Northland Capmk Has Negative Outlook for OneMain Q2 Earnings

OneMain Holdings, Inc. (NYSE:OMF - Free Report) - Stock analysts at Northland Capmk lowered their Q2 2025 earnings per share (EPS) estimates for OneMain in a research note issued to investors on Tuesday, April 29th. Northland Capmk analyst M. Grondahl now anticipates that the financial services provider will post earnings per share of $1.17 for the quarter, down from their prior estimate of $1.24. Northland Capmk has a "Strong-Buy" rating on the stock. The consensus estimate for OneMain's current full-year earnings is $6.46 per share. Northland Capmk also issued estimates for OneMain's Q3 2025 earnings at $1.45 EPS, Q4 2025 earnings at $1.71 EPS, FY2025 earnings at $6.05 EPS, Q2 2026 earnings at $1.84 EPS, Q3 2026 earnings at $2.00 EPS, Q4 2026 earnings at $2.13 EPS and FY2026 earnings at $7.65 EPS.

OneMain (NYSE:OMF - Get Free Report) last released its earnings results on Tuesday, April 29th. The financial services provider reported $1.72 EPS for the quarter, topping analysts' consensus estimates of $1.55 by $0.17. The company had revenue of $188.00 million for the quarter, compared to analysts' expectations of $1.16 billion. OneMain had a return on equity of 18.39% and a net margin of 10.19%. The business's revenue for the quarter was up 7.1% compared to the same quarter last year. During the same period in the previous year, the business posted $1.45 EPS.

Several other equities analysts also recently commented on the company. Northland Securities upgraded OneMain from a "market perform" rating to an "outperform" rating in a research note on Tuesday, April 8th. Royal Bank of Canada increased their price target on OneMain from $62.00 to $65.00 and gave the stock an "outperform" rating in a research note on Monday, February 3rd. StockNews.com upgraded OneMain from a "hold" rating to a "buy" rating in a research note on Wednesday, February 12th. JMP Securities reiterated a "market outperform" rating and set a $65.00 target price on shares of OneMain in a research report on Wednesday. Finally, Barclays set a $56.00 price target on shares of OneMain in a research report on Friday, March 14th. Four research analysts have rated the stock with a hold rating, eight have assigned a buy rating and one has assigned a strong buy rating to the stock. According to data from MarketBeat.com, the stock presently has an average rating of "Moderate Buy" and an average price target of $58.40.

OneMain Stock Performance

OMF traded up $1.77 during midday trading on Thursday, reaching $49.36. The company had a trading volume of 836,709 shares, compared to its average volume of 1,037,693. OneMain has a 12-month low of $38.00 and a 12-month high of $58.90. The business has a 50-day moving average price of $47.50 and a two-hundred day moving average price of $51.76. The stock has a market cap of $5.88 billion, a PE ratio of 11.64, a P/E/G ratio of 0.44 and a beta of 1.28.

Hedge Funds Weigh In On OneMain

A number of hedge funds and other institutional investors have recently bought and sold shares of the stock. FNY Investment Advisers LLC bought a new stake in shares of OneMain during the 4th quarter worth $26,000. Albion Financial Group UT bought a new stake in OneMain during the fourth quarter worth about $26,000. Legend Financial Advisors Inc. purchased a new position in shares of OneMain in the 4th quarter worth about $26,000. Alpine Bank Wealth Management bought a new position in shares of OneMain during the 1st quarter valued at about $27,000. Finally, IFP Advisors Inc raised its holdings in shares of OneMain by 180.0% during the 4th quarter. IFP Advisors Inc now owns 770 shares of the financial services provider's stock valued at $40,000 after buying an additional 495 shares in the last quarter. Hedge funds and other institutional investors own 85.82% of the company's stock.

Insider Activity

In other news, SVP Michael A. Hedlund sold 2,808 shares of OneMain stock in a transaction dated Friday, February 21st. The stock was sold at an average price of $56.09, for a total transaction of $157,500.72. Following the completion of the sale, the senior vice president now owns 15,831 shares in the company, valued at approximately $887,960.79. This trade represents a 15.07 % decrease in their position. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link. Also, CEO Douglas H. Shulman sold 25,000 shares of the company's stock in a transaction that occurred on Thursday, May 1st. The stock was sold at an average price of $47.49, for a total transaction of $1,187,250.00. Following the completion of the transaction, the chief executive officer now owns 343,925 shares in the company, valued at approximately $16,332,998.25. This trade represents a 6.78 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders sold 67,808 shares of company stock worth $3,344,751 in the last three months. Corporate insiders own 0.45% of the company's stock.

OneMain Dividend Announcement

The company also recently declared a quarterly dividend, which will be paid on Friday, May 16th. Shareholders of record on Friday, May 9th will be issued a $1.04 dividend. This represents a $4.16 annualized dividend and a yield of 8.43%. The ex-dividend date of this dividend is Friday, May 9th. OneMain's payout ratio is 87.95%.

About OneMain

OneMain Holdings, Inc, a financial service holding company, engages in the consumer finance and insurance businesses in the United States. It originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans.