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Pathfinder Bancorp (PBHC) Competitors

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$16.61 +0.28 (+1.71%)
Closing price 08/20/2026 03:55 PM Eastern
Extended Trading
$16.49 -0.12 (-0.72%)
As of 04:11 AM Eastern
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PBHC vs. FCCO, FSBW, FDBC, MYFW, and ISBA

Should you buy Pathfinder Bancorp stock or one of its competitors? Pathfinder Bancorp's main competitors and comparable companies include First Community (FCCO), FS Bancorp (FSBW), Fidelity D&D Bancorp (FDBC), First Western Financial (MYFW), and Isabella Bank (ISBA). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Pathfinder Bancorp compare to First Community?

Pathfinder Bancorp (NASDAQ:PBHC) and First Community (NASDAQ:FCCO) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, valuation, institutional ownership, analyst recommendations, earnings, risk, profitability and media sentiment.

First Community has a net margin of 18.32% compared to Pathfinder Bancorp's net margin of -1.70%. First Community's return on equity of 13.23% beat Pathfinder Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Pathfinder Bancorp-1.70% -1.08% -0.09%
First Community 18.32%13.23%1.16%

First Community has a consensus target price of $37.50, indicating a potential upside of 10.42%. Given First Community's stronger consensus rating and higher possible upside, analysts plainly believe First Community is more favorable than Pathfinder Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pathfinder Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
First Community
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

Pathfinder Bancorp has a beta of 0.13, meaning that its stock price is 87% less volatile than the broader market. Comparatively, First Community has a beta of 0.34, meaning that its stock price is 66% less volatile than the broader market.

26.7% of Pathfinder Bancorp shares are owned by institutional investors. Comparatively, 61.3% of First Community shares are owned by institutional investors. 15.7% of Pathfinder Bancorp shares are owned by company insiders. Comparatively, 8.8% of First Community shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 2.4%. First Community pays an annual dividend of $0.68 per share and has a dividend yield of 2.0%. Pathfinder Bancorp pays out -190.5% of its earnings in the form of a dividend. First Community pays out 25.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Pathfinder Bancorp has raised its dividend for 1 consecutive years and First Community has raised its dividend for 4 consecutive years. Pathfinder Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, First Community had 4 more articles in the media than Pathfinder Bancorp. MarketBeat recorded 4 mentions for First Community and 0 mentions for Pathfinder Bancorp. First Community's average media sentiment score of 0.51 beat Pathfinder Bancorp's score of 0.00 indicating that First Community is being referred to more favorably in the news media.

Company Overall Sentiment
Pathfinder Bancorp Neutral
First Community Positive

First Community has higher revenue and earnings than Pathfinder Bancorp. Pathfinder Bancorp is trading at a lower price-to-earnings ratio than First Community, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pathfinder Bancorp$48.33M1.68-$1.93M-$0.21N/A
First Community$114M2.80$19.20M$2.6812.67

Summary

First Community beats Pathfinder Bancorp on 16 of the 19 factors compared between the two stocks.

How does Pathfinder Bancorp compare to FS Bancorp?

FS Bancorp (NASDAQ:FSBW) and Pathfinder Bancorp (NASDAQ:PBHC) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their earnings, risk, valuation, profitability, dividends, analyst recommendations, media sentiment and institutional ownership.

In the previous week, FS Bancorp had 2 more articles in the media than Pathfinder Bancorp. MarketBeat recorded 2 mentions for FS Bancorp and 0 mentions for Pathfinder Bancorp. FS Bancorp's average media sentiment score of 0.67 beat Pathfinder Bancorp's score of 0.00 indicating that FS Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
FS Bancorp Positive
Pathfinder Bancorp Neutral

63.9% of FS Bancorp shares are held by institutional investors. Comparatively, 26.7% of Pathfinder Bancorp shares are held by institutional investors. 12.9% of FS Bancorp shares are held by insiders. Comparatively, 15.7% of Pathfinder Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

FS Bancorp has higher revenue and earnings than Pathfinder Bancorp. Pathfinder Bancorp is trading at a lower price-to-earnings ratio than FS Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
FS Bancorp$152.61M2.07$33.35M$4.349.82
Pathfinder Bancorp$48.33M1.68-$1.93M-$0.21N/A

FS Bancorp has a beta of 0.66, meaning that its share price is 34% less volatile than the broader market. Comparatively, Pathfinder Bancorp has a beta of 0.13, meaning that its share price is 87% less volatile than the broader market.

FS Bancorp currently has a consensus target price of $45.00, suggesting a potential upside of 5.63%. Given FS Bancorp's higher possible upside, research analysts clearly believe FS Bancorp is more favorable than Pathfinder Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
FS Bancorp
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Pathfinder Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

FS Bancorp has a net margin of 14.88% compared to Pathfinder Bancorp's net margin of -1.70%. FS Bancorp's return on equity of 10.86% beat Pathfinder Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
FS Bancorp14.88% 10.86% 1.05%
Pathfinder Bancorp -1.70%-1.08%-0.09%

FS Bancorp pays an annual dividend of $1.16 per share and has a dividend yield of 2.7%. Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 2.4%. FS Bancorp pays out 26.7% of its earnings in the form of a dividend. Pathfinder Bancorp pays out -190.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. FS Bancorp has increased its dividend for 12 consecutive years and Pathfinder Bancorp has increased its dividend for 1 consecutive years. FS Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

FS Bancorp beats Pathfinder Bancorp on 16 of the 18 factors compared between the two stocks.

How does Pathfinder Bancorp compare to Fidelity D&D Bancorp?

Fidelity D&D Bancorp (NASDAQ:FDBC) and Pathfinder Bancorp (NASDAQ:PBHC) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, profitability, analyst recommendations, dividends, valuation, earnings, media sentiment and risk.

Fidelity D&D Bancorp has higher revenue and earnings than Pathfinder Bancorp. Pathfinder Bancorp is trading at a lower price-to-earnings ratio than Fidelity D&D Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Fidelity D&D Bancorp$98.01M3.22$28.20M$5.2510.35
Pathfinder Bancorp$48.33M1.68-$1.93M-$0.21N/A

20.0% of Fidelity D&D Bancorp shares are owned by institutional investors. Comparatively, 26.7% of Pathfinder Bancorp shares are owned by institutional investors. 20.7% of Fidelity D&D Bancorp shares are owned by company insiders. Comparatively, 15.7% of Pathfinder Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Fidelity D&D Bancorp has a net margin of 21.12% compared to Pathfinder Bancorp's net margin of -1.70%. Fidelity D&D Bancorp's return on equity of 12.67% beat Pathfinder Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Fidelity D&D Bancorp21.12% 12.67% 1.08%
Pathfinder Bancorp -1.70%-1.08%-0.09%

In the previous week, Fidelity D&D Bancorp's average media sentiment score of 0.00 equaled Pathfinder Bancorp'saverage media sentiment score.

Company Overall Sentiment
Fidelity D&D Bancorp Neutral
Pathfinder Bancorp Neutral

Fidelity D&D Bancorp pays an annual dividend of $1.72 per share and has a dividend yield of 3.2%. Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 2.4%. Fidelity D&D Bancorp pays out 32.8% of its earnings in the form of a dividend. Pathfinder Bancorp pays out -190.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Fidelity D&D Bancorp has increased its dividend for 10 consecutive years and Pathfinder Bancorp has increased its dividend for 1 consecutive years. Fidelity D&D Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Fidelity D&D Bancorp has a beta of 0.84, indicating that its share price is 16% less volatile than the broader market. Comparatively, Pathfinder Bancorp has a beta of 0.13, indicating that its share price is 87% less volatile than the broader market.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Fidelity D&D Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Pathfinder Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

Fidelity D&D Bancorp beats Pathfinder Bancorp on 14 of the 16 factors compared between the two stocks.

How does Pathfinder Bancorp compare to First Western Financial?

Pathfinder Bancorp (NASDAQ:PBHC) and First Western Financial (NASDAQ:MYFW) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their media sentiment, earnings, analyst recommendations, institutional ownership, dividends, risk, valuation and profitability.

First Western Financial has higher revenue and earnings than Pathfinder Bancorp. Pathfinder Bancorp is trading at a lower price-to-earnings ratio than First Western Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Pathfinder Bancorp$48.33M1.68-$1.93M-$0.21N/A
First Western Financial$186.36M1.62$13.19M$1.8616.66

First Western Financial has a consensus target price of $32.00, indicating a potential upside of 3.26%. Given First Western Financial's stronger consensus rating and higher possible upside, analysts plainly believe First Western Financial is more favorable than Pathfinder Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Pathfinder Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
First Western Financial
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25

26.7% of Pathfinder Bancorp shares are owned by institutional investors. Comparatively, 60.3% of First Western Financial shares are owned by institutional investors. 15.7% of Pathfinder Bancorp shares are owned by insiders. Comparatively, 13.1% of First Western Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

First Western Financial has a net margin of 9.50% compared to Pathfinder Bancorp's net margin of -1.70%. First Western Financial's return on equity of 6.82% beat Pathfinder Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Pathfinder Bancorp-1.70% -1.08% -0.09%
First Western Financial 9.50%6.82%0.57%

In the previous week, First Western Financial had 3 more articles in the media than Pathfinder Bancorp. MarketBeat recorded 3 mentions for First Western Financial and 0 mentions for Pathfinder Bancorp. First Western Financial's average media sentiment score of 1.72 beat Pathfinder Bancorp's score of 0.00 indicating that First Western Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Pathfinder Bancorp Neutral
First Western Financial Very Positive

Pathfinder Bancorp has a beta of 0.13, suggesting that its stock price is 87% less volatile than the broader market. Comparatively, First Western Financial has a beta of 0.72, suggesting that its stock price is 28% less volatile than the broader market.

Summary

First Western Financial beats Pathfinder Bancorp on 14 of the 16 factors compared between the two stocks.

How does Pathfinder Bancorp compare to Isabella Bank?

Isabella Bank (NASDAQ:ISBA) and Pathfinder Bancorp (NASDAQ:PBHC) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their valuation, institutional ownership, profitability, analyst recommendations, earnings, dividends, risk and media sentiment.

Isabella Bank presently has a consensus price target of $43.00, suggesting a potential upside of 9.39%. Given Isabella Bank's higher probable upside, equities analysts plainly believe Isabella Bank is more favorable than Pathfinder Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Isabella Bank
1 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00
Pathfinder Bancorp
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Isabella Bank has higher revenue and earnings than Pathfinder Bancorp. Pathfinder Bancorp is trading at a lower price-to-earnings ratio than Isabella Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Isabella Bank$112M2.68$18.91M$2.7214.45
Pathfinder Bancorp$48.33M1.68-$1.93M-$0.21N/A

Isabella Bank pays an annual dividend of $1.12 per share and has a dividend yield of 2.8%. Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 2.4%. Isabella Bank pays out 41.2% of its earnings in the form of a dividend. Pathfinder Bancorp pays out -190.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Pathfinder Bancorp has increased its dividend for 1 consecutive years.

26.7% of Pathfinder Bancorp shares are owned by institutional investors. 1.3% of Isabella Bank shares are owned by insiders. Comparatively, 15.7% of Pathfinder Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Isabella Bank has a beta of 0.01, suggesting that its share price is 99% less volatile than the broader market. Comparatively, Pathfinder Bancorp has a beta of 0.13, suggesting that its share price is 87% less volatile than the broader market.

Isabella Bank has a net margin of 16.78% compared to Pathfinder Bancorp's net margin of -1.70%. Isabella Bank's return on equity of 8.48% beat Pathfinder Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Isabella Bank16.78% 8.48% 0.89%
Pathfinder Bancorp -1.70%-1.08%-0.09%

In the previous week, Isabella Bank had 1 more articles in the media than Pathfinder Bancorp. MarketBeat recorded 1 mentions for Isabella Bank and 0 mentions for Pathfinder Bancorp. Isabella Bank's average media sentiment score of 1.05 beat Pathfinder Bancorp's score of 0.00 indicating that Isabella Bank is being referred to more favorably in the media.

Company Overall Sentiment
Isabella Bank Positive
Pathfinder Bancorp Neutral

Summary

Isabella Bank beats Pathfinder Bancorp on 13 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PBHC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PBHC vs. The Competition

MetricPathfinder BancorpBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$79.99M$23.38B$13.95B$12.85B
Dividend Yield2.42%3.18%5.88%10.69%
P/E Ratio-79.0927.5229.4824.05
Price / Sales1.689.37520.2073.51
Price / CashN/A15.9937.7353.57
Price / Book0.651.342.156.15
Net Income-$1.93M$2.58B$1.31B$347.39M
7 Day Performance2.09%-1.30%-0.78%-0.97%
1 Month Performance3.88%1.69%1.08%1.05%
1 Year Performance13.61%25.06%11.53%19.63%

Pathfinder Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PBHC
Pathfinder Bancorp
1.6829 of 5 stars
$16.61
+1.7%
N/A+13.6%$79.99M$48.33MN/A170
FCCO
First Community
3.5924 of 5 stars
$33.80
-1.9%
$37.50
+10.9%
+29.9%$323.82M$114M12.61250
FSBW
FS Bancorp
3.7391 of 5 stars
$42.82
-0.9%
$45.00
+5.1%
+6.6%$321.10M$219.52M9.87540
FDBC
Fidelity D&D Bancorp
1.8694 of 5 stars
$54.25
-1.7%
N/A+25.9%$320.69M$140.40M10.33320
MYFW
First Western Financial
2.9749 of 5 stars
$31.40
-2.4%
$32.00
+1.9%
+43.5%$314.14M$186.36M16.88310

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This page (NASDAQ:PBHC) was last updated on 8/21/2026 by MarketBeat.com Staff.
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