Atlanticus (ATLC) Stock Price, News & Analysis

Company Overview

Atlanticus Holdings Corporation is a financial technology and services company that provides credit and related financial products to consumers, primarily in the United States. Through its subsidiaries, the company focuses on serving consumers who may have limited access to traditional forms of credit.

Atlanticus operates businesses offering private-label and general-purpose credit products, including credit cards and installment loans. Its offerings are distributed through direct-to-consumer channels and partnerships with merchants, giving consumers access to financing for purchases and other personal needs.

The company also operates an auto finance business that provides vehicle-related lending solutions. Atlanticus was founded in 1996 as CompuCredit Corporation and adopted the Atlanticus name in 2019. The company is headquartered in Atlanta, Georgia.

Key Stats

• Today's Range: $92.04 to $98.43
• 50-Day Range: $86.19 to $98.15
• 52-Week Range: $47.50 to $114.34
• Volume: 111,713 shs
• Average Volume: 108,456 shs
• Market Capitalization: $1.49 billion
• P/E Ratio: 12.76
• Dividend Yield: N/A
• Price Target: $129.00
• Consensus Rating: Moderate Buy

Atlanticus Stock Analysis - MarketRank™

Atlanticus scored higher than 81% of companies evaluated by MarketBeat, and ranked 307th out of 861 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.0 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Atlanticus has received a consensus rating of Moderate Buy. The company's average rating score is 2.88, and is based on 1 strong buy rating, 5 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

Atlanticus has a consensus price target of $129.00, representing about 31.4% upside from its current price of $98.15.

Amount of Analyst Coverage

Atlanticus has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 35.87%

Earnings Growth

Earnings for Atlanticus are expected to grow by 35.87% in the coming year, from $9.73 to $13.22 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Atlanticus is 12.76, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.64.

Price to Earnings Ratio vs. Sector

The P/E ratio of Atlanticus is 12.76, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 18.73.

Price to Book Value per Share Ratio

Atlanticus has a P/B Ratio of 2.46. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

7.73% of the float of Atlanticus has been sold short.

Short Interest Ratio / Days to Cover

Atlanticus has a short interest ratio ("days to cover") of 4.59.

Change versus previous month

Short interest in Atlanticus has recently increased by 13.83%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Atlanticus does not currently pay a dividend.

Dividend Growth

Atlanticus does not have a long track record of dividend growth.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.83

News Sentiment

Atlanticus has a news sentiment score of 0.83. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.66 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Atlanticus this week, compared to 2 articles on an average week.

MarketBeat Follows

2 people have added Atlanticus to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.9 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Atlanticus insiders have not sold or bought any company stock.

Percentage Held by Insiders

51.00% of the stock of Atlanticus is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

14.15% of the stock of Atlanticus is held by institutions.

Company Calendar

• Last Earnings: 8/06/2026
• Today: 10/29/2026
• Next Earnings (Estimated): 11/09/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NASDAQ:ATLC
• CIK: 1464343
• Web: www.atlanticus.com
• Phone: (770) 828-2000
• Fax: 770-901-5859
• Employees: 576
• Year Founded: 1996

Price Target and Rating

• Average Price Target for Atlanticus: $129.00
• High Price Target: $179.00
• Low Price Target: $100.00
• Potential Upside/Downside: +31.4%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.88
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $7.69
• Trailing P/E Ratio: 12.76
• Forward P/E Ratio: 10.09
• P/E Growth: N/A
• Net Income: $122.20 million
• Net Margins: 5.80%
• Pretax Margin: 7.67%
• Return on Equity: 25.17%
• Return on Assets: 2.15%

Debt

• Debt-to-Equity Ratio: 0.99
• Current Ratio: 1.26
• Quick Ratio: 1.26

Sales & Book Value

• Annual Sales: $1.97 billion
• Price / Sales: 0.76
• Cash Flow: $11.02 per share
• Price / Cash Flow: 8.91
• Book Value: $39.88 per share
• Price / Book: 2.46

Miscellaneous

• Outstanding Shares: 15,170,000
• Free Float: 7,433,000
• Market Cap: $1.49 billion
• Optionable: No Data
• Beta: 1.98