empirical Wealth Management (0.19%) and Inspire Investing LLC (0.05%). Insiders that own company stock include Nack Y Paek, Farid Tan, Farid Tan, Don Leung, Ajit A Patel, Sam Sang-Koo Shim and William J Hungeling. View institutional ownership trends. How do I buy shares of MetroCity Bankshares? Shares of MCBS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of MetroCity Bankshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that MetroCity Bankshares investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), JPMorgan Chase & Co. (JPM) and First Solar (FSLR). Company Calendar Record date for 5/9 Dividend4/30/2025Ex-Dividend for 5/9 Dividend4/30/2025Dividend Payable5/09/2025Last Earnings7/18/2025Record date for 8/8 Dividend7/30/2025Ex-Dividend for 8/8 Dividend7/30/2025Today8/06/2025Dividend Payable8/08/2025Next Earnings (Estimated)10/17/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - SOUTHEAST Sub-IndustryBanking Current SymbolNASDAQ:MCBS CIK1747068 Webwww.metrocitybank.bank Phone(770) 455-4989FaxN/AEmployees220Year FoundedN/APrice Target and Rating Average Price Target for MetroCity Bankshares$34.00 High Price Target$34.00 Low Price Target$34.00 Potential Upside/Downside+23.5%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Trailing Twelve Months)$2.56 Trailing P/E Ratio10.75 Forward P/E RatioN/A P/E GrowthN/ANet Income$64.50 million Net Margins27.98% Pretax Margin37.69% Return on Equity15.77% Return on Assets1.83% Debt Debt-to-Equity Ratio0.99 Current Ratio1.26 Quick Ratio1.25 Sales & Book Value Annual Sales$235.98 million Price / Sales2.96 Cash Flow$2.67 per share Price / Cash Flow10.31 Book Value$16.63 per share Price / Book1.66Miscellaneous Outstanding Shares25,400,000Free Float18,419,000Market Cap$699.26 million OptionableOptionable Beta0.64 Social Links 7 Energy Stocks to Buy and Hold ForeverWith the proliferation of data centers and electric vehicles, the electric grid will only get more strained. 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