NB Bancorp (NBBK) Stock Price, News & Analysis

Company Overview

NB Bancorp, Inc. is the bank holding company for Needham Bank, a community-oriented financial institution headquartered in Needham, Massachusetts. Through Needham Bank, the company provides banking and financial services to individuals, families, businesses, nonprofit organizations and municipalities.

Needham Bank offers deposit products, residential and commercial real estate lending, commercial and industrial loans, construction financing, consumer loans, cash-management services and other treasury-management solutions. The bank also provides wealth-management and investment-related services through its financial-services offerings.

Founded in 1892, Needham Bank serves customers primarily across Greater Boston, eastern Massachusetts and southern New Hampshire through its branch network and digital banking channels. NB Bancorp became the publicly traded holding company for Needham Bank following the bank’s mutual-to-stock conversion and initial public offering in 2024. Joseph Campanelli serves as president and chief executive officer of NB Bancorp and Needham Bank.

Key Stats

• Today's Range: $22.27 to $22.69
• 50-Day Range: $21.90 to $23.32
• 52-Week Range: $16.83 to $23.47
• Volume: 217,773 shs
• Average Volume: 263,911 shs
• Market Capitalization: $981.96 million
• P/E Ratio: 14.84
• Dividend Yield: 1.25%
• Price Target: $25.50
• Consensus Rating: Moderate Buy

NB Bancorp Stock Analysis - MarketRank™

NB Bancorp scored higher than 92% of companies evaluated by MarketBeat, and ranked 149th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.2 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

NB Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 2 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

NB Bancorp has a consensus price target of $25.50, representing about 13.8% upside from its current price of $22.41.

Amount of Analyst Coverage

NB Bancorp has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 22.54%

Earnings Growth

Earnings for NB Bancorp are expected to grow by 22.54% in the coming year, from $2.13 to $2.61 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of NB Bancorp is 14.84, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.66.

Price to Earnings Ratio vs. Sector

The P/E ratio of NB Bancorp is 14.84, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.44.

Price to Book Value per Share Ratio

NB Bancorp has a P/B Ratio of 1.04. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.05% of the float of NB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

NB Bancorp has a short interest ratio ("days to cover") of 6.51.

Change versus previous month

Short interest in NB Bancorp has recently increased by 16.20%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

NB Bancorp pays a meaningful dividend of 1.26%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

NB Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of NB Bancorp is 18.54%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, NB Bancorp will have a dividend payout ratio of 10.73% next year. This indicates that NB Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: N/A

News Sentiment

NB Bancorp has a news sentiment score of 1.63. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.59 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for NB Bancorp this week, compared to 2 articles on an average week.

Search Interest

1 people have searched for NBBK on MarketBeat in the last 30 days.

Company Ownership

• Score: 2.3 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $43,500.00 in company stock, which represents 0.0044% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, NB Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $43,500.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

5.10% of the stock of NB Bancorp is held by insiders.

Percentage Held by Institutions

NB Bancorp has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 7/22/2026
• Record date for 8/19 Dividend: 8/05/2026
• Ex-Dividend for 8/19 Dividend: 8/05/2026
• Dividend Payable: 8/19/2026
• Today: 10/06/2026
• Next Earnings (Estimated): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:NBBK
• Previous Symbol: NASDAQ:NBBK
• CIK: 1979330
• Web: www.nbbancorp.com
• Phone: 781-444-2100
• Fax: N/A
• Employees: 526
• Year Founded: 2023

Price Target and Rating

• Average Price Target for NB Bancorp: $25.50
• High Price Target: $26.00
• Low Price Target: $25.00
• Potential Upside/Downside: +13.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.51
• Trailing P/E Ratio: 14.84
• Forward P/E Ratio: 10.52
• P/E Growth: N/A
• Net Income: $50.30 million
• Net Margins: 14.27%
• Pretax Margin: 19.95%
• Return on Equity: 9.13%
• Return on Assets: 1.10%

Debt

• Debt-to-Equity Ratio: 0.22
• Current Ratio: 1.06
• Quick Ratio: 1.05

Sales & Book Value

• Annual Sales: $259.05 million
• Price / Sales: 3.79
• Cash Flow: $1.73 per share
• Price / Cash Flow: 12.98
• Book Value: $21.57 per share
• Price / Book: 1.04

Miscellaneous

• Outstanding Shares: 43,818,000
• Free Float: 41,583,000
• Market Cap: $981.96 million
• Optionable: Optionable
• Beta: N/A