NASDAQ:MCBS MetroCity Bankshares (MCBS) Stock Price, News & Analysis $26.90 -0.70 (-2.54%) Closing price 08/1/2025 04:00 PM EasternExtended Trading$26.90 0.00 (-0.02%) As of 08/1/2025 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About MetroCity Bankshares Stock (NASDAQ:MCBS) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get MetroCity Bankshares alerts:Sign Up Key Stats Today's Range$26.74▼$27.2150-Day Range$26.84▼$30.5352-Week Range$24.24▼$36.15Volume55,491 shsAverage Volume36,375 shsMarket Capitalization$683.26 millionP/E Ratio10.51Dividend Yield3.72%Price Target$34.00Consensus RatingHold Company Overview MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that engages in the provision of banking products and services in the United States. It offers customary banking services, such as consumer and commercial checking accounts, savings, and money market accounts, as well as certificates of deposit. The company also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; letters of credit; and commercial and industrial loans, residential mortgage loans, and SBA loans. In addition, it offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and telephone banking services. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including wire transfer, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. The company was founded in 2006 and is headquartered in Atlanta, Georgia. Read More MetroCity Bankshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks74th Percentile Overall ScoreMCBS MarketRank™: MetroCity Bankshares scored higher than 74% of companies evaluated by MarketBeat, and ranked 438th out of 922 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.0 / 5Analyst RatingHold Consensus RatingMetroCity Bankshares has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageMetroCity Bankshares has received no research coverage in the past 90 days.Read more about MetroCity Bankshares' stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of MetroCity Bankshares is 10.51, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.12.Price to Earnings Ratio vs. SectorThe P/E ratio of MetroCity Bankshares is 10.51, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.77.Price to Book Value per Share RatioMetroCity Bankshares has a P/B Ratio of 1.62. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about MetroCity Bankshares' valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted1.16% of the float of MetroCity Bankshares has been sold short.Short Interest Ratio / Days to CoverMetroCity Bankshares has a short interest ratio ("days to cover") of 5.6.Change versus previous monthShort interest in MetroCity Bankshares has recently increased by 1.20%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipMetroCity Bankshares is a leading dividend payer. It pays a dividend yield of 3.72%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthMetroCity Bankshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of MetroCity Bankshares is 39.06%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about MetroCity Bankshares' dividend. Sustainability and ESG2.3 / 5Environmental Score-0.94 Percentage of Shares Shorted1.16% of the float of MetroCity Bankshares has been sold short.Short Interest Ratio / Days to CoverMetroCity Bankshares has a short interest ratio ("days to cover") of 5.6.Change versus previous monthShort interest in MetroCity Bankshares has recently increased by 1.20%, indicating that investor sentiment is decreasing. News and Social Media0.6 / 5News SentimentN/A News Coverage This WeekMarketBeat has tracked 1 news article for MetroCity Bankshares this week, compared to 1 article on an average week.Search Interest1 people have searched for MCBS on MarketBeat in the last 30 days. MarketBeat FollowsOnly 2 people have added MetroCity Bankshares to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, MetroCity Bankshares insiders have not sold or bought any company stock.Percentage Held by Insiders27.49% of the stock of MetroCity Bankshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 25.33% of the stock of MetroCity Bankshares is held by institutions.Read more about MetroCity Bankshares' insider trading history. Receive MCBS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for MetroCity Bankshares and its competitors with MarketBeat's FREE daily newsletter. Email Address MCBS Stock News HeadlinesMetroCity Bankshares' (NASDAQ:MCBS) Shareholders Will Receive A Bigger Dividend Than Last YearJuly 28, 2025 | uk.finance.yahoo.comMETROCITY BANKSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2025July 18, 2025 | prnewswire.comIs America’s Everything Bubble About to Burst?On July 4th, Trump signed the “One Big Beautiful Bill,” adding $3.4 trillion to the national debt — and pushing America’s debt-to-GDP ratio to 175%. Top investors are warning of an epic bubble bursting soon. A free guide reveals how to shield your 401(k), savings, and portfolio before the collapse. | American Alternative (Ad)MetroCity Bankshares Raises Dividend to 25c/ShrJuly 16, 2025 | marketwatch.comMetroCity Bankshares, Inc. Declares Quarterly Cash DividendJuly 16, 2025 | prnewswire.comMetroCity Bankshares, Inc. and First IC Corporation Receive Regulatory and Shareholder Approval of Strategic CombinationJuly 15, 2025 | prnewswire.comMCBS MetroCity Bankshares, Inc. - Seeking AlphaJuly 3, 2025 | seekingalpha.comMetroCity Bankshares appoints David Shim to board of directorsJune 20, 2025 | investing.comSee More Headlines MCBS Stock Analysis - Frequently Asked Questions How have MCBS shares performed this year? MetroCity Bankshares' stock was trading at $31.95 at the start of the year. Since then, MCBS stock has decreased by 15.8% and is now trading at $26.90. How were MetroCity Bankshares' earnings last quarter? MetroCity Bankshares, Inc. (NASDAQ:MCBS) posted its quarterly earnings data on Friday, July, 18th. The company reported $0.65 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.63 by $0.02. The firm had revenue of $37.91 million for the quarter, compared to analysts' expectations of $36.10 million. MetroCity Bankshares had a trailing twelve-month return on equity of 15.77% and a net margin of 27.98%. When did MetroCity Bankshares IPO? MetroCity Bankshares (MCBS) raised $28 million in an initial public offering (IPO) on Thursday, October 3rd 2019. The company issued 1,900,000 shares at $14.50-$15.50 per share. Keefe, Bruyette & Woods (A Stifel Company) and Raymond James served as the underwriters for the IPO and Hovde Group was co-manager. Who are MetroCity Bankshares' major shareholders? MetroCity Bankshares' top institutional investors include Empirical Financial Services LLC d.b.a. Empirical Wealth Management (0.19%) and Inspire Investing LLC (0.05%). Insiders that own company stock include Nack Y Paek, Farid Tan, Farid Tan, Don Leung, Ajit A Patel, Sam Sang-Koo Shim and William J Hungeling. View institutional ownership trends. How do I buy shares of MetroCity Bankshares? Shares of MCBS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of MetroCity Bankshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that MetroCity Bankshares investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), JPMorgan Chase & Co. (JPM) and First Solar (FSLR). Company Calendar Record date for 5/9 Dividend4/30/2025Ex-Dividend for 5/9 Dividend4/30/2025Dividend Payable5/09/2025Last Earnings7/18/2025Record date for 8/8 Dividend7/30/2025Ex-Dividend for 8/8 Dividend7/30/2025Today8/03/2025Dividend Payable8/08/2025Next Earnings (Estimated)10/17/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - SOUTHEAST Sub-IndustryBanking Current SymbolNASDAQ:MCBS CIK1747068 Webwww.metrocitybank.bank Phone(770) 455-4989FaxN/AEmployees220Year FoundedN/APrice Target and Rating Average Price Target for MetroCity Bankshares$34.00 High Price Target$34.00 Low Price Target$34.00 Potential Upside/Downside+26.4%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Trailing Twelve Months)$2.56 Trailing P/E Ratio10.51 Forward P/E RatioN/A P/E GrowthN/ANet Income$64.50 million Net Margins27.98% Pretax Margin37.69% Return on Equity15.77% Return on Assets1.83% Debt Debt-to-Equity Ratio0.99 Current Ratio1.26 Quick Ratio1.25 Sales & Book Value Annual Sales$235.98 million Price / Sales2.90 Cash Flow$2.66 per share Price / Cash Flow10.10 Book Value$16.63 per share Price / Book1.62Miscellaneous Outstanding Shares25,400,000Free Float18,419,000Market Cap$683.26 million OptionableOptionable Beta0.64 Social Links Beginner's Guide To Retirement StocksEnter your email address and we'll send you MarketBeat's list of seven best retirement stocks and why they should be in your portfolio. 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