Old Point Financial (OPOF) Stock Price, News & Analysis

Company Overview

Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. It offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. The company also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans. In addition, it offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products, wealth management, and cash management services. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia.

Key Stats

• Today's Range: $39.14 to $39.14
• 50-Day Range: $29.91 to $40.58
• 52-Week Range: $13.70 to $40.88
• Volume: 288 shs
• Average Volume: 10,916 shs
• Market Capitalization: $200.06 million
• P/E Ratio: 20.85
• Dividend Yield: 1.43%
• Price Target: N/A
• Consensus Rating: N/A

OPOF Stock Analysis - Frequently Asked Questions

How have OPOF shares performed this year?

Old Point Financial's stock was trading at $26.06 on January 1st, 2025. Since then, OPOF shares have increased by 50.0% and is now trading at $39.10.
View the best growth stocks for 2025 here.

How were Old Point Financial's earnings last quarter?

Old Point Financial Co. (NASDAQ:OPOF) released its quarterly earnings data on Wednesday, April, 30th. The bank reported $0.39 earnings per share (EPS) for the quarter. The bank had revenue of $15.86 million for the quarter. Old Point Financial had a trailing twelve-month return on equity of 8.56% and a net margin of 11.08%.

Who are Old Point Financial's major shareholders?

Old Point Financial's top institutional investors include Empowered Funds LLC (0.38%), Jane Street Group LLC (0.26%) and Goldman Sachs Group Inc. (0.22%). Insiders that own company stock include Pl Capital Advisors, Llc, Martin S Friedman, Robert F Shuford Jr, John Cabot Ishon, Clark Rebekah Ellen Thacker, Joseph R Witt, Stephen Conway Adams, Sarah B Golden, Susan Ralston, Donald S Buckless, Michael A Glasser, A Eric Kauders Jr and Elizabeth S Wash.
View institutional ownership trends.

How do I buy shares of Old Point Financial?

Shares of OPOF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Old Point Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Old Point Financial investors own include NVIDIA (NVDA), Broadcom (AVGO), Adobe (ADBE), Meta Platforms (META), e.l.f. Beauty (ELF), Jabil (JBL) and Arista Networks (ANET).

Company Calendar

• Record date for 3/28 Dividend: 3/05/2025
• Ex-Dividend for 3/28 Dividend: 3/05/2025
• Dividend Payable: 3/28/2025
• Last Earnings: 4/30/2025
• Today: 6/09/2025
• Record date for 6/30 Dividend: 6/09/2025
• Ex-Dividend for 6/30 Dividend: 6/09/2025
• Dividend Payable: 6/30/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:OPOF
• CIK: 740971
• Web: www.oldpoint.com
• Phone: (757) 728-1200
• Fax: 757-728-1279
• Employees: 280
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $1.96
• Trailing P/E Ratio: 20.80
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $9.51 million
• Net Margins: 11.08%
• Pretax Margin: 11.53%
• Return on Equity: 8.56%
• Return on Assets: 0.66%

Debt

• Debt-to-Equity Ratio: 0.35
• Current Ratio: 0.92
• Quick Ratio: 0.92

Sales & Book Value

• Annual Sales: $62.72 million
• Price / Sales: 3.18
• Cash Flow: $2.89 per share
• Price / Cash Flow: 13.51
• Book Value: $21.19 per share
• Price / Book: 1.85

Miscellaneous

• Outstanding Shares: 5,105,000
• Free Float: 4,006,000
• Market Cap: $199.61 million
• Optionable: Not Optionable
• Beta: -0.30