Pathfinder Bancorp (PBHC) Competitors

$12.78
+0.53 (+4.33%)
(As of 04/24/2024 ET)

PBHC vs. AUBN, FUSB, VBFC, BAFN, BRBS, BKSC, BOTJ, CIZN, UBCP, and SBFG

Should you be buying Pathfinder Bancorp stock or one of its competitors? The main competitors of Pathfinder Bancorp include Auburn National Bancorporation (AUBN), First US Bancshares (FUSB), Village Bank and Trust Financial (VBFC), BayFirst Financial (BAFN), Blue Ridge Bankshares (BRBS), Bank of South Carolina (BKSC), Bank of the James Financial Group (BOTJ), Citizens (CIZN), United Bancorp (UBCP), and SB Financial Group (SBFG). These companies are all part of the "state commercial banks" industry.

Pathfinder Bancorp vs.

Pathfinder Bancorp (NASDAQ:PBHC) and Auburn National Bancorporation (NASDAQ:AUBN) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their valuation, dividends, risk, institutional ownership, analyst recommendations, media sentiment, community ranking, earnings and profitability.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pathfinder Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
Auburn National Bancorporation
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A

In the previous week, Auburn National Bancorporation had 3 more articles in the media than Pathfinder Bancorp. MarketBeat recorded 5 mentions for Auburn National Bancorporation and 2 mentions for Pathfinder Bancorp. Pathfinder Bancorp's average media sentiment score of 0.30 beat Auburn National Bancorporation's score of 0.22 indicating that Pathfinder Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Pathfinder Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Auburn National Bancorporation
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Pathfinder Bancorp received 48 more outperform votes than Auburn National Bancorporation when rated by MarketBeat users. However, 64.22% of users gave Auburn National Bancorporation an outperform vote while only 63.10% of users gave Pathfinder Bancorp an outperform vote.

CompanyUnderperformOutperform
Pathfinder BancorpOutperform Votes
118
63.10%
Underperform Votes
69
36.90%
Auburn National BancorporationOutperform Votes
70
64.22%
Underperform Votes
39
35.78%

Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 3.1%. Auburn National Bancorporation pays an annual dividend of $1.08 per share and has a dividend yield of 6.3%. Pathfinder Bancorp pays out 26.5% of its earnings in the form of a dividend. Auburn National Bancorporation pays out 270.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

26.7% of Pathfinder Bancorp shares are owned by institutional investors. Comparatively, 39.5% of Auburn National Bancorporation shares are owned by institutional investors. 24.0% of Pathfinder Bancorp shares are owned by insiders. Comparatively, 24.4% of Auburn National Bancorporation shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Pathfinder Bancorp has a beta of 0.15, indicating that its share price is 85% less volatile than the S&P 500. Comparatively, Auburn National Bancorporation has a beta of 0.49, indicating that its share price is 51% less volatile than the S&P 500.

Pathfinder Bancorp has a net margin of 12.76% compared to Auburn National Bancorporation's net margin of 4.44%. Pathfinder Bancorp's return on equity of 8.05% beat Auburn National Bancorporation's return on equity.

Company Net Margins Return on Equity Return on Assets
Pathfinder Bancorp12.76% 8.05% 0.66%
Auburn National Bancorporation 4.44%1.97%0.14%

Pathfinder Bancorp has higher revenue and earnings than Auburn National Bancorporation. Pathfinder Bancorp is trading at a lower price-to-earnings ratio than Auburn National Bancorporation, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pathfinder Bancorp$72.85M0.83$9.29M$1.518.46
Auburn National Bancorporation$31.39M1.91$1.39M$0.4042.93

Summary

Pathfinder Bancorp beats Auburn National Bancorporation on 9 of the 17 factors compared between the two stocks.

Get Pathfinder Bancorp News Delivered to You Automatically

Sign up to receive the latest news and ratings for PBHC and its competitors with MarketBeat's FREE daily newsletter.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PBHC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

PBHC vs. The Competition

MetricPathfinder BancorpState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$60.32M$2.25B$8.74B$7.48B
Dividend Yield3.28%4.30%10.44%3.96%
P/E Ratio8.4611.0652.2020.61
Price / Sales0.832.083,494.4680.27
Price / Cash4.658.3627.5334.58
Price / Book0.501.022.394.30
Net Income$9.29M$416.03M$999.51M$213.92M
7 Day Performance6.41%4.41%2.11%1.62%
1 Month Performance2.40%0.48%-1.10%-3.59%
1 Year Performance-18.39%24.15%14.76%8.17%

Pathfinder Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
AUBN
Auburn National Bancorporation
3.4685 of 5 stars
$17.15
+1.3%
N/A-25.0%$59.15M$23.35M42.88149News Coverage
FUSB
First US Bancshares
1.1141 of 5 stars
$9.60
+0.2%
N/A+27.4%$55.58M$56.19M7.22153News Coverage
Negative News
VBFC
Village Bank and Trust Financial
1.8041 of 5 stars
$42.18
+0.4%
N/AN/A$62.84M$33.24M32.69149News Coverage
BAFN
BayFirst Financial
0 of 5 stars
$12.85
+0.4%
N/A-8.2%$52.93M$78.76M11.17304
BRBS
Blue Ridge Bankshares
0 of 5 stars
$2.70
flat
N/A-74.3%$51.84M$197.54M-0.79507Gap Up
BKSC
Bank of South Carolina
0 of 5 stars
$12.12
+0.4%
N/A-14.5%$66.18M$26.08M12.7680
BOTJ
Bank of the James Financial Group
0 of 5 stars
$9.90
flat
N/A+3.0%$45.24M$52.23M5.21172Upcoming Earnings
Positive News
CIZN
Citizens
0 of 5 stars
$7.85
-0.5%
N/A-38.0%$44.18M$60.02M12.26246Earnings Report
Analyst Report
UBCP
United Bancorp
1.5147 of 5 stars
$13.08
-4.7%
N/A+0.9%$74.60M$29.89M8.33125Upcoming Earnings
Dividend Increase
Gap Up
SBFG
SB Financial Group
4.5623 of 5 stars
$13.51
flat
N/A-2.2%$91.73M$75.87M7.72251Dividend Increase
Analyst Report

Related Companies and Tools

This page (NASDAQ:PBHC) was last updated on 4/25/2024 by MarketBeat.com Staff

From Our Partners