RBB Bancorp (RBB) Stock Price, News & Analysis

Company Overview

RBB Bancorp operates as the bank holding company for Royal Business Bank that provides various banking products and services to the Chinese-American, Korean-American, and other Asian-American communities. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company also offers commercial and industrial lines of credit, term loans, mortgage warehouse lines, and international trade discounts; commercial real estate loans; residential, commercial, and land acquisition and development construction loans; small business administration loans; and single-family residential mortgage loans. In addition, it provides international letters of credit, SWIFT, export advisory, trade finance discount, and foreign exchange services; and remote deposit, e-banking, and mobile banking services. The company serves individuals, businesses, municipalities, and other entities. It operates branches in the Western region with branches in Los Angeles County, California; Orange County, California; Ventura County, California; Clark County, Nevada; Honolulu, Hawaii, as well as in Eastern region with branches in Manhattan, Brooklyn and Queens, New York; Chicago, Illinois; and Edison, New Jersey. RBB Bancorp was founded in 2008 and is headquartered in Los Angeles, California.

Key Stats

• Today's Range: $18.39 to $18.62
• 50-Day Range: $15.18 to $18.47
• 52-Week Range: $14.40 to $25.30
• Volume: 42,609 shs
• Average Volume: 48,851 shs
• Market Capitalization: $327.66 million
• P/E Ratio: 15.92
• Dividend Yield: 3.47%
• Price Target: $21.25
• Consensus Rating: Hold

RBB Bancorp Stock Analysis - MarketRank™

RBB Bancorp scored higher than 72% of companies evaluated by MarketBeat, and ranked 391st out of 909 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.0 / 5
• Analyst Rating: Hold

Consensus Rating

RBB Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 4 hold ratings, and no sell ratings.

Amount of Analyst Coverage

RBB Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 17.79%

Earnings Growth

Earnings for RBB Bancorp are expected to grow by 17.79% in the coming year, from $1.63 to $1.92 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of RBB Bancorp is 15.92, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of RBB Bancorp is 15.92, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.02.

Price to Book Value per Share Ratio

RBB Bancorp has a P/B Ratio of 0.64. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

0.96% of the float of RBB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

RBB Bancorp has a short interest ratio ("days to cover") of 4.2.

Change versus previous month

Short interest in RBB Bancorp has recently increased by 32.29%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

RBB Bancorp pays a meaningful dividend of 3.46%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

RBB Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of RBB Bancorp is 55.17%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, RBB Bancorp will have a dividend payout ratio of 33.33% next year. This indicates that RBB Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.96% of the float of RBB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

RBB Bancorp has a short interest ratio ("days to cover") of 4.2.

Change versus previous month

Short interest in RBB Bancorp has recently increased by 32.29%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: N/A

News Sentiment

RBB Bancorp has a news sentiment score of 0.99. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.71 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for RBB Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, RBB Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $24,275.00 in company stock.

Percentage Held by Insiders

Only 4.56% of the stock of RBB Bancorp is held by insiders.

Percentage Held by Institutions

40.14% of the stock of RBB Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

RBB Stock Analysis - Frequently Asked Questions

How have RBB shares performed this year?

RBB Bancorp's stock was trading at $20.49 on January 1st, 2025. Since then, RBB stock has decreased by 9.9% and is now trading at $18.47.

How were RBB Bancorp's earnings last quarter?

RBB Bancorp (NASDAQ:RBB) released its quarterly earnings results on Monday, April, 28th. The company reported $0.13 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.38 by $0.25. The firm earned $28.46 million during the quarter, compared to analysts' expectations of $28.98 million. RBB Bancorp had a net margin of 9.16% and a trailing twelve-month return on equity of 4.10%.
Read the conference call transcript.

Is RBB Bancorp doing a stock buyback?

RBB Bancorp's Board of Directors initiated a share buyback plan on Thursday, May 29th 2025, which permits the company to repurchase $18,000,000 in shares, according to EventVestor. This means that the company could purchase up to 6% of its stock through open market purchases. Stock repurchase plans are usually a sign that the company's leadership believes its stock is undervalued.

When did RBB Bancorp IPO?

RBB Bancorp (RBB) raised $69 million in an IPO on Wednesday, July 26th 2017. The company issued 3,000,000 shares at a price of $22.00-$24.00 per share. Sandler O’Neill, Keefe, Bruyette & Woods (A Stifel Company) and Stephens acted as the underwriters for the IPO and FIG Partners was co-manager.

How do I buy shares of RBB Bancorp?

Shares of RBB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of RBB Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that RBB Bancorp investors own include Tesla (TSLA), NVIDIA (NVDA), Meta Platforms (META), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX) and Alphabet (GOOG).

Company Calendar

• Last Earnings: 4/28/2025
• Record date for 5/12 Dividend: 4/30/2025
• Ex-Dividend for 5/12 Dividend: 4/30/2025
• Dividend Payable: 5/12/2025
• Today: 7/04/2025
• Next Earnings (Estimated): 7/21/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:RBB
• CIK: 1499422
• Web: www.royalbusinessbankusa.com
• Phone: (213) 627-9888
• Fax: N/A
• Employees: 360
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $21.25
• High Stock Price Target: $23.00
• Low Stock Price Target: $20.00
• Potential Upside/Downside: +15.1%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.16
• Trailing P/E Ratio: 15.92
• Forward P/E Ratio: 11.33
• P/E Growth: N/A
• Net Income: $26.67 million
• Net Margins: 9.16%
• Pretax Margin: 12.08%
• Return on Equity: 4.10%
• Return on Assets: 0.53%

Debt

• Debt-to-Equity Ratio: 0.58
• Current Ratio: 1.07
• Quick Ratio: 1.07

Sales & Book Value

• Annual Sales: $232 million
• Price / Sales: 1.41
• Cash Flow: $1.86 per share
• Price / Cash Flow: 9.92
• Book Value: $28.70 per share
• Price / Book: 0.64

Miscellaneous

• Outstanding Shares: 17,740,000
• Free Float: 16,931,000
• Market Cap: $327.66 million
• Optionable: Optionable
• Beta: 1.05