Lemonade (LMND) Stock Price, News & Analysis

Company Overview

Lemonade, Inc. is a technology-driven insurance company that offers digital insurance products through its website and mobile applications. Its platform uses automation, artificial intelligence and behavioral economics to streamline policy applications, claims processing and customer service.

The company provides renters, homeowners, pet, term life and automobile insurance. Product availability varies by location, and Lemonade distributes its offerings through regulated insurance entities and licensed partners. Its services are designed to allow customers to obtain coverage, manage policies and submit claims online.

Lemonade was founded in 2015 by Daniel Schreiber and Shai Wininger and became a publicly traded company in 2020. The company serves customers primarily in the United States and also operates in selected European markets, including Germany, the Netherlands and France. Daniel Schreiber serves as Lemonade’s chief executive officer.

Key Stats

• Today's Range: $46.99 to $49.41
• 50-Day Range: $47.07 to $70.56
• 52-Week Range: $46.16 to $99.90
• Volume: 1.30 million shs
• Average Volume: 870,270 shs
• Market Capitalization: $3.64 billion
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $64.50
• Consensus Rating: Hold

Lemonade Stock Analysis - MarketRank™

Lemonade scored higher than 48% of companies evaluated by MarketBeat, and ranked 631st out of 835 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.0 / 5
• Analyst Rating: Hold

Consensus Rating

Lemonade has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 4 buy ratings, 4 hold ratings, and 1 sell rating.

Upside Potential

Lemonade has a consensus price target of $64.50, representing about 37.0% upside from its current price of $47.07.

Amount of Analyst Coverage

Lemonade has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for Lemonade are expected to grow in the coming year, from ($1.85) to ($1.06) per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Lemonade is -25.72, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Lemonade is -25.72, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Lemonade has a P/B Ratio of 6.59. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

14.98% of the float of Lemonade has been sold short.

Short Interest Ratio / Days to Cover

Lemonade has a short interest ratio ("days to cover") of 10.83, which indicates bearish sentiment.

Change versus previous month

Short interest in Lemonade has recently increased by 1.94%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Lemonade does not currently pay a dividend.

Dividend Growth

Lemonade does not have a long track record of dividend growth.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: 0.84

News Sentiment

Lemonade has a news sentiment score of 0.84. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for Lemonade this week, compared to 7 articles on an average week.

Search Interest

Only 7 people have searched for LMND on MarketBeat in the last 30 days. This is a decrease of -56% compared to the previous 30 days.

MarketBeat Follows

Only 10 people have added Lemonade to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.9 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Lemonade insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,076,326.00 in company stock.

Percentage Held by Insiders

12.20% of the stock of Lemonade is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

80.30% of the stock of Lemonade is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/28/2026
• Today: 9/20/2026
• Next Earnings (Estimated): 11/04/2026
• Investor Day 2026: 11/17/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NYSE:LMND
• CIK: 1691421
• Web: www.lemonade.com
• Phone: 844-733-8666
• Fax: N/A
• Employees: 1,282
• Year Founded: 2015

Price Target and Rating

• Average Price Target for Lemonade: $64.50
• High Price Target: $92.00
• Low Price Target: $44.00
• Potential Upside/Downside: +37.0%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): ($1.83)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$165.50 million
• Net Margins: -14.19%
• Pretax Margin: -13.67%
• Return on Equity: -26.78%
• Return on Assets: -7.08%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.82
• Quick Ratio: 0.82

Sales & Book Value

• Annual Sales: $737.90 million
• Price / Sales: 4.94
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $7.14 per share
• Price / Book: 6.59

Miscellaneous

• Outstanding Shares: 77,400,000
• Free Float: 67,955,000
• Market Cap: $3.64 billion
• Optionable: Optionable
• Beta: 1.87