NASDAQ:PBHC

Pathfinder Bancorp (PBHC) Stock Forecast, Price & News

$13.80

0.00 (0.00%)

(As of 09/28/2023 ET)

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Today's Range: $13.80
▼
$14.20
50-Day Range: $12.90
▼
$15.90
52-Week Range: $12.10
▼
$21.50

Volume: 203 shs
Average Volume: 3,701 shs
Market Capitalization: $64.72 million

P/E Ratio: 7.46
Dividend Yield: 2.61%
Price Target: N/A

Pathfinder Bancorp MarketRank™ Forecast

Analyst Rating: N/A
Upside/Downside: N/A
Short Interest: Healthy
0.22% of Float Sold Short
Dividend Strength: Weak
Based on Four Factors
Sustainability: N/A
News Sentiment: 0.43
Based on 2 Articles This Week
Insider Trading: Selling Shares
$42,930 Sold Last Quarter
Proj. Earnings Growth: N/A

Overall MarketRank^™

MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.

2.28 out of 5 stars

Finance Sector

522nd out of 877 stocks

State Commercial Banks Industry

129th out of 186 stocks

N/A

Analyst's Opinion

Consensus Rating
There is not enough analysis data for Pathfinder Bancorp.

3.0

Short Interest

Percentage of Shares Shorted
0.22% of the float of Pathfinder Bancorp has been sold short.
Short Interest Ratio / Days to Cover
Pathfinder Bancorp has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.
Change versus previous month
Short interest in Pathfinder Bancorp has recently increased by 190.48%, indicating that investor sentiment is decreasing significantly.

1.7

Dividend Strength

Dividend Yield
Pathfinder Bancorp pays a meaningful dividend of 2.61%, higher than the bottom 25% of all stocks that pay dividends.
Dividend Growth
Pathfinder Bancorp has only been increasing its dividend for 2 years.
Dividend Coverage
The dividend payout ratio of Pathfinder Bancorp is 19.46%. This payout ratio is at a healthy, sustainable level, below 75%.

N/A

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
There is no current Upright™ data available for PBHC.

1.9

News and Social Media Coverage

News Sentiment
Pathfinder Bancorp has a news sentiment score of 0.43. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.68 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 2 news articles for Pathfinder Bancorp this week, compared to 0 articles on an average week.

3.3

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Pathfinder Bancorp insiders have sold 109.00% more of their company's stock than they have bought. Specifically, they have bought $20,541.00 in company stock and sold $42,930.00 in company stock.
Percentage Held by Insiders
24.00% of the stock of Pathfinder Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.
Percentage Held by Institutions
Only 27.63% of the stock of Pathfinder Bancorp is held by institutions.

1.9

Earnings and Valuation

Price to Earnings Ratio vs. the Market
The P/E ratio of Pathfinder Bancorp is 7.46, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 123.23.
Price to Earnings Ratio vs. Sector
The P/E ratio of Pathfinder Bancorp is 7.46, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 76.17.
Price to Book Value per Share Ratio
Pathfinder Bancorp has a P/B Ratio of 0.57. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

About Pathfinder Bancorp (NASDAQ:PBHC) Stock

Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. The company was founded in 1859 and is headquartered in Oswego, New York.

PBHC Price History

30 days | 90 days | 365 days | Advanced Chart

PBHC Stock News Headlines

September 20, 2023 | americanbankingnews.com

Pathfinder Bancorp (NASDAQ:PBHC) Share Price Passes Below 200 Day Moving Average of $14.67

September 15, 2023 | finance.yahoo.com

Insider Buying: SVP, CFO Walter Rusnak Acquires 733 Shares of Pathfinder Bancorp Inc

September 28, 2023 | Chaikin Analytics (Ad)

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August 17, 2023 | finance.yahoo.com

Stonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q2 2023

August 16, 2023 | lse.co.uk

Pathfinder hires executive director as non-executive chair departs

August 8, 2023 | msn.com

Company news: Pathfinder Bank promotes John Andrews

August 1, 2023 | finance.yahoo.com

Pathfinder Bancorp, Inc. Announces Second Quarter 2023 Net Income of $2.0 Million

August 1, 2023 | finance.yahoo.com

Pathfinder Bancorp, Inc. Announces Second Quarter 2023 Net Income of $2.0 Million

September 28, 2023 | Chaikin Analytics (Ad)

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July 5, 2023 | yahoo.com

The creators of Pathfinder have released their own version of D&D's controversial OGL—and it could have a huge impact on all tabletop RPGs

July 5, 2023 | thestreet.com

The Chase for Low Mortgage Rates Is On

June 27, 2023 | finance.yahoo.com

Those who invested in Pathfinder Bancorp (NASDAQ:PBHC) three years ago are up 54%

June 2, 2023 | finance.yahoo.com

Stonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q1 2023

May 2, 2023 | finance.yahoo.com

Pathfinder Bancorp, Inc. Announces First Quarter 2023 Net Income of $2.6 Million

April 21, 2023 | benzinga.com

Pathfinder Bancorp Stock (NASDAQ:PBHC), Short Interest Report

April 20, 2023 | finance.yahoo.com

Stonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q4 2022

April 7, 2023 | finance.yahoo.com

Pathfinder Bancorp (NASDAQ:PBHC) Has Affirmed Its Dividend Of $0.09

April 4, 2023 | msn.com

Pathfinder Bancorp (PBHC) Declares $0.09 Dividend

April 4, 2023 | marketwatch.com

CORRECTION -- Dowd Named President and CEO for Pathfinder Bank

March 29, 2023 | seekingalpha.com

Jim Dowd named CEO of Pathfinder Bank

March 29, 2023 | finance.yahoo.com

Dowd Named President and CEO for Pathfinder Bank

March 22, 2023 | marketwatch.com

Pathfinder Minerals Shares Rise on Subsidiary Deal With Acumen

March 5, 2023 | cnet.com

PenFed Pathfinder Rewards Visa Signature Card: The Best Travel Card You’ve Never Heard Of

February 5, 2023 | finance.yahoo.com

Institutions own 19% of Pathfinder Bancorp, Inc. (NASDAQ:PBHC) shares but individual investors control 56% of the company

January 31, 2023 | msn.com

Pathfinder GAAP EPS of $0.58, revenue of $13.08M

January 31, 2023 | finance.yahoo.com

Pathfinder Bancorp, Inc. Announces Fourth Quarter 2022 Net Income of $3.5 Million and Full Year Net Income of $12.9 Million

January 16, 2023 | reuters.com

PBHC.A - | Stock Price & Latest News | Reuters

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PBHC Company Calendar

Ex-Dividend for 8/11 Dividend: 7/20/2023
Last Earnings: 8/01/2023
Dividend Payable: 8/11/2023
Today: 9/28/2023
Next Earnings (Estimated): 10/30/2023
Fiscal Year End: 12/31/2023

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Industry, Sector and Symbol

Stock Exchange: NASDAQ
Industry: State commercial banks
Sub-Industry: N/A
Sector: Finance
Current Symbol: NASDAQ:PBHC
CUSIP: N/A
CIK: 1609065
Web: www.pathfinderbank.com
Phone: (315) 343-0057
Fax: 315-342-9403
Employees: 162
Year Founded: N/A

Profitability

EPS (Most Recent Fiscal Year): $1.85
Trailing P/E Ratio: 7.46
Forward P/E Ratio: N/A
P/E Growth: N/A
Net Income: $12.93 million
Net Margins: 17.14%
Pretax Margin: 20.88%
Return on Equity: 10.12%
Return on Assets: 0.81%

Debt

Debt-to-Equity Ratio: 0.52
Current Ratio: 0.77
Quick Ratio: 0.77

Sales & Book Value

Annual Sales: $57.01 million
Price / Sales: 1.14
Cash Flow: $3.58 per share
Price / Cash Flow: 3.85
Book Value: $24.16 per share
Price / Book: 0.57

Miscellaneous

Outstanding Shares: 4,690,000
Free Float: 3,564,000
Market Cap: $64.72 million
Optionable: Not Optionable
Beta: 0.09

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Key Executives

Mr. James A. Dowd CPA (Age 55)
CPA, Pres, CEO & Director
Comp: $496.83k

Mr. Walter F. Rusnak CPA (Age 69)
Sr. VP, CFO & Controller
Comp: $299.59k

Mr. Ronald A. Tascarella (Age 64)
Exec. VP & Chief Banking Officer
Comp: $355.07k

Mr. Daniel R. Phillips (Age 58)
Sr. VP & Chief Information Officer

Mr. Heather Bush
VP of HR

Mr. Calvin Lloyd Corriders (Age 60)
Regional Pres of Syracuse Market & Human Resource Director

Mr. William D. O'Brien (Age 57)
Sr. VP, Chief Risk Officer & Corp. Sec.

Ms. Roberta Davis
VP & Financial Analyst

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

PBHC Stock - Frequently Asked Questions

How have PBHC shares performed in 2023?: Pathfinder Bancorp's stock was trading at $19.14 on January 1st, 2023. Since then, PBHC stock has decreased by 27.9% and is now trading at $13.80.
View the best growth stocks for 2023 here.
Are investors shorting Pathfinder Bancorp?: Pathfinder Bancorp saw a increase in short interest during the month of September. As of September 15th, there was short interest totaling 6,100 shares, an increase of 190.5% from the August 31st total of 2,100 shares. Based on an average daily volume of 3,200 shares, the days-to-cover ratio is currently 1.9 days. Currently, 0.2% of the shares of the company are sold short.
View Pathfinder Bancorp's Short Interest.
When is Pathfinder Bancorp's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Monday, October 30th 2023.
View our PBHC earnings forecast.
How were Pathfinder Bancorp's earnings last quarter?: Pathfinder Bancorp, Inc. (NASDAQ:PBHC) announced its quarterly earnings results on Tuesday, August, 1st. The savings and loans company reported $0.32 EPS for the quarter. The savings and loans company earned $10.87 million during the quarter. Pathfinder Bancorp had a net margin of 17.14% and a trailing twelve-month return on equity of 10.12%.
How often does Pathfinder Bancorp pay dividends? What is the dividend yield for Pathfinder Bancorp?: Pathfinder Bancorp announced a quarterly dividend on Monday, July 3rd. Investors of record on Friday, July 21st will be paid a dividend of $0.09 per share on Friday, August 11th. This represents a $0.36 dividend on an annualized basis and a dividend yield of 2.61%. The ex-dividend date of this dividend is Thursday, July 20th.
Read our dividend analysis for PBHC.
Is Pathfinder Bancorp a good dividend stock?: Pathfinder Bancorp (NASDAQ:PBHC) pays an annual dividend of $0.36 per share and currently has a dividend yield of 2.61%. The company has been increasing its dividend for 2 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 19.46%. This payout ratio is at a healthy, sustainable level, below 75%.
Read our dividend analysis for PBHC.

What other stocks do shareholders of Pathfinder Bancorp own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Pathfinder Bancorp investors own include AbbVie (ABBV), Algonquin Power & Utilities (AQN), BCE (BCE), Blackrock Resources & Commodities Strategy Trust (BCX), Franklin Resources (BEN), BlackRock Enhanced International Dividend Trust (BGY), Bank of Nova Scotia (BNS), BlackRock Enhanced Global Dividend Trust (BOE), British American Tobacco (BTI) and BlackRock Utilities, Infrastructure & Power Opportunities Trust (BUI).
What is Pathfinder Bancorp's stock symbol?: Pathfinder Bancorp trades on the NASDAQ under the ticker symbol "PBHC."
Who are Pathfinder Bancorp's major shareholders?: Pathfinder Bancorp's stock is owned by a variety of institutional and retail investors. Top institutional shareholders include Alliancebernstein L.P. (3.45%) and BlackRock Inc. (0.21%). Insiders that own company stock include Adam C Gagas, Calvin Corriders, Daniel R Phillips, George P Joyce, James A Dowd, Ronald Tascarella and Walter Rusnak.
View institutional ownership trends.
How do I buy shares of Pathfinder Bancorp?: Shares of PBHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Compare Top Brokerages Here.
What is Pathfinder Bancorp's stock price today?: One share of PBHC stock can currently be purchased for approximately $13.80.
How much money does Pathfinder Bancorp make?: Pathfinder Bancorp (NASDAQ:PBHC) has a market capitalization of $64.72 million and generates $57.01 million in revenue each year. The savings and loans company earns $12.93 million in net income (profit) each year or $1.85 on an earnings per share basis.
How many employees does Pathfinder Bancorp have?: The company employs 162 workers across the globe.
How can I contact Pathfinder Bancorp?: Pathfinder Bancorp's mailing address is 214 WEST FIRST STREET, OSWEGO NY, 13126. The official website for the company is www.pathfinderbank.com. The savings and loans company can be reached via phone at (315) 343-0057, via email at twschneider@pathfinderbank.com, or via fax at 315-342-9403.

This page (NASDAQ:PBHC) was last updated on 9/28/2023 by MarketBeat.com Staff

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