Free Trial

Pathfinder Bancorp (PBHC) Competitors

Pathfinder Bancorp logo
$13.66 +0.05 (+0.34%)
Closing price 05/29/2026 03:54 PM Eastern
Extended Trading
$13.94 +0.28 (+2.08%)
As of 05/29/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

PBHC vs. FDBC, FRAF, CBNA, HWBK, and SNFCA

Should you buy Pathfinder Bancorp stock or one of its competitors? MarketBeat compares Pathfinder Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Pathfinder Bancorp include Fidelity D&D Bancorp (FDBC), Franklin Financial Services (FRAF), Chain Bridge Bancorp (CBNA), Hawthorn Bancshares (HWBK), and Security National Financial (SNFCA). These companies are all part of the "banking" industry.

How does Pathfinder Bancorp compare to Fidelity D&D Bancorp?

Pathfinder Bancorp (NASDAQ:PBHC) and Fidelity D&D Bancorp (NASDAQ:FDBC) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, media sentiment, earnings, risk and valuation.

In the previous week, Pathfinder Bancorp and Pathfinder Bancorp both had 1 articles in the media. Pathfinder Bancorp's average media sentiment score of 1.89 equaled Fidelity D&D Bancorp'saverage media sentiment score.

Company Overall Sentiment
Pathfinder Bancorp Very Positive
Fidelity D&D Bancorp Very Positive

Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 2.9%. Fidelity D&D Bancorp pays an annual dividend of $1.72 per share and has a dividend yield of 3.7%. Pathfinder Bancorp pays out -63.5% of its earnings in the form of a dividend. Fidelity D&D Bancorp pays out 33.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Pathfinder Bancorp has raised its dividend for 1 consecutive years and Fidelity D&D Bancorp has raised its dividend for 10 consecutive years. Fidelity D&D Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Fidelity D&D Bancorp has higher revenue and earnings than Pathfinder Bancorp. Pathfinder Bancorp is trading at a lower price-to-earnings ratio than Fidelity D&D Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pathfinder Bancorp$79.15M0.84-$1.93M-$0.63N/A
Fidelity D&D Bancorp$140.40M1.93$28.20M$5.129.12

26.7% of Pathfinder Bancorp shares are held by institutional investors. Comparatively, 20.1% of Fidelity D&D Bancorp shares are held by institutional investors. 15.4% of Pathfinder Bancorp shares are held by company insiders. Comparatively, 20.7% of Fidelity D&D Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Fidelity D&D Bancorp has a net margin of 20.78% compared to Pathfinder Bancorp's net margin of -4.96%. Fidelity D&D Bancorp's return on equity of 12.75% beat Pathfinder Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Pathfinder Bancorp-4.96% -3.20% -0.27%
Fidelity D&D Bancorp 20.78%12.75%1.07%

Pathfinder Bancorp has a beta of 0.18, indicating that its share price is 82% less volatile than the broader market. Comparatively, Fidelity D&D Bancorp has a beta of 0.85, indicating that its share price is 15% less volatile than the broader market.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pathfinder Bancorp
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Fidelity D&D Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

Fidelity D&D Bancorp beats Pathfinder Bancorp on 13 of the 15 factors compared between the two stocks.

How does Pathfinder Bancorp compare to Franklin Financial Services?

Franklin Financial Services (NASDAQ:FRAF) and Pathfinder Bancorp (NASDAQ:PBHC) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, earnings, valuation, media sentiment, analyst recommendations, dividends, risk and institutional ownership.

24.8% of Franklin Financial Services shares are owned by institutional investors. Comparatively, 26.7% of Pathfinder Bancorp shares are owned by institutional investors. 5.9% of Franklin Financial Services shares are owned by company insiders. Comparatively, 15.4% of Pathfinder Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

In the previous week, Franklin Financial Services and Franklin Financial Services both had 1 articles in the media. Franklin Financial Services' average media sentiment score of 1.89 equaled Pathfinder Bancorp'saverage media sentiment score.

Company Overall Sentiment
Franklin Financial Services Very Positive
Pathfinder Bancorp Very Positive

Franklin Financial Services has higher revenue and earnings than Pathfinder Bancorp. Pathfinder Bancorp is trading at a lower price-to-earnings ratio than Franklin Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Franklin Financial Services$133.55M1.97$21.23M$5.3410.98
Pathfinder Bancorp$79.15M0.84-$1.93M-$0.63N/A

Franklin Financial Services pays an annual dividend of $1.36 per share and has a dividend yield of 2.3%. Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 2.9%. Franklin Financial Services pays out 25.5% of its earnings in the form of a dividend. Pathfinder Bancorp pays out -63.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Franklin Financial Services has increased its dividend for 1 consecutive years and Pathfinder Bancorp has increased its dividend for 1 consecutive years. Pathfinder Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Franklin Financial Services presently has a consensus price target of $64.00, indicating a potential upside of 9.19%. Given Franklin Financial Services' stronger consensus rating and higher possible upside, equities research analysts clearly believe Franklin Financial Services is more favorable than Pathfinder Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Franklin Financial Services
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Pathfinder Bancorp
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Franklin Financial Services has a net margin of 17.73% compared to Pathfinder Bancorp's net margin of -4.96%. Franklin Financial Services' return on equity of 14.13% beat Pathfinder Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Franklin Financial Services17.73% 14.13% 1.05%
Pathfinder Bancorp -4.96%-3.20%-0.27%

Franklin Financial Services has a beta of -0.01, suggesting that its share price is 101% less volatile than the broader market. Comparatively, Pathfinder Bancorp has a beta of 0.18, suggesting that its share price is 82% less volatile than the broader market.

Summary

Franklin Financial Services beats Pathfinder Bancorp on 11 of the 16 factors compared between the two stocks.

How does Pathfinder Bancorp compare to Chain Bridge Bancorp?

Chain Bridge Bancorp (NYSE:CBNA) and Pathfinder Bancorp (NASDAQ:PBHC) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their earnings, analyst recommendations, valuation, risk, media sentiment, dividends, institutional ownership and profitability.

Chain Bridge Bancorp currently has a consensus target price of $38.50, indicating a potential upside of 6.60%. Given Chain Bridge Bancorp's stronger consensus rating and higher probable upside, equities research analysts plainly believe Chain Bridge Bancorp is more favorable than Pathfinder Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Chain Bridge Bancorp
1 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.20
Pathfinder Bancorp
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Chain Bridge Bancorp has higher earnings, but lower revenue than Pathfinder Bancorp. Pathfinder Bancorp is trading at a lower price-to-earnings ratio than Chain Bridge Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Chain Bridge Bancorp$59.32M3.99$20.24M$3.3110.91
Pathfinder Bancorp$79.15M0.84-$1.93M-$0.63N/A

In the previous week, Chain Bridge Bancorp and Chain Bridge Bancorp both had 1 articles in the media. Pathfinder Bancorp's average media sentiment score of 1.89 beat Chain Bridge Bancorp's score of 1.00 indicating that Pathfinder Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Chain Bridge Bancorp Positive
Pathfinder Bancorp Very Positive

26.7% of Pathfinder Bancorp shares are held by institutional investors. 25.4% of Chain Bridge Bancorp shares are held by insiders. Comparatively, 15.4% of Pathfinder Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Chain Bridge Bancorp has a beta of 0.45, suggesting that its share price is 55% less volatile than the broader market. Comparatively, Pathfinder Bancorp has a beta of 0.18, suggesting that its share price is 82% less volatile than the broader market.

Chain Bridge Bancorp has a net margin of 35.09% compared to Pathfinder Bancorp's net margin of -4.96%. Chain Bridge Bancorp's return on equity of 13.07% beat Pathfinder Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Chain Bridge Bancorp35.09% 13.07% 1.31%
Pathfinder Bancorp -4.96%-3.20%-0.27%

Summary

Chain Bridge Bancorp beats Pathfinder Bancorp on 12 of the 15 factors compared between the two stocks.

How does Pathfinder Bancorp compare to Hawthorn Bancshares?

Hawthorn Bancshares (NASDAQ:HWBK) and Pathfinder Bancorp (NASDAQ:PBHC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, institutional ownership, valuation, earnings, analyst recommendations, media sentiment, dividends and profitability.

In the previous week, Hawthorn Bancshares and Hawthorn Bancshares both had 1 articles in the media. Hawthorn Bancshares' average media sentiment score of 1.89 equaled Pathfinder Bancorp'saverage media sentiment score.

Company Overall Sentiment
Hawthorn Bancshares Very Positive
Pathfinder Bancorp Very Positive

Hawthorn Bancshares has a beta of 0.43, suggesting that its share price is 57% less volatile than the broader market. Comparatively, Pathfinder Bancorp has a beta of 0.18, suggesting that its share price is 82% less volatile than the broader market.

Hawthorn Bancshares pays an annual dividend of $0.84 per share and has a dividend yield of 2.3%. Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 2.9%. Hawthorn Bancshares pays out 23.1% of its earnings in the form of a dividend. Pathfinder Bancorp pays out -63.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hawthorn Bancshares has raised its dividend for 5 consecutive years and Pathfinder Bancorp has raised its dividend for 1 consecutive years. Pathfinder Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Hawthorn Bancshares has higher revenue and earnings than Pathfinder Bancorp. Pathfinder Bancorp is trading at a lower price-to-earnings ratio than Hawthorn Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Hawthorn Bancshares$111.97M2.26$23.80M$3.6410.08
Pathfinder Bancorp$79.15M0.84-$1.93M-$0.63N/A

30.7% of Hawthorn Bancshares shares are owned by institutional investors. Comparatively, 26.7% of Pathfinder Bancorp shares are owned by institutional investors. 22.9% of Hawthorn Bancshares shares are owned by insiders. Comparatively, 15.4% of Pathfinder Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Hawthorn Bancshares has a net margin of 22.14% compared to Pathfinder Bancorp's net margin of -4.96%. Hawthorn Bancshares' return on equity of 15.01% beat Pathfinder Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Hawthorn Bancshares22.14% 15.01% 1.33%
Pathfinder Bancorp -4.96%-3.20%-0.27%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Hawthorn Bancshares
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Pathfinder Bancorp
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Summary

Hawthorn Bancshares beats Pathfinder Bancorp on 13 of the 15 factors compared between the two stocks.

How does Pathfinder Bancorp compare to Security National Financial?

Pathfinder Bancorp (NASDAQ:PBHC) and Security National Financial (NASDAQ:SNFCA) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, earnings, profitability, risk, institutional ownership, media sentiment, analyst recommendations and dividends.

26.7% of Pathfinder Bancorp shares are owned by institutional investors. Comparatively, 45.6% of Security National Financial shares are owned by institutional investors. 15.4% of Pathfinder Bancorp shares are owned by company insiders. Comparatively, 15.0% of Security National Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pathfinder Bancorp
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Security National Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Pathfinder Bancorp has a beta of 0.18, suggesting that its stock price is 82% less volatile than the broader market. Comparatively, Security National Financial has a beta of 0.72, suggesting that its stock price is 28% less volatile than the broader market.

Security National Financial has a net margin of 10.19% compared to Pathfinder Bancorp's net margin of -4.96%. Security National Financial's return on equity of 8.95% beat Pathfinder Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Pathfinder Bancorp-4.96% -3.20% -0.27%
Security National Financial 10.19%8.95%2.23%

In the previous week, Pathfinder Bancorp and Pathfinder Bancorp both had 1 articles in the media. Security National Financial's average media sentiment score of 1.91 beat Pathfinder Bancorp's score of 1.89 indicating that Security National Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Pathfinder Bancorp Very Positive
Security National Financial Very Positive

Security National Financial has higher revenue and earnings than Pathfinder Bancorp. Pathfinder Bancorp is trading at a lower price-to-earnings ratio than Security National Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pathfinder Bancorp$79.15M0.84-$1.93M-$0.63N/A
Security National Financial$344.59M0.73$32.15M$1.367.13

Summary

Security National Financial beats Pathfinder Bancorp on 11 of the 13 factors compared between the two stocks.

Get Pathfinder Bancorp News Delivered to You Automatically

Sign up to receive the latest news and ratings for PBHC and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

PBHC vs. The Competition

MetricPathfinder BancorpFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$66.80M$641.70M$13.57B$30.05B
Dividend Yield2.92%2.83%5.77%5.33%
P/E Ratio-21.6813.1124.0026.27
Price / Sales0.842.07150.71116.86
Price / CashN/A16.9120.2456.84
Price / Book0.541.112.167.30
Net Income-$1.93M$46.65M$1.13B$337.27M
7 Day Performance-1.76%1.12%0.72%3.58%
1 Month Performance-1.32%2.18%0.51%5.71%
1 Year Performance-10.57%23.11%12.62%39.70%

Pathfinder Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PBHC
Pathfinder Bancorp
1.3943 of 5 stars
$13.66
+0.3%
N/A-10.6%$66.80M$79.15MN/A170
FDBC
Fidelity D&D Bancorp
3.1565 of 5 stars
$45.34
+0.1%
N/A+13.6%$262.86M$140.40M8.86320
FRAF
Franklin Financial Services
3.7643 of 5 stars
$56.91
+0.2%
$64.00
+12.5%
+51.9%$255.16M$91.11M10.66280
CBNA
Chain Bridge Bancorp
3.7949 of 5 stars
$37.37
+0.2%
$38.50
+3.0%
+33.7%$244.82M$59.32M11.2984
HWBK
Hawthorn Bancshares
1.9881 of 5 stars
$35.07
-1.2%
N/A+24.6%$244.69M$111.97M9.63310

Related Companies and Tools


This page (NASDAQ:PBHC) was last updated on 5/31/2026 by MarketBeat.com Staff.
From Our Partners