Pathfinder Bancorp (PBHC) Competitors

Pathfinder Bancorp (NASDAQ:PBHC) and Fauquier Bankshares (NASDAQ:FBSS) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, risk, profitability, institutional ownership, media sentiment, valuation, community ranking, earnings and analyst recommendations.

Is PBHC or FBSS a better dividend stock?

Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 2.5%. Fauquier Bankshares pays an annual dividend of $0.50 per share and has a dividend yield of 2.3%. Pathfinder Bancorp pays out 28.2% of its earnings in the form of a dividend.

Do institutionals & insiders have more ownership in PBHC or FBSS?

26.7% of Pathfinder Bancorp shares are owned by institutional investors. Comparatively, 23.8% of Fauquier Bankshares shares are owned by institutional investors. 22.4% of Pathfinder Bancorp shares are owned by insiders. Comparatively, 4.7% of Fauquier Bankshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Do analysts prefer PBHC or FBSS?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pathfinder Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
Fauquier Bankshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Does the media prefer PBHC or FBSS?

In the previous week, Pathfinder Bancorp had 5 more articles in the media than Fauquier Bankshares. MarketBeat recorded 5 mentions for Pathfinder Bancorp and 0 mentions for Fauquier Bankshares. Pathfinder Bancorp's average media sentiment score of 0.45 beat Fauquier Bankshares' score of 0.00 indicating that Pathfinder Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Pathfinder Bancorp	Neutral
Fauquier Bankshares	Neutral

Is PBHC or FBSS more profitable?

Fauquier Bankshares has a net margin of 18.04% compared to Pathfinder Bancorp's net margin of 11.50%. Fauquier Bankshares' return on equity of 8.72% beat Pathfinder Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Pathfinder Bancorp	11.50%	7.47%	0.62%
Fauquier Bankshares	18.04%	8.72%	0.78%

Which has stronger earnings & valuation, PBHC or FBSS?

Pathfinder Bancorp has higher revenue and earnings than Fauquier Bankshares.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pathfinder Bancorp	$72.85M	1.04	$9.29M	$1.42	11.27
Fauquier Bankshares	$35.14M	2.31	$6.82M	N/A	N/A

Does the MarketBeat Community favor PBHC or FBSS?

Pathfinder Bancorp received 22 more outperform votes than Fauquier Bankshares when rated by MarketBeat users. Likewise, 63.10% of users gave Pathfinder Bancorp an outperform vote while only 61.94% of users gave Fauquier Bankshares an outperform vote.

Company	Underperform	Outperform
Pathfinder Bancorp	Outperform Votes 118 63.10%	Underperform Votes 69 36.90%
Fauquier Bankshares	Outperform Votes 96 61.94%	Underperform Votes 59 38.06%

Which has more volatility and risk, PBHC or FBSS?

Pathfinder Bancorp has a beta of 0.26, indicating that its stock price is 74% less volatile than the S&P 500. Comparatively, Fauquier Bankshares has a beta of 0.76, indicating that its stock price is 24% less volatile than the S&P 500.

Summary

Pathfinder Bancorp beats Fauquier Bankshares on 9 of the 16 factors compared between the two stocks.