NASDAQ:PBHC Pathfinder Bancorp (PBHC) Stock Forecast, Price & News $13.93 -0.06 (-0.43%) (As of 11:41 AM ET) Add Compare Share Share Today's Range$13.22▼$14.0050-Day Range$12.90▼$15.9052-Week Range$12.10▼$21.50Volume1,539 shsAverage Volume2,988 shsMarket Capitalization$65.33 millionP/E Ratio7.53Dividend Yield2.58%Price TargetN/A ProfileProfileChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial MediaProfileChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial Media Pathfinder Bancorp MarketRank™ ForecastAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.08% of Float Sold ShortDividend StrengthWeakBased on Four FactorsSustainabilityN/ANews SentimentN/AInsider TradingSelling Shares$42,930 Sold Last QuarterProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.75 out of 5 starsFinance Sector198th out of 814 stocksState Commercial Banks Industry55th out of 170 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for Pathfinder Bancorp. Previous Next 5.0 Short Interest Percentage of Shares Shorted0.08% of the float of Pathfinder Bancorp has been sold short.Short Interest Ratio / Days to CoverPathfinder Bancorp has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Pathfinder Bancorp has recently decreased by 16.00%, indicating that investor sentiment is improving significantly. Previous Next 1.7 Dividend Strength Dividend YieldPathfinder Bancorp pays a meaningful dividend of 2.68%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthPathfinder Bancorp has only been increasing its dividend for 2 years.Dividend CoverageThe dividend payout ratio of Pathfinder Bancorp is 19.46%. This payout ratio is at a healthy, sustainable level, below 75%. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for PBHC. Previous Next 2.8 News and Social Media Coverage News SentimentPathfinder Bancorp has a news sentiment score of 0.98. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.71 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Pathfinder Bancorp this week, compared to 0 articles on an average week. Previous Next 3.3 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Pathfinder Bancorp insiders have sold 109.00% more of their company's stock than they have bought. Specifically, they have bought $20,541.00 in company stock and sold $42,930.00 in company stock.Percentage Held by Insiders24.00% of the stock of Pathfinder Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 27.63% of the stock of Pathfinder Bancorp is held by institutions. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of Pathfinder Bancorp is 7.53, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 121.24.Price to Earnings Ratio vs. SectorThe P/E ratio of Pathfinder Bancorp is 7.53, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 89.15.Price to Book Value per Share RatioPathfinder Bancorp has a P/B Ratio of 0.58. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Pathfinder Bancorp (NASDAQ:PBHC) StockPathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. The company was founded in 1859 and is headquartered in Oswego, New York.Read More PBHC Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart PBHC Stock News HeadlinesSeptember 20, 2023 | americanbankingnews.comPathfinder Bancorp (NASDAQ:PBHC) Share Price Passes Below 200 Day Moving Average of $14.67September 15, 2023 | finance.yahoo.comInsider Buying: SVP, CFO Walter Rusnak Acquires 733 Shares of Pathfinder Bancorp IncSeptember 22, 2023 | Chaikin Analytics (Ad)This Stock Could Go Up 66% or More.Marc Chaikin built the system that isolated NVDA before it became the best-performing stock of 2023. Click here to get his latest buy. More here.August 17, 2023 | finance.yahoo.comStonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q2 2023August 16, 2023 | lse.co.ukPathfinder hires executive director as non-executive chair departsAugust 8, 2023 | msn.comCompany news: Pathfinder Bank promotes John AndrewsAugust 1, 2023 | finance.yahoo.comPathfinder Bancorp, Inc. Announces Second Quarter 2023 Net Income of $2.0 MillionAugust 1, 2023 | finance.yahoo.comPathfinder Bancorp, Inc. Announces Second Quarter 2023 Net Income of $2.0 MillionSeptember 22, 2023 | Chaikin Analytics (Ad)This Stock Could Go Up 66% or More.Marc Chaikin built the system that isolated NVDA before it became the best-performing stock of 2023. Click here to get his latest buy. More here.July 5, 2023 | yahoo.comThe creators of Pathfinder have released their own version of D&D's controversial OGL—and it could have a huge impact on all tabletop RPGsJuly 5, 2023 | thestreet.comThe Chase for Low Mortgage Rates Is OnJune 27, 2023 | finance.yahoo.comThose who invested in Pathfinder Bancorp (NASDAQ:PBHC) three years ago are up 54%June 2, 2023 | finance.yahoo.comStonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q1 2023May 2, 2023 | finance.yahoo.comPathfinder Bancorp, Inc. Announces First Quarter 2023 Net Income of $2.6 MillionApril 21, 2023 | benzinga.comPathfinder Bancorp Stock (NASDAQ:PBHC), Short Interest ReportApril 20, 2023 | finance.yahoo.comStonegate Capital Partners Updates Coverage on Pathfinder Bancorp, Inc. (PBHC) Q4 2022April 7, 2023 | finance.yahoo.comPathfinder Bancorp (NASDAQ:PBHC) Has Affirmed Its Dividend Of $0.09April 4, 2023 | msn.comPathfinder Bancorp (PBHC) Declares $0.09 DividendApril 4, 2023 | marketwatch.comCORRECTION -- Dowd Named President and CEO for Pathfinder BankMarch 29, 2023 | seekingalpha.comJim Dowd named CEO of Pathfinder BankMarch 29, 2023 | finance.yahoo.comDowd Named President and CEO for Pathfinder BankMarch 22, 2023 | marketwatch.comPathfinder Minerals Shares Rise on Subsidiary Deal With AcumenMarch 5, 2023 | cnet.comPenFed Pathfinder Rewards Visa Signature Card: The Best Travel Card You’ve Never Heard OfFebruary 5, 2023 | finance.yahoo.comInstitutions own 19% of Pathfinder Bancorp, Inc. (NASDAQ:PBHC) shares but individual investors control 56% of the companyJanuary 31, 2023 | msn.comPathfinder GAAP EPS of $0.58, revenue of $13.08MJanuary 31, 2023 | finance.yahoo.comPathfinder Bancorp, Inc. Announces Fourth Quarter 2022 Net Income of $3.5 Million and Full Year Net Income of $12.9 MillionJanuary 16, 2023 | reuters.comPBHC.A - | Stock Price & Latest News | ReutersSee More Headlines Receive PBHC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Pathfinder Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address PBHC Company Calendar Ex-Dividend for 8/11 Dividend7/20/2023Last Earnings8/01/2023Dividend Payable8/11/2023Today9/22/2023Next Earnings (Estimated)10/30/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:PBHC CUSIPN/A CIK1609065 Webwww.pathfinderbank.com Phone(315) 343-0057Fax315-342-9403Employees162Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.85 Trailing P/E Ratio7.56 Forward P/E RatioN/A P/E GrowthN/ANet Income$12.93 million Net Margins17.14% Pretax Margin20.88% Return on Equity10.12% Return on Assets0.81% Debt Debt-to-Equity Ratio0.52 Current Ratio0.77 Quick Ratio0.77 Sales & Book Value Annual Sales$57.01 million Price / Sales1.15 Cash Flow$3.73 per share Price / Cash Flow3.75 Book Value$24.16 per share Price / Book0.58Miscellaneous Outstanding Shares4,690,000Free Float3,564,000Market Cap$65.61 million OptionableNot Optionable Beta0.09 A Guide To High-Short-Interest StocksMarketBeat's analysts have just released their top five short plays for October 2023. Learn which stocks have the most short interest and how to trade them. Click the link below to see which companies made the list.Get This Free Report Key ExecutivesMr. James A. Dowd CPA (Age 55)CPA, Pres, CEO & Director Comp: $496.83kMr. Walter F. Rusnak CPA (Age 69)Sr. VP, CFO & Controller Comp: $299.59kMr. Ronald A. Tascarella (Age 64)Exec. VP & Chief Banking Officer Comp: $355.07kMr. Daniel R. Phillips (Age 58)Sr. VP & Chief Information Officer Mr. Heather BushVP of HRMr. Calvin Lloyd Corriders (Age 60)Regional Pres of Syracuse Market & Human Resource Director Mr. William D. O'Brien (Age 57)Sr. VP, Chief Risk Officer & Corp. Sec. Ms. Roberta DavisVP & Financial AnalystMore ExecutivesKey CompetitorsUnited BancorpNASDAQ:UBCPAuburn National BancorporationNASDAQ:AUBNCitizensNASDAQ:CIZNBank of South CarolinaNASDAQ:BKSCBayFirst FinancialNASDAQ:BAFNView All CompetitorsInsiders & InstitutionsWalter RusnakBought 733 shares on 9/12/2023Total: $7,601.21 ($10.37/share)Walter RusnakBought 1,000 shares on 8/22/2023Total: $12,940.00 ($12.94/share)Alliancebernstein L.P.Bought 40,089 shares on 8/15/2023Ownership: 3.451%Calvin CorridersSold 3,000 sharesTotal: $42,930.00 ($14.31/share)BlackRock Inc.Bought 874 shares on 8/11/2023Ownership: 0.209%View All Insider TransactionsView All Institutional Transactions PBHC Stock - Frequently Asked Questions How have PBHC shares performed in 2023? Pathfinder Bancorp's stock was trading at $19.14 at the beginning of the year. Since then, PBHC shares have decreased by 26.9% and is now trading at $13.9899. View the best growth stocks for 2023 here. When is Pathfinder Bancorp's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Monday, October 30th 2023. View our PBHC earnings forecast. How were Pathfinder Bancorp's earnings last quarter? Pathfinder Bancorp, Inc. (NASDAQ:PBHC) issued its quarterly earnings results on Tuesday, August, 1st. The savings and loans company reported $0.32 EPS for the quarter. The savings and loans company earned $10.87 million during the quarter. Pathfinder Bancorp had a net margin of 17.14% and a trailing twelve-month return on equity of 10.12%. How often does Pathfinder Bancorp pay dividends? What is the dividend yield for Pathfinder Bancorp? Pathfinder Bancorp declared a quarterly dividend on Monday, July 3rd. Investors of record on Friday, July 21st will be paid a dividend of $0.09 per share on Friday, August 11th. This represents a $0.36 annualized dividend and a yield of 2.57%. The ex-dividend date of this dividend is Thursday, July 20th. Read our dividend analysis for PBHC. Is Pathfinder Bancorp a good dividend stock? Pathfinder Bancorp (NASDAQ:PBHC) pays an annual dividend of $0.36 per share and currently has a dividend yield of 2.68%. The company has been increasing its dividend for 2 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 19.46%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for PBHC. What other stocks do shareholders of Pathfinder Bancorp own? Based on aggregate information from My MarketBeat watchlists, some companies that other Pathfinder Bancorp investors own include AbbVie (ABBV), Algonquin Power & Utilities (AQN), BCE (BCE), Blackrock Resources & Commodities Strategy Trust (BCX), Franklin Resources (BEN), BlackRock Enhanced International Dividend Trust (BGY), Bank of Nova Scotia (BNS), BlackRock Enhanced Global Dividend Trust (BOE), British American Tobacco (BTI) and BlackRock Utilities, Infrastructure & Power Opportunities Trust (BUI). What is Pathfinder Bancorp's stock symbol? Pathfinder Bancorp trades on the NASDAQ under the ticker symbol "PBHC." Who are Pathfinder Bancorp's major shareholders? Pathfinder Bancorp's stock is owned by many different institutional and retail investors. Top institutional shareholders include Alliancebernstein L.P. (3.45%) and BlackRock Inc. (0.21%). Insiders that own company stock include Adam C Gagas, Calvin Corriders, Daniel R Phillips, George P Joyce, James A Dowd, Ronald Tascarella and Walter Rusnak. View institutional ownership trends. How do I buy shares of Pathfinder Bancorp? Shares of PBHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is Pathfinder Bancorp's stock price today? One share of PBHC stock can currently be purchased for approximately $13.99. How much money does Pathfinder Bancorp make? Pathfinder Bancorp (NASDAQ:PBHC) has a market capitalization of $65.61 million and generates $57.01 million in revenue each year. The savings and loans company earns $12.93 million in net income (profit) each year or $1.85 on an earnings per share basis. How many employees does Pathfinder Bancorp have? The company employs 162 workers across the globe. How can I contact Pathfinder Bancorp? Pathfinder Bancorp's mailing address is 214 WEST FIRST STREET, OSWEGO NY, 13126. The official website for the company is www.pathfinderbank.com. The savings and loans company can be reached via phone at (315) 343-0057, via email at twschneider@pathfinderbank.com, or via fax at 315-342-9403. This page (NASDAQ:PBHC) was last updated on 9/22/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Pathfinder Bancorp, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. 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