Patriot National Bancorp (PNBK) Stock Price, News & Analysis

Company Overview

Patriot National Bancorp, Inc. is a bank holding company that operates through its principal subsidiary, Patriot Bank, N.A. The company provides community banking services to individuals, families, businesses and organizations, with a focus on relationship-based banking.

Patriot Bank offers deposit products such as checking, savings, money market and certificate of deposit accounts. Its lending activities include commercial real estate loans, commercial and industrial financing, residential mortgages, home equity loans, consumer loans and Small Business Administration lending. The bank also provides online and mobile banking, cash management and other treasury services.

Founded in 1994, Patriot National Bancorp has historically served customers in southwestern Connecticut and the New York metropolitan area, including communities in Fairfield County and Queens. Through its branch network and commercial banking teams, the company focuses on serving local businesses, professionals, nonprofit organizations and retail customers.

Key Stats

• Today's Range: $0.87 to $0.91
• 50-Day Range: $0.86 to $1.18
• 52-Week Range: $0.86 to $2.00
• Volume: 105,740 shs
• Average Volume: 133,958 shs
• Market Capitalization: $104.61 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Sell

Patriot National Bancorp Stock Analysis - MarketRank™

Patriot National Bancorp scored higher than 15% of companies evaluated by MarketBeat, and ranked 831st out of 853 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.7 / 5
• Analyst Rating: Sell

Consensus Rating

Patriot National Bancorp has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no strong buy ratings, no buy ratings, no hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Patriot National Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Patriot National Bancorp is -12.58, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Patriot National Bancorp is -12.58, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Patriot National Bancorp has a P/B Ratio of 1.07. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.94% of the float of Patriot National Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Patriot National Bancorp has a short interest ratio ("days to cover") of 6.83.

Change versus previous month

Short interest in Patriot National Bancorp has recently decreased by 21.82%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Patriot National Bancorp does not currently pay a dividend.

Dividend Growth

Patriot National Bancorp does not have a long track record of dividend growth.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: N/A

News Sentiment

Patriot National Bancorp has a news sentiment score of 0.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.59 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Patriot National Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.9 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Patriot National Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

12.80% of the stock of Patriot National Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

39.25% of the stock of Patriot National Bancorp is held by institutions.

Company Calendar

• Last Earnings: 5/15/2026
• Today: 10/10/2026
• Next Earnings (Estimated): 11/13/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:PNBK
• CIK: 1098146
• Web: www.bankpatriot.com
• Phone: (203) 324-7500
• Fax: 203-324-8877
• Employees: 107
• Year Founded: 1994

Profitability

• EPS (Trailing Twelve Months): ($0.07)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$12.71 million
• Net Margins: -9.76%
• Pretax Margin: -11.86%
• Return on Equity: -7.09%
• Return on Assets: -0.58%

Debt

• Debt-to-Equity Ratio: 0.19
• Current Ratio: 0.85
• Quick Ratio: 0.83

Sales & Book Value

• Annual Sales: $58.36 million
• Price / Sales: 1.79
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $0.82 per share
• Price / Book: 1.07

Miscellaneous

• Outstanding Shares: 118,740,000
• Free Float: 103,543,000
• Market Cap: $104.61 million
• Optionable: Not Optionable
• Beta: -0.62