NASDAQ:PBHC Pathfinder Bancorp (PBHC) Stock Price, News & Analysis $16.98 +0.28 (+1.65%) Closing price 03:23 PM EasternExtended Trading$16.95 -0.03 (-0.15%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC Filings About Pathfinder Bancorp Stock (NASDAQ:PBHC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Pathfinder Bancorp alerts:Sign Up Key Stats Today's Range$16.70▼$16.7050-Day Range$15.60▼$18.0252-Week Range$12.06▼$18.30Volume2,007 shsAverage Volume1,962 shsMarket Capitalization$83.14 millionP/E RatioN/ADividend Yield2.36%Price TargetN/AConsensus RatingHold Company Overview Pathfinder Bancorp, Inc. is a bank holding company headquartered in Oswego, New York. Through its principal subsidiary, Pathfinder Bank, the company provides banking and financial services to individuals, families, businesses and organizations in Central New York. Pathfinder Bank offers a range of deposit products, including checking, savings, money market and certificate accounts, along with residential and commercial real estate lending, consumer loans, commercial loans and lines of credit. Its services also include treasury management and other financial solutions designed to support small businesses and commercial customers. The bank traces its history to 1859 and has developed a community-banking presence in the Central New York market, including the Oswego and Syracuse areas. Pathfinder Bancorp became a publicly traded company in 2013, and its common stock trades on the Nasdaq Capital Market under the symbol PBHC.AI Generated. May Contain Errors. Read More Pathfinder Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks25th Percentile Overall ScorePBHC MarketRank™: 1.23349457445 of 5 starsPathfinder Bancorp scored higher than 25% of companies evaluated by MarketBeat, and ranked 753rd out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.2 / 5Analyst RatingHold Consensus RatingPathfinder Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoveragePathfinder Bancorp has only been the subject of 1 research reports in the past 90 days.Read more about Pathfinder Bancorp's stock forecast and price target. Earnings and Valuation0.6 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Pathfinder Bancorp is -81.40, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Pathfinder Bancorp is -81.40, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioPathfinder Bancorp has a P/B Ratio of 0.67. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.22% of the float of Pathfinder Bancorp has been sold short.Short Interest Ratio / Days to CoverPathfinder Bancorp has a short interest ratio ("days to cover") of 4.18.Change versus previous monthShort interest in Pathfinder Bancorp has recently decreased by 2.59%, indicating that investor sentiment is improving. Dividend0.8 / 5Dividend StrengthWeak Dividend YieldPathfinder Bancorp pays a meaningful dividend of 2.39%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthPathfinder Bancorp has only been increasing its dividend for 1 years.Read more about Pathfinder Bancorp's dividend. News and Social Media3.1 / 5News Sentiment0.89 News SentimentPathfinder Bancorp has a news sentiment score of 0.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Pathfinder Bancorp this week, compared to 1 article on an average week. Company Ownership0.9 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Pathfinder Bancorp insiders have not sold or bought any company stock.Percentage Held by Insiders15.70% of the stock of Pathfinder Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions26.73% of the stock of Pathfinder Bancorp is held by institutions.Read more about Pathfinder Bancorp's insider trading history. Receive PBHC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Pathfinder Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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PBHC Stock News HeadlinesCredit Agricole (OTCMKTS:CRARY) and Pathfinder Bancorp (NASDAQ:PBHC) Head to Head ContrastOctober 13 at 4:15 AM | americanbankingnews.comPathfinder Bancorp Declares Quarterly Cash Dividend for Q3September 28, 2026 | tipranks.comThe $15 Gold Fund That Pays Up to $1,152/MonthGold is hitting record highs, but most investors are leaving income on the table. A $15 fund is quietly paying out up to $1,152 a month to regular investors - no mining stocks, no options, no physical metal required. Chief Income Strategist Tim Plaehn calls it a breakthrough strategy that transforms gold's rally into reliable monthly payouts. The next distribution is just days away.October 15 at 1:00 AM | Investors Alley (Ad)Pathfinder Bancorp, Inc. Declares DividendSeptember 28, 2026 | globenewswire.comPathfinder Bancorp Inc (MARYLAND)September 1, 2026 | markets.ft.comPathfinder Bancorp, Inc. Announces Financial Results for the Second Quarter of 2026July 30, 2026 | globenewswire.comPathfinder Bancorp Declares Quarterly Cash Dividend PaymentJune 30, 2026 | theglobeandmail.comPathfinder Bancorp, Inc. Declares DividendJune 29, 2026 | globenewswire.comSee More Headlines PBHC Stock Analysis - Frequently Asked Questions How have PBHC shares performed this year? Pathfinder Bancorp's stock was trading at $14.11 at the start of the year. Since then, PBHC stock has increased by 21.2% and is now trading at $17.0950. How were Pathfinder Bancorp's earnings last quarter? Pathfinder Bancorp, Inc. (NASDAQ:PBHC) posted its quarterly earnings data on Thursday, July, 30th. The savings and loans company reported $0.42 earnings per share for the quarter. The savings and loans company had revenue of $11.67 million for the quarter. Pathfinder Bancorp had a negative net margin of 1.70% and a negative trailing twelve-month return on equity of 1.08%. How do I buy shares of Pathfinder Bancorp? Shares of PBHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Company Calendar Record date for 8/7 Dividend7/17/2026Ex-Dividend for 8/7 Dividend7/17/2026Last Earnings7/30/2026Dividend Payable8/07/2026Today10/15/2026Record date for 11/6 Dividend10/16/2026Ex-Dividend for 11/6 Dividend10/16/2026Dividend Payable11/06/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (4m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 PBHC's financial health is in the Green zone, according to TradeSmith. PBHC has been in this zone for over 4 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:PBHC CIK1609065 Webwww.pathfinderbank.com Phone(315) 343-0057Fax315-342-9403Employees187Year Founded1859Profitability EPS (Trailing Twelve Months)($0.21) Trailing P/E RatioN/A Forward P/E RatioN/A P/E GrowthN/ANet Income-$1.93 million Net Margins-1.70% Pretax Margin-2.10% Return on Equity-1.08% Return on Assets-0.09% Debt Debt-to-Equity Ratio0.07 Current Ratio0.69 Quick Ratio0.68 Sales & Book Value Annual Sales$48.33 million Price / Sales1.72 Cash FlowN/A Price / Cash FlowN/A Book Value$25.54 per share Price / Book0.66Miscellaneous Outstanding Shares4,898,000Free Float4,129,000Market Cap$83.14 million OptionableNot Optionable Beta0.12 Social Links The 10 Best High-Yield Dividend Stocks for 2026Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.Get This Free Report This page (NASDAQ:PBHC) was last updated on 10/15/2026 by MarketBeat.com Staff. From Our PartnersALERT: Drop these 5 stocks before the market opens tomorrow!The Wall Street Journal is already raising the alarm about a potential market crash, and Weiss Ratings researc...Weiss Ratings | SponsoredTrump's New DollarPorter Stansberry says President Trump has signed an executive order initiating what he calls a full U.S. doll...Porter & Company | SponsoredSmall Colorado Company (Backed by Sam Altman) Could Save U.S. Power GridA small Colorado company has secured rights to technology that could prevent the U.S. public power grid from c...Altimetry | SponsoredReady to give options a try? 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