Ohio Valley Banc (OVBC) Stock Price, News & Analysis

Company Overview

Ohio Valley Banc Corp is a bank holding company headquartered in Wheeling, West Virginia, operating through its principal subsidiary, The Ohio Valley Bank. As a locally focused financial institution, the company delivers a range of banking and financial solutions designed to meet the needs of individual, small business and commercial clients across its service area.

Through its subsidiary, Ohio Valley Banc offers traditional banking products including checking and savings accounts, certificates of deposit and consumer and residential mortgage loans. Commercial customers can access business checking, treasury management, equipment financing, commercial real estate lending and Small Business Administration (SBA) loan programs. The company also provides wealth management and trust services, insurance products and merchant services, supported by digital banking platforms that enable online account opening, mobile deposits and real-time account monitoring.

With a network of branch offices serving northern West Virginia and eastern Ohio, Ohio Valley Banc has maintained its community banking heritage while expanding its footprint and product lineup. The institution was established as a community lender and remains committed to supporting local economic growth through personalized service and relationship-driven banking. Leadership is comprised of regional banking veterans who emphasize prudent risk management, customer engagement and sustainable growth.

Key Stats

• Today's Range: $36.41 to $37.00
• 50-Day Range: $31.61 to $37.00
• 52-Week Range: $21.86 to $40.99
• Volume: 3,501 shs
• Average Volume: 10,098 shs
• Market Capitalization: $172.47 million
• P/E Ratio: 12.45
• Dividend Yield: 2.51%
• Price Target: N/A
• Consensus Rating: N/A

Ohio Valley Banc Stock Analysis - MarketRank™

Ohio Valley Banc scored higher than 48% of companies evaluated by MarketBeat, and ranked 696th out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Ohio Valley Banc.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Ohio Valley Banc is 12.45, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 278.40.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ohio Valley Banc is 12.45, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 232.16.

Price to Book Value per Share Ratio

Ohio Valley Banc has a P/B Ratio of 1.15. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.11% of the float of Ohio Valley Banc has been sold short.

Short Interest Ratio / Days to Cover

Ohio Valley Banc has a short interest ratio ("days to cover") of 5.

Change versus previous month

Short interest in Ohio Valley Banc has recently decreased by 13.22%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Ohio Valley Banc pays a meaningful dividend of 2.52%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Ohio Valley Banc has only been increasing its dividend for 3 years.

Dividend Coverage

The dividend payout ratio of Ohio Valley Banc is 31.29%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: 3.4 / 5
• Environmental Score: -0.67

Percentage of Shares Shorted

2.11% of the float of Ohio Valley Banc has been sold short.

Short Interest Ratio / Days to Cover

Ohio Valley Banc has a short interest ratio ("days to cover") of 5.

Change versus previous month

Short interest in Ohio Valley Banc has recently decreased by 13.22%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.5 / 5
• News Sentiment: N/A

News Sentiment

Ohio Valley Banc has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.97 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Ohio Valley Banc this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Ohio Valley Banc insiders have bought more of their company's stock than they have sold. Specifically, they have bought $4,502.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 7.13% of the stock of Ohio Valley Banc is held by insiders.

Percentage Held by Institutions

Only 22.06% of the stock of Ohio Valley Banc is held by institutions.

OVBC Stock Analysis - Frequently Asked Questions

How have OVBC shares performed this year?

Ohio Valley Banc's stock was trading at $24.21 at the start of the year. Since then, OVBC shares have increased by 51.2% and is now trading at $36.61.

How were Ohio Valley Banc's earnings last quarter?

Ohio Valley Banc Corp. (NASDAQ:OVBC) posted its earnings results on Friday, July, 25th. The bank reported $0.89 EPS for the quarter. The bank had revenue of $17.38 million for the quarter. Ohio Valley Banc had a net margin of 14.81% and a trailing twelve-month return on equity of 8.95%.

Who are Ohio Valley Banc's major shareholders?

Ohio Valley Banc's top institutional shareholders include The Manufacturers Life Insurance Company (3.98%), Geode Capital Management LLC (1.87%), 49 Wealth Management LLC (1.01%) and Prosperity Consulting Group LLC (0.86%). Insiders that own company stock include Anna P Barnitz, David W Thomas, Edward Bryant Roberts, Bryan F Stepp and Seth Isaac Michael.
View institutional ownership trends.

How do I buy shares of Ohio Valley Banc?

Shares of OVBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Ohio Valley Banc own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Ohio Valley Banc investors own include NVIDIA (NVDA), Broadcom (AVGO), Adobe (ADBE), Arista Networks (ANET), CrowdStrike (CRWD), e.l.f. Beauty (ELF) and Jabil (JBL).

Company Calendar

• Last Earnings: 7/25/2025
• Record date for 8/10 Dividend: 7/25/2025
• Ex-Dividend for 8/10 Dividend: 7/25/2025
• Dividend Payable: 8/10/2025
• Today: 9/09/2025
• Next Earnings (Estimated): 10/27/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:OVBC
• CIK: 894671
• Web: www.ovbc.com
• Phone: (740) 446-2631
• Fax: 740-446-7688
• Employees: 260
• Year Founded: 1872

Profitability

• EPS (Trailing Twelve Months): $2.94
• Trailing P/E Ratio: 12.45
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $11 million
• Net Margins: 14.81%
• Pretax Margin: 18.28%
• Return on Equity: 8.95%
• Return on Assets: 0.92%

Debt

• Debt-to-Equity Ratio: 0.28
• Current Ratio: 0.90
• Quick Ratio: 0.90

Sales & Book Value

• Annual Sales: $88.93 million
• Price / Sales: 1.94
• Cash Flow: $2.41 per share
• Price / Cash Flow: 15.21
• Book Value: $31.91 per share
• Price / Book: 1.15

Miscellaneous

• Outstanding Shares: 4,710,000
• Free Float: 4,375,000
• Market Cap: $172.43 million
• Optionable: Not Optionable
• Beta: 0.10