NASDAQ:FMAO Farmers & Merchants Bancorp (FMAO) Stock Price, News & Analysis $24.48 -0.15 (-0.61%) As of 11:41 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Farmers & Merchants Bancorp Stock (NASDAQ:FMAO) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get FMAO alerts:Sign Up Key Stats Today's Range$24.18▼$24.4650-Day Range$21.42▼$26.4852-Week Range$19.95▼$34.15Volume777 shsAverage Volume18,252 shsMarket Capitalization$335.82 millionP/E Ratio12.88Dividend Yield3.59%Price Target$26.00Consensus RatingHold Company OverviewFarmers & Merchants Bancorp, Inc. is a bank holding company, which engages in the provision of commercial banking, retail banking, and financial services. It includes commercial, agricultural, and residential mortgages as well as consumer and credit card lending activities. The firm also offers checking account services, and savings and time deposit services. The company was founded in 1985 and is headquartered in Archbold, OH.Read More… Farmers & Merchants Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks45th Percentile Overall ScoreFMAO MarketRank™: Farmers & Merchants Bancorp scored higher than 45% of companies evaluated by MarketBeat, and ranked 672nd out of 909 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.0 / 5Analyst RatingHold Consensus RatingFarmers & Merchants Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageFarmers & Merchants Bancorp has received no research coverage in the past 90 days.Read more about Farmers & Merchants Bancorp's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth10.99% Earnings GrowthEarnings for Farmers & Merchants Bancorp are expected to grow by 10.99% in the coming year, from $1.82 to $2.02 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Farmers & Merchants Bancorp is 12.88, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.81.Price to Earnings Ratio vs. SectorThe P/E ratio of Farmers & Merchants Bancorp is 12.88, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.40.Price to Book Value per Share RatioFarmers & Merchants Bancorp has a P/B Ratio of 1.06. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Farmers & Merchants Bancorp's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.51% of the outstanding shares of Farmers & Merchants Bancorp have been sold short.Short Interest Ratio / Days to CoverFarmers & Merchants Bancorp has a short interest ratio ("days to cover") of 4.Change versus previous monthShort interest in Farmers & Merchants Bancorp has recently decreased by 4.60%, indicating that investor sentiment is improving. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldFarmers & Merchants Bancorp pays a meaningful dividend of 3.34%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthFarmers & Merchants Bancorp has been increasing its dividend for 19 years.Dividend CoverageThe dividend payout ratio of Farmers & Merchants Bancorp is 43.56%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Farmers & Merchants Bancorp will have a dividend payout ratio of 43.56% next year. This indicates that Farmers & Merchants Bancorp will be able to sustain or increase its dividend.Read more about Farmers & Merchants Bancorp's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.51% of the outstanding shares of Farmers & Merchants Bancorp have been sold short.Short Interest Ratio / Days to CoverFarmers & Merchants Bancorp has a short interest ratio ("days to cover") of 4.Change versus previous monthShort interest in Farmers & Merchants Bancorp has recently decreased by 4.60%, indicating that investor sentiment is improving. News and Social Media2.9 / 5News Sentiment1.17 News SentimentFarmers & Merchants Bancorp has a news sentiment score of 1.17. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.96 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Farmers & Merchants Bancorp this week, compared to 1 article on an average week. Company Ownership0.0 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Farmers & Merchants Bancorp insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 7.30% of the stock of Farmers & Merchants Bancorp is held by insiders.Percentage Held by InstitutionsOnly 23.96% of the stock of Farmers & Merchants Bancorp is held by institutions.Read more about Farmers & Merchants Bancorp's insider trading history. Receive FMAO Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Farmers & Merchants Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address FMAO Stock News HeadlinesF&M Bank Promotes Eric D. Faust to Executive Vice PresidentMay 21 at 4:30 PM | globenewswire.comF&M Bank Announces Resignation of Board Member Jo Ellen HornishMay 20 at 4:30 PM | globenewswire.comAI Bloodbath Coming on June 1st?If you have any money in the markets, especially in AI stocks… Please click here to see Elon Musk’s new invention… This could send many popular AI stocks crashing, including Nvidia. And it could happen starting as soon as June 1st.May 22, 2025 | Paradigm Press (Ad)Farmers & Merchants Q1 2025 slides: Record net interest income amid steady growthMay 8, 2025 | investing.comFarmers & Merchants Bancorp, Inc. Reports 2025 First-Quarter Financial ResultsApril 28, 2025 | globenewswire.comFarmers & Merchants Bancorp (FMCB) Reports Increase in First Quarter 2025 Earnings Over Prior YearApril 16, 2025 | markets.businessinsider.comFarmers & Merchants Bank Selects Candescent's Digital Banking Platform to Modernize Customer ExperienceApril 1, 2025 | tmcnet.comFarmers & Merchants Bancorp, Inc. Declares 2025 First-Quarter Cash DividendMarch 25, 2025 | globenewswire.comSee More Headlines FMAO Stock Analysis - Frequently Asked Questions How have FMAO shares performed this year? Farmers & Merchants Bancorp's stock was trading at $29.45 at the start of the year. Since then, FMAO shares have decreased by 16.9% and is now trading at $24.48. View the best growth stocks for 2025 here. How were Farmers & Merchants Bancorp's earnings last quarter? Farmers & Merchants Bancorp, Inc. (NASDAQ:FMAO) released its earnings results on Monday, April, 28th. The financial services provider reported $0.51 EPS for the quarter, topping analysts' consensus estimates of $0.42 by $0.09. The financial services provider had revenue of $28.07 million for the quarter, compared to analysts' expectations of $26.67 million. Farmers & Merchants Bancorp had a net margin of 14.48% and a trailing twelve-month return on equity of 7.97%. When did Farmers & Merchants Bancorp's stock split? Farmers & Merchants Bancorp's stock split on Thursday, September 21st 2017. The 2-1 split was announced on Friday, August 18th 2017. The newly created shares were distributed to shareholders after the closing bell on Wednesday, September 20th 2017. An investor that had 100 shares of stock prior to the split would have 200 shares after the split. Who are Farmers & Merchants Bancorp's major shareholders? Top institutional shareholders of Farmers & Merchants Bancorp include Mendel Money Management (1.02%), Fort Washington Investment Advisors Inc. OH (0.25%), Nuveen LLC (0.25%) and Venture Visionary Partners LLC (0.22%). Insiders that own company stock include David P Vernon, Jo Ellen Hornish, Steven J Planson, Eugene N Burkholder, David R Gerken and Ian D Boyce. View institutional ownership trends. How do I buy shares of Farmers & Merchants Bancorp? Shares of FMAO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Farmers & Merchants Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Farmers & Merchants Bancorp investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), AUO (AUOTY), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR). Company Calendar Record date for 4/20 Dividend4/04/2025Ex-Dividend for 4/20 Dividend4/04/2025Dividend Payable4/20/2025Last Earnings4/28/2025Today5/22/2025Next Earnings (Estimated)7/15/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Federal savings institutions Sub-IndustryBanking Current SymbolNASDAQ:FMAO CIK792966 Webwww.fm.bank Phone(419) 446-2501FaxN/AEmployees430Year FoundedN/APrice Target and Rating Average Stock Price Target$26.00 High Stock Price Target$26.00 Low Stock Price Target$26.00 Potential Upside/Downside+5.6%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Most Recent Fiscal Year)$2.02 Trailing P/E Ratio12.96 Forward P/E Ratio13.53 P/E GrowthN/ANet Income$25.94 million Net Margins14.48% Pretax Margin16.48% Return on Equity7.97% Return on Assets0.78% Debt Debt-to-Equity Ratio0.78 Current Ratio0.99 Quick Ratio0.99 Sales & Book Value Annual Sales$102.89 million Price / Sales3.28 Cash Flow$1.89 per share Price / Cash Flow13.02 Book Value$23.16 per share Price / Book1.06Miscellaneous Outstanding Shares13,718,000Free Float12,636,000Market Cap$337.87 million OptionableOptionable Beta0.88 Social Links 20 Stocks to Sell NowToday, we are inviting you to take a free peek at our proprietary, exclusive, and up-to-the-minute list of 20 stocks that Wall Street's top analysts hate.Many of these appear to have good fundamentals and might seem like okay investments, but something is wrong. Analysts smell something seriously rotten about these companies. These are true "Strong Sell" stocks.Get This Free Report This page (NASDAQ:FMAO) was last updated on 5/22/2025 by MarketBeat.com Staff From Our PartnersJuly 2025 Rule Change to Impact Retirement InvestorsThere's a massive change from a new rule going into effect this July. And it's one the Big Banks are alread...Premier Gold Co | SponsoredThe Collapse Has Already Started — Your 401(k) Is NextThere's a major heist happening on American wealth in real time. Except this one doesn't involve masks or v...American Hartford Gold | SponsoredElon’s 2025 Silver Crisis (What It Means for You)Elon Musk is back in the spotlight—this time for fueling a global scramble for silver. Tesla's relentless p...GoldenCrest Metals | SponsoredThe Secret Map of America, Declassified…Locked inside a Maryland man’s private safe is a map. 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