OppFi (NYSE:OPFI) CEO Todd Schwartz Buys 3,550 Shares

Key Points

• CEO Todd Schwartz bought 3,550 OppFi shares at an average price of $7.13, increasing his direct ownership to 605,283 shares, or about $4.32 million.
• OppFi shares traded near $7.08, down 1%, with a 12-month range of $6.50 to $12.45. The stock has a market capitalization of approximately $603 million and a price-to-earnings ratio of 3.75.
• The company’s latest quarterly results missed expectations, reporting $0.33 in adjusted earnings per share versus the $0.44 consensus and revenue of $86.17 million versus estimates of $155.89 million. Analysts remain mixed, with an overall “Hold” rating and an average price target of $10.50.

OppFi Inc. (NYSE:OPFI - Get Free Report) CEO Todd Schwartz purchased 3,550 shares of the business's stock in a transaction on Thursday, August 27th. The shares were purchased at an average price of $7.13 per share, with a total value of $25,311.50. Following the acquisition, the chief executive officer directly owned 605,283 shares in the company, valued at $4,315,667.79. This represents a 0.59% increase in their ownership of the stock. The acquisition was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink.

OppFi Stock Down 1.0%

OppFi stock traded down $0.07 during mid-day trading on Friday, reaching $7.08. 895,834 shares of the company's stock traded hands, compared to its average volume of 658,637. OppFi Inc. has a 12-month low of $6.50 and a 12-month high of $12.45. The stock has a 50 day moving average of $8.77 and a two-hundred day moving average of $8.66. The company has a market cap of $603.29 million, a price-to-earnings ratio of 3.75 and a beta of 1.77.

OppFi (NYSE:OPFI - Get Free Report) last posted its earnings results on Monday, August 10th. The company reported $0.33 earnings per share for the quarter, missing analysts' consensus estimates of $0.44 by ($0.11). The business had revenue of $86.17 million during the quarter, compared to the consensus estimate of $155.89 million. OppFi had a return on equity of 30.89% and a net margin of 16.64%.OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. As a group, sell-side analysts forecast that OppFi Inc. will post 1.4 earnings per share for the current year.

Key Stories Impacting OppFi

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: CEO Todd Schwartz bought 3,550 shares at an average price of $7.13, increasing his direct ownership by 0.59%. This follows his purchase of 3,500 shares at $7.19 on August 26, providing a modest signal that management sees value at current levels. OppFi CEO Insider Purchase
• Positive Sentiment: Citizens JMP reaffirmed a “market outperform” rating and assigned an $11.00 price target, well above recent trading levels. The broader analyst consensus remains “Hold,” with an average target of $10.50. OppFi Receives Market Outperform Rating
• Neutral Sentiment: OppFi announced participation in upcoming financial conferences, which could give management an opportunity to discuss strategy, credit trends and its 2026 outlook, but no new financial guidance was reported. OppFi Financial Conference Participation
• Negative Sentiment: Zacks Research downgraded OppFi from “Hold” to “Strong Sell,” adding significant near-term bearish pressure and countering the more favorable Citizens JMP view. Zacks Research
• Negative Sentiment: Insider Christopher J. McKay sold 77,850 shares at an average price of $7.18, reducing his ownership by 5.16%. Although he still owns roughly 1.43 million shares, the sale may weigh on sentiment.

Analyst Upgrades and Downgrades

Several research firms have recently issued reports on OPFI. Weiss Ratings reaffirmed a "hold (c)" rating on shares of OppFi in a research note on Friday, August 7th. UBS Group set a $11.00 target price on OppFi in a research report on Wednesday. Piper Sandler downgraded OppFi to a "neutral" rating in a research report on Wednesday. Citigroup reaffirmed a "market outperform" rating on shares of OppFi in a research note on Tuesday, August 11th. Finally, Citizens Jmp restated a "market outperform" rating and issued a $11.00 target price on shares of OppFi in a report on Wednesday. Two analysts have rated the stock with a Buy rating, three have assigned a Hold rating and one has assigned a Sell rating to the company's stock. According to data from MarketBeat.com, OppFi has an average rating of "Hold" and an average price target of $10.50.

Hedge Funds Weigh In On OppFi

A number of large investors have recently bought and sold shares of the business. Wellington Management Group LLP lifted its position in shares of OppFi by 193.3% during the fourth quarter. Wellington Management Group LLP now owns 2,474,102 shares of the company's stock worth $25,879,000 after purchasing an additional 1,630,450 shares during the last quarter. JPMorgan Chase & Co. grew its holdings in shares of OppFi by 163.2% in the third quarter. JPMorgan Chase & Co. now owns 780,258 shares of the company's stock worth $8,840,000 after purchasing an additional 483,859 shares during the last quarter. Globeflex Capital L P purchased a new position in OppFi in the 2nd quarter worth about $3,240,000. PL Capital Advisors LLC bought a new stake in OppFi during the 2nd quarter valued at about $2,979,000. Finally, Jump Financial LLC bought a new stake in shares of OppFi during the third quarter valued at approximately $3,056,000. Hedge funds and other institutional investors own 7.10% of the company's stock.

OppFi Company Profile

OppFi NYSE: OPFI is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.

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