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NASDAQ:PBHC

Pathfinder Bancorp (PBHC) Stock Price, News & Analysis

Pathfinder Bancorp logo
$16.61 0.00 (0.00%)
Closing price 08/20/2026 03:55 PM Eastern
Extended Trading
$16.49 -0.12 (-0.72%)
As of 04:11 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Pathfinder Bancorp Stock (NASDAQ:PBHC)

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Key Stats

Today's Range
$16.30
$16.80
50-Day Range
$15.22
$16.87
52-Week Range
$12.06
$17.40
Volume
4,775 shs
Average Volume
4,121 shs
Market Capitalization
$81.36 million
P/E Ratio
N/A
Dividend Yield
2.41%
Price Target
N/A
Consensus Rating
Hold

Company Overview

Pathfinder Bancorp, Inc. is a bank holding company headquartered in northeastern Pennsylvania that operates primarily through its subsidiary, Pathfinder Bank. The company offers a broad range of commercial and consumer banking solutions, including checking and savings accounts, time deposits, certificates of deposit, and retirement accounts. Through its branch network, Pathfinder Bancorp serves individuals, small businesses, and community organizations across its local market.

In addition to traditional deposit products, Pathfinder Bancorp provides a variety of lending services such as commercial real estate loans, construction and land development financing, agricultural credits, equipment loans, and consumer installment loans. The company also offers residential mortgage lending, home equity lines of credit, and specialized lending programs designed to meet the needs of first-time homebuyers and small business entrepreneurs.

Committed to community banking principles, Pathfinder Bancorp integrates its banking services with digital platforms, including online and mobile banking, electronic bill payment, and remote deposit capture. The company emphasizes personalized service, local decision-making, and community reinvestment. Pathfinder Bancorp’s leadership team comprises experienced banking professionals dedicated to fostering customer relationships and supporting regional economic development.

AI Generated. May Contain Errors.

Pathfinder Bancorp Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
34th Percentile Overall Score

PBHC MarketRank™: 

Pathfinder Bancorp scored higher than 34% of companies evaluated by MarketBeat, and ranked 703rd out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Pathfinder Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    Pathfinder Bancorp has only been the subject of 1 research reports in the past 90 days.

  • Read more about Pathfinder Bancorp's stock forecast and price target.
  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Pathfinder Bancorp is -79.09, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Pathfinder Bancorp is -79.09, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Book Value per Share Ratio

    Pathfinder Bancorp has a P/B Ratio of 0.65. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    0.30% of the float of Pathfinder Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Pathfinder Bancorp has a short interest ratio ("days to cover") of 1.65, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Pathfinder Bancorp has recently increased by 15.63%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Pathfinder Bancorp pays a meaningful dividend of 2.42%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Pathfinder Bancorp has only been increasing its dividend for 1 years.

  • Read more about Pathfinder Bancorp's dividend.
    • Cluster Insider Buying

      2 insiders have purchased shares of Pathfinder Bancorp in the last three months. Multiple insiders buying is a strong bullish signal.

    • Net Insider Buying

      Over the last three months, insiders have purchased a net $35,046.00 in company stock, which represents 0.0431% of the company's market cap.

    • Insider Buying vs. Insider Selling

      In the past three months, Pathfinder Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $35,046.00 in company stock and sold $0.00 in company stock.

    • Percentage Held by Insiders

      15.70% of the stock of Pathfinder Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

    • Percentage Held by Institutions

      26.73% of the stock of Pathfinder Bancorp is held by institutions.

    • Read more about Pathfinder Bancorp's insider trading history.
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    PBHC Stock News Headlines

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    Pathfinder Bancorp, Inc. Declares Dividend
    Pathfinder Bancorp, Inc. Declares Dividend
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    PBHC Stock Analysis - Frequently Asked Questions

    Pathfinder Bancorp's stock was trading at $14.11 at the start of the year. Since then, PBHC shares have increased by 17.7% and is now trading at $16.61.

    Pathfinder Bancorp, Inc. (NASDAQ:PBHC) released its quarterly earnings results on Thursday, July, 30th. The savings and loans company reported $0.42 EPS for the quarter. The savings and loans company earned $11.67 million during the quarter. Pathfinder Bancorp had a negative net margin of 1.70% and a negative trailing twelve-month return on equity of 1.08%.

    Pathfinder Bancorp's top institutional investors include Susquehanna International Group LLP (0.40%) and BlackRock Inc. (0.27%). Insiders that own company stock include Ronald Tascarella, Walter Rusnak, James A Dowd, Adam C Gagas, Daniel R Phillips, William D O'brien, Robert G Jr Butkowski, George P Joyce, David A Ayoub, Joseph Polniak, Eric Allyn and Meghan Crawford-Hamlin.
    View institutional ownership trends
    .

    Shares of PBHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

    Based on aggregate information from My MarketBeat watchlists, some other companies that Pathfinder Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Adobe (ADBE), Arista Networks (ANET), Jabil (JBL), e.l.f. Beauty (ELF) and Novo Nordisk A/S (NVO).

    Company Calendar

    Record date for 8/7 Dividend
    7/17/2026
    Ex-Dividend for 8/7 Dividend
    7/17/2026
    Last Earnings
    7/30/2026
    Dividend Payable
    8/07/2026
    Today
    8/21/2026
    Fiscal Year End
    12/31/2026

    Industry, Sector and Symbol

    Stock Exchange
    NASDAQ
    Sector
    Finance
    Industry
    Banks
    Sub-Industry
    Regional Banks
    Current Symbol
    NASDAQ:PBHC
    CIK
    1609065
    Employees
    170
    Year Founded
    1859

    Profitability

    EPS (Trailing Twelve Months)
    ($0.21)
    Trailing P/E Ratio
    N/A
    Forward P/E Ratio
    N/A
    P/E Growth
    N/A
    Net Income
    -$1.93 million
    Net Margins
    -1.70%
    Pretax Margin
    -2.10%
    Return on Equity
    -1.08%
    Return on Assets
    -0.09%

    Debt

    Debt-to-Equity Ratio
    0.07
    Current Ratio
    0.69
    Quick Ratio
    0.68

    Sales & Book Value

    Annual Sales
    $48.33 million
    Price / Sales
    1.68
    Cash Flow
    N/A
    Price / Cash Flow
    N/A
    Book Value
    $25.67 per share
    Price / Book
    0.65

    Miscellaneous

    Outstanding Shares
    4,898,000
    Free Float
    4,129,000
    Market Cap
    $81.36 million
    Optionable
    Not Optionable
    Beta
    0.13

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    This page (NASDAQ:PBHC) was last updated on 8/21/2026 by MarketBeat.com Staff.
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