Northfield Bancorp (NFBK) Stock Price, News & Analysis

Company Overview

Northfield Bancorp, Inc. (Staten Island, NY) operates as the bank holding company for Northfield Bank that provides various banking products and services primarily to individuals and corporate customers. It accepts various deposits products, including certificates of deposit, passbook, statement, and money market savings accounts; transaction deposit accounts comprising negotiable orders of withdrawal accounts, and interest and non-interest-bearing checking accounts; and brokered deposits. The company also offers various loans comprising multifamily and other commercial real estate loans, construction and land loans, commercial and industrial loans, one-to-four family residential real estate loans, and home equity loans and lines of credit. In addition, it purchases various investment securities, such as mortgage-backed securities and corporate bonds; and deposits funds in other financial institutions, as well as holds mortgage loans, mortgage-backed securities, and other investments. Further, the company provides automated teller machines; telephone, internet, and mobile banking services; and ACH and wire transfers, cash management, positive pay, and remote deposit capture services. It operates full-service banking offices in Staten Island and Brooklyn, New York; and Hunterdon, Middlesex, Mercer, and Union counties, New Jersey. Northfield Bancorp, Inc. (Staten Island, NY) was founded in 1887 and is headquartered in Woodbridge, New Jersey.

Key Stats

• Today's Range: $11.19 to $11.56
• 50-Day Range: $9.56 to $12.21
• 52-Week Range: $8.35 to $14.39
• Volume: 155,416 shs
• Average Volume: 204,024 shs
• Market Capitalization: $492.80 million
• P/E Ratio: 15.21
• Dividend Yield: 4.50%
• Price Target: $13.00
• Consensus Rating: Moderate Buy

Northfield Bancorp Stock Analysis - MarketRank™

Northfield Bancorp scored higher than 85% of companies evaluated by MarketBeat, and ranked 245th out of 898 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Northfield Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Northfield Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 39.02%

Earnings Growth

Earnings for Northfield Bancorp are expected to grow by 39.02% in the coming year, from $0.82 to $1.14 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Northfield Bancorp is 15.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 23.71.

Price to Earnings Ratio vs. Sector

The P/E ratio of Northfield Bancorp is 15.21, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.47.

Price to Book Value per Share Ratio

Northfield Bancorp has a P/B Ratio of 0.70. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.65% of the float of Northfield Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Northfield Bancorp has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Northfield Bancorp has recently increased by 14.99%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Northfield Bancorp is a leading dividend payer. It pays a dividend yield of 4.62%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Northfield Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Northfield Bancorp is 68.42%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Northfield Bancorp will have a dividend payout ratio of 45.61% next year. This indicates that Northfield Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.65% of the float of Northfield Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Northfield Bancorp has a short interest ratio ("days to cover") of 3.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Northfield Bancorp has recently increased by 14.99%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 1.12

News Sentiment

Northfield Bancorp has a news sentiment score of 1.12. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.90 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for Northfield Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Northfield Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $50,650.00 in company stock.

Percentage Held by Insiders

Only 6.48% of the stock of Northfield Bancorp is held by insiders.

Percentage Held by Institutions

65.51% of the stock of Northfield Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

NFBK Stock Analysis - Frequently Asked Questions

How have NFBK shares performed this year?

Northfield Bancorp's stock was trading at $11.62 on January 1st, 2025. Since then, NFBK stock has decreased by 0.5% and is now trading at $11.56.
View the best growth stocks for 2025 here.

How were Northfield Bancorp's earnings last quarter?

Northfield Bancorp, Inc. (NASDAQ:NFBK) announced its earnings results on Wednesday, April, 23rd. The bank reported $0.19 earnings per share for the quarter, topping the consensus estimate of $0.18 by $0.01. The bank had revenue of $34.81 million for the quarter, compared to analysts' expectations of $29.82 million. Northfield Bancorp had a net margin of 12.35% and a trailing twelve-month return on equity of 4.34%.

Who are Northfield Bancorp's major shareholders?

Northfield Bancorp's top institutional shareholders include Vanguard Group Inc. (5.52%), Hotchkis & Wiley Capital Management LLC (2.10%), American Century Companies Inc. (1.58%) and AQR Capital Management LLC (1.52%). Insiders that own company stock include Steven M Klein, Annette Catino, Frank P Patafio, John P Connors Jr, Timothy C Harrison, William R Jacobs, Gil Chapman, Patrick Louis Ryan and David Fasanella.
View institutional ownership trends.

How do I buy shares of Northfield Bancorp?

Shares of NFBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Northfield Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Northfield Bancorp investors own include American Water Works (AWK), The RMR Group (RMR), Waste Connections (WCN), DiamondRock Hospitality (DRH), AU Optronics (AUOTY), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 4/23/2025
• Record date for 5/21 Dividend: 5/07/2025
• Ex-Dividend for 5/21 Dividend: 5/07/2025
• Dividend Payable: 5/21/2025
• Today: 6/23/2025
• Next Earnings (Estimated): 7/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:NFBK
• CIK: 1493225
• Web: www.enorthfield.com
• Phone: (732) 499-7200
• Fax: N/A
• Employees: 400
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $13.00
• High Stock Price Target: $14.00
• Low Stock Price Target: $12.00
• Potential Upside/Downside: +12.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $0.76
• Trailing P/E Ratio: 15.21
• Forward P/E Ratio: 14.10
• P/E Growth: N/A
• Net Income: $29.94 million
• Net Margins: 12.35%
• Pretax Margin: 16.72%
• Return on Equity: 4.34%
• Return on Assets: 0.53%

Debt

• Debt-to-Equity Ratio: 1.08
• Current Ratio: 0.98
• Quick Ratio: 0.98

Sales & Book Value

• Annual Sales: $254.73 million
• Price / Sales: 1.93
• Cash Flow: $0.84 per share
• Price / Cash Flow: 13.81
• Book Value: $16.42 per share
• Price / Book: 0.70

Miscellaneous

• Outstanding Shares: 42,630,000
• Free Float: 39,864,000
• Market Cap: $492.80 million
• Optionable: Optionable
• Beta: 0.79