Greene County Bancorp (GCBC) Stock Price, News & Analysis

Company Overview

Greene County Bancorp, Inc. is the bank holding company for The Bank of Greene County, a community banking institution headquartered in Catskill, New York. Founded in 1889, the bank provides financial services to individuals, families, businesses and municipal organizations.

The Bank of Greene County offers deposit products such as checking and savings accounts, money market accounts and certificates of deposit. Its lending services include residential mortgages, home equity loans, commercial real estate and business loans, and consumer financing. The bank also provides online and mobile banking, cash management and other digital financial services.

The company primarily serves communities in Greene, Columbia, Albany and Ulster counties in New York through its branch network and digital platforms. Greene County Bancorp operates as a locally focused financial institution, emphasizing relationship banking and services tailored to the needs of its regional customers.

Key Stats

• Today's Range: $34.00 to $34.56
• 50-Day Range: $32.60 to $36.02
• 52-Week Range: $21.25 to $36.33
• Volume: 24,389 shs
• Average Volume: 40,307 shs
• Market Capitalization: $583.96 million
• P/E Ratio: 14.24
• Dividend Yield: 1.28%
• Price Target: N/A
• Consensus Rating: Buy

Greene County Bancorp Stock Analysis - MarketRank™

Greene County Bancorp scored higher than 55% of companies evaluated by MarketBeat, and ranked 569th out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

Greene County Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Greene County Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Greene County Bancorp is 14.24, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.82.

Price to Earnings Ratio vs. Sector

The P/E ratio of Greene County Bancorp is 14.24, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.58.

Price to Book Value per Share Ratio

Greene County Bancorp has a P/B Ratio of 2.10. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.75% of the float of Greene County Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Greene County Bancorp has a short interest ratio ("days to cover") of 7.81.

Change versus previous month

Short interest in Greene County Bancorp has recently decreased by 5.86%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Greene County Bancorp pays a meaningful dividend of 1.27%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Greene County Bancorp has been increasing its dividend for 11 years.

Dividend Coverage

The dividend payout ratio of Greene County Bancorp is 18.26%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 0.60

News Sentiment

Greene County Bancorp has a news sentiment score of 0.60. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Greene County Bancorp this week, compared to 2 articles on an average week.

Search Interest

1 people have searched for GCBC on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.9 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Greene County Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

59.20% of the stock of Greene County Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

13.39% of the stock of Greene County Bancorp is held by institutions.

Company Calendar

• Last Earnings: 7/23/2026
• Record date for 8/31 Dividend: 8/14/2026
• Ex-Dividend for 8/31 Dividend: 8/14/2026
• Dividend Payable: 8/31/2026
• Today: 9/28/2026
• Next Earnings (Estimated): 10/22/2026
• Fiscal Year End: 6/30/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:GCBC
• CIK: 1070524
• Web: www.tbogc.com
• Phone: (518) 943-2600
• Fax: 518-943-4431
• Employees: 227
• Year Founded: 1889

Profitability

• EPS (Trailing Twelve Months): $2.41
• Trailing P/E Ratio: 14.30
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $41.02 million
• Net Margins: 28.14%
• Pretax Margin: 32.12%
• Return on Equity: 15.60%
• Return on Assets: 1.31%

Debt

• Debt-to-Equity Ratio: 0.02
• Current Ratio: 0.65
• Quick Ratio: 0.65

Sales & Book Value

• Annual Sales: $145.79 million
• Price / Sales: 4.01
• Cash Flow: $2.36 per share
• Price / Cash Flow: 14.56
• Book Value: $16.32 per share
• Price / Book: 2.10

Miscellaneous

• Outstanding Shares: 17,020,000
• Free Float: 6,946,000
• Market Cap: $583.96 million
• Optionable: Not Optionable
• Beta: 0.39