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NASDAQ:PBHC

Pathfinder Bancorp (PBHC) Stock Price, News & Analysis

Pathfinder Bancorp logo
$16.72 -0.49 (-2.85%)
Closing price 10/23/2026 03:54 PM Eastern
Extended Trading
$16.85 +0.13 (+0.78%)
As of 10/23/2026 04:04 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Pathfinder Bancorp Stock (NASDAQ:PBHC)

Advanced

Key Stats

Today's Range
$16.72
▼
$16.72
50-Day Range
$15.60
▼
$18.02
52-Week Range
$12.06
▼
$18.30
Volume
1,022 shs
Average Volume
1,236 shs
Market Capitalization
$81.89 million
P/E Ratio
N/A
Dividend Yield
2.39%
Price Target
N/A
Consensus Rating
Hold

Company Overview

Pathfinder Bancorp, Inc. is a bank holding company headquartered in Oswego, New York. Through its principal subsidiary, Pathfinder Bank, the company provides banking and financial services to individuals, families, businesses and organizations in Central New York.

Pathfinder Bank offers a range of deposit products, including checking, savings, money market and certificate accounts, along with residential and commercial real estate lending, consumer loans, commercial loans and lines of credit. Its services also include treasury management and other financial solutions designed to support small businesses and commercial customers.

The bank traces its history to 1859 and has developed a community-banking presence in the Central New York market, including the Oswego and Syracuse areas. Pathfinder Bancorp became a publicly traded company in 2013, and its common stock trades on the Nasdaq Capital Market under the symbol PBHC.

AI Generated. May Contain Errors.

Pathfinder Bancorp Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
19th Percentile Overall Score

PBHC MarketRank™: 
0.960666666665 of 5 stars

Pathfinder Bancorp scored higher than 19% of companies evaluated by MarketBeat, and ranked 766th out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Pathfinder Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    Pathfinder Bancorp has only been the subject of 1 research reports in the past 90 days.

  • Read more about Pathfinder Bancorp's stock forecast and price target.
  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Pathfinder Bancorp is -79.62, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Pathfinder Bancorp is -79.62, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

  • Price to Book Value per Share Ratio

    Pathfinder Bancorp has a P/B Ratio of 0.65. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    0.22% of the float of Pathfinder Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Pathfinder Bancorp has a short interest ratio ("days to cover") of 4.18.
  • Change versus previous month

    Short interest in Pathfinder Bancorp has recently decreased by 2.59%, indicating that investor sentiment is improving.
  • Dividend Yield

    Pathfinder Bancorp pays a meaningful dividend of 2.39%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Pathfinder Bancorp has only been increasing its dividend for 1 years.

  • Read more about Pathfinder Bancorp's dividend.
    • Insider Buying vs. Insider Selling

      In the past three months, Pathfinder Bancorp insiders have not sold or bought any company stock.

    • Percentage Held by Insiders

      15.70% of the stock of Pathfinder Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

    • Percentage Held by Institutions

      26.73% of the stock of Pathfinder Bancorp is held by institutions.

    • Read more about Pathfinder Bancorp's insider trading history.
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    PBHC Stock News Headlines

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    Pathfinder Bancorp, Inc. Declares Dividend
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    PBHC Stock Analysis - Frequently Asked Questions

    Pathfinder Bancorp's stock was trading at $14.11 at the beginning of 2026. Since then, PBHC shares have increased by 18.5% and is now trading at $16.72.

    Pathfinder Bancorp, Inc. (NASDAQ:PBHC) issued its quarterly earnings data on Thursday, July, 30th. The savings and loans company reported $0.42 earnings per share for the quarter. The savings and loans company earned $11.67 million during the quarter. Pathfinder Bancorp had a negative net margin of 1.70% and a negative trailing twelve-month return on equity of 1.08%.

    Shares of PBHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

    Company Calendar

    Record date for 8/7 Dividend
    7/17/2026
    Ex-Dividend for 8/7 Dividend
    7/17/2026
    Last Earnings
    7/30/2026
    Dividend Payable
    8/07/2026
    Record date for 11/6 Dividend
    10/16/2026
    Ex-Dividend for 11/6 Dividend
    10/16/2026
    Today
    10/24/2026
    Dividend Payable
    11/06/2026
    Fiscal Year End
    12/31/2026

    Industry, Sector and Symbol

    Stock Exchange
    NASDAQ
    Sector
    Finance
    Industry
    Banks
    Sub-Industry
    Regional Banks
    Current Symbol
    NASDAQ:PBHC
    CIK
    1609065
    Employees
    187
    Year Founded
    1859

    Profitability

    EPS (Trailing Twelve Months)
    ($0.21)
    Trailing P/E Ratio
    N/A
    Forward P/E Ratio
    N/A
    P/E Growth
    N/A
    Net Income
    -$1.93 million
    Net Margins
    -1.70%
    Pretax Margin
    -2.10%
    Return on Equity
    -1.08%
    Return on Assets
    -0.09%

    Debt

    Debt-to-Equity Ratio
    0.07
    Current Ratio
    0.69
    Quick Ratio
    0.68

    Sales & Book Value

    Annual Sales
    $48.33 million
    Price / Sales
    1.69
    Cash Flow
    N/A
    Price / Cash Flow
    N/A
    Book Value
    $25.54 per share
    Price / Book
    0.65

    Miscellaneous

    Outstanding Shares
    4,898,000
    Free Float
    4,129,000
    Market Cap
    $81.89 million
    Optionable
    Not Optionable
    Beta
    0.12

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    This page (NASDAQ:PBHC) was last updated on 10/23/2026 by MarketBeat.com Staff.
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