OP Bancorp is a bank holding company based in Williamsburg, Virginia, serving as the parent of Old Point National Bank. Originally chartered in 1908, the institution has grown from a single storefront bank into a full-service financial organization. OP Bancorp’s operations are concentrated in the Tidewater region of eastern Virginia, with additional outreach into the Richmond and Charlottesville markets.
The company’s core banking activities include a diverse portfolio of commercial lending, consumer deposit services and residential mortgage financing. Through its branch network and digital channels, OP Bancorp offers checking and savings accounts, certificates of deposit, business lines of credit, commercial real estate loans and small-business (SBA) financing. The bank also provides treasury and cash management services designed to streamline payments, receivables and liquidity for local enterprises.
In addition to traditional lending and deposit functions, OP Bancorp maintains a trust and wealth management division. This arm delivers fiduciary and advisory services, estate and trust administration, investment management, retirement planning and charitable giving strategies. The company’s financial advisors work with individuals, families and nonprofit organizations to establish long-term wealth preservation and growth plans.
OP Bancorp emphasizes community engagement and local decision-making, drawing on a board of directors made up of regional business and civic leaders. Its executive management team brings decades of banking experience to the organization, with a focus on customer relationships, risk management and digital innovation. Together, these leaders guide the company’s efforts to expand services, deepen client partnerships and support economic development across eastern Virginia.
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