NASDAQ:TFSL TFS Financial (TFSL) Stock Price, News & Analysis $13.15 -0.09 (-0.68%) Closing price 09/16/2025 04:00 PM EasternExtended Trading$13.26 +0.12 (+0.87%) As of 09/16/2025 06:38 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About TFS Financial Stock (NASDAQ:TFSL) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get TFS Financial alerts:Sign Up Key Stats Today's Range$13.05▼$13.2350-Day Range$12.61▼$14.2352-Week Range$11.29▼$14.99Volume386,097 shsAverage Volume400,934 shsMarket Capitalization$3.69 billionP/E Ratio45.35Dividend Yield8.59%Price Target$15.00Consensus RatingHold Company Overview TFS Financial Corporation is a bank holding company for TFS Capital Bank, headquartered in Austin, Texas. The company offers commercial banking and specialty finance solutions designed to meet the unique needs of small and mid-sized businesses. Through its bank charter, TFS Financial provides a full suite of deposit products alongside a range of lending options tailored to growing enterprises. The bank’s lending portfolio includes equipment financing, working capital lines of credit, and term loans structured to support capital expenditures and operational needs. TFS Financial places particular emphasis on serving niche sectors such as insurance agencies, professional service firms, manufacturing concerns and select healthcare providers. By combining industry expertise with customized credit structures, the company seeks to build long-term relationships with clients and help them manage cash flow, acquire new assets or undertake strategic expansions. Operating primarily through a digital delivery platform with a physical presence in Austin, TFS Capital Bank serves customers across the United States. The company is regulated by federal and state banking authorities and maintains risk-management practices designed to ensure asset quality. With a team of banking and finance professionals at the helm, TFS Financial aims to deliver personalized service and flexible financing solutions to support the growth ambitions of its business clients.AI Generated. May Contain Errors. Read More TFS Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks70th Percentile Overall ScoreTFSL MarketRank™: TFS Financial scored higher than 70% of companies evaluated by MarketBeat, and ranked 504th out of 951 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.1 / 5Analyst RatingHold Consensus RatingTFS Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Upside PotentialTFS Financial has a consensus price target of $15.00, representing about 14.1% upside from its current price of $13.15.Amount of Analyst CoverageTFS Financial has received no research coverage in the past 90 days.Read more about TFS Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth6.90% Earnings GrowthEarnings for TFS Financial are expected to grow by 6.90% in the coming year, from $0.29 to $0.31 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of TFS Financial is 45.35, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.66.Price to Earnings Ratio vs. SectorThe P/E ratio of TFS Financial is 45.35, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 246.54.Price to Book Value per Share RatioTFS Financial has a P/B Ratio of 1.98. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about TFS Financial's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted1.40% of the float of TFS Financial has been sold short.Short Interest Ratio / Days to CoverTFS Financial has a short interest ratio ("days to cover") of 10.7, which indicates bearish sentiment.Change versus previous monthShort interest in TFS Financial has recently increased by 5.66%, indicating that investor sentiment is decreasing significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend LeadershipTFS Financial is a leading dividend payer. It pays a dividend yield of 8.53%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthTFS Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of TFS Financial is 389.66%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on EPS estimates, TFS Financial will have a dividend payout ratio of 364.52% in the coming year. This indicates that TFS Financial may not be able to sustain their current dividend.Read more about TFS Financial's dividend. Sustainability and ESG3.6 / 5Environmental Score-0.86 Percentage of Shares Shorted1.40% of the float of TFS Financial has been sold short.Short Interest Ratio / Days to CoverTFS Financial has a short interest ratio ("days to cover") of 10.7, which indicates bearish sentiment.Change versus previous monthShort interest in TFS Financial has recently increased by 5.66%, indicating that investor sentiment is decreasing significantly. News and Social Media3.1 / 5News Sentiment0.50 News SentimentTFS Financial has a news sentiment score of 0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.05 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for TFS Financial this week, compared to 2 articles on an average week.Search Interest9 people have searched for TFSL on MarketBeat in the last 30 days. This is an increase of 350% compared to the previous 30 days.MarketBeat Follows2 people have added TFS Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days. Company Ownership0.8 / 5Insider TradingBalanced Insider Buying vs. Insider SellingIn the past three months, TFS Financial insiders have sold just slightly more of their company's stock than they have bought. Specifically, they have bought $499,570.00 in company stock and sold $516,267.00 in company stock. It is common for insiders to sell company stock at intervals simply to diversify their holdings.Percentage Held by InsidersOnly 0.95% of the stock of TFS Financial is held by insiders.Percentage Held by InstitutionsOnly 9.81% of the stock of TFS Financial is held by institutions.Read more about TFS Financial's insider trading history. Receive TFSL Stock News and Ratings via Email Sign-up to receive the latest news and ratings for TFS Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. TFSL Stock News HeadlinesTFS Financial (NASDAQ:TFSL) CFO Sells $205,500.00 in StockSeptember 5, 2025 | insidertrades.comTFS Financial (NASDAQ:TFSL) CEO Sells $102,024.00 in StockSeptember 3, 2025 | insidertrades.comTrump’s national nightmare is herePorter Stansberry and Jeff Brown say a new U.S. national emergency is already underway — and it could trigger the biggest forced rotation of capital since World War II. They reveal why Trump is mobilizing America’s tech giants… and name the two stocks most likely to soar as trillions shift behind the scenes. | Porter & Company (Ad)TFS Financial (NASDAQ:TFSL) Director Acquires $499,570.50 in StockAugust 26, 2025 | insidertrades.comWinners And Losers Of Q2: Ladder Capital (NYSE:LADR) Vs The Rest Of The Thrifts & Mortgage Finance StocksSeptember 9, 2025 | msn.comTop Executive at TFS Financial Makes a Significant Stock Sale!September 2, 2025 | tipranks.comTFS Financial Announces Leadership Changes Effective SeptemberAugust 28, 2025 | tipranks.comTFS Financial Corporation Declares Dividend and Announces Leadership ChangesAugust 28, 2025 | businesswire.comSee More Headlines TFSL Stock Analysis - Frequently Asked Questions How have TFSL shares performed this year? TFS Financial's stock was trading at $12.56 at the start of the year. Since then, TFSL shares have increased by 4.7% and is now trading at $13.15. How were TFS Financial's earnings last quarter? TFS Financial Corporation (NASDAQ:TFSL) posted its quarterly earnings results on Wednesday, July, 30th. The bank reported $0.08 EPS for the quarter, meeting the consensus estimate of $0.08. The bank earned $82.04 million during the quarter, compared to analyst estimates of $80.30 million. TFS Financial had a trailing twelve-month return on equity of 4.40% and a net margin of 10.67%. Who are TFS Financial's major shareholders? TFS Financial's top institutional shareholders include Bank of New York Mellon Corp (0.55%), Geode Capital Management LLC (0.41%), MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. (0.36%) and Bank of America Corp DE (0.23%). Insiders that own company stock include Cathy W Zbanek, Meredith S Weil, Bradley T Stefanski, Anthony J Asher, Ashley H Williams, Gavin B Stefanski, Andrew J Rubino, Daniel F Weir, Russell C Holmes, Barbara J Anderson and Marc A Stefanski. View institutional ownership trends. How do I buy shares of TFS Financial? Shares of TFSL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of TFS Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that TFS Financial investors own include American Water Works (AWK), AU Optronics (AUOTY), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), Humana (HUM) and iShares Micro-Cap ETF (IWC). Company Calendar Record date for 6/24 Dividend6/10/2025Ex-Dividend for 6/24 Dividend6/10/2025Dividend Payable6/24/2025Last Earnings7/30/2025Record date for 9/24 Dividend9/10/2025Ex-Dividend for 9/24 Dividend9/10/2025Today9/16/2025Dividend Payable9/24/2025Fiscal Year End9/30/2025Next Earnings (Estimated)10/29/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - SVGS & LOAN Sub-IndustryThrifts & Mortgage Finance Current SymbolNASDAQ:TFSL CIK1381668 Webwww.thirdfederal.com Phone(216) 441-6000Fax216-441-7050Employees1,000Year Founded1938Price Target and Rating Average Price Target for TFS Financial$15.00 High Price Target$15.00 Low Price Target$15.00 Potential Upside/Downside+14.1%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Trailing Twelve Months)$0.29 Trailing P/E Ratio45.35 Forward P/E Ratio45.34 P/E GrowthN/ANet Income$79.59 million Net Margins10.67% Pretax Margin13.51% Return on Equity4.40% Return on Assets0.48% Debt Debt-to-Equity Ratio2.59 Current Ratio1.54 Quick Ratio1.54 Sales & Book Value Annual Sales$758.78 million Price / Sales4.86 Cash Flow$0.35 per share Price / Cash Flow38.06 Book Value$6.64 per share Price / Book1.98Miscellaneous Outstanding Shares280,690,000Free Float278,021,000Market Cap$3.69 billion OptionableOptionable Beta0.74 Social Links The Best Nuclear Energy Stocks to BuyNuclear energy stocks are roaring. 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