PPDAI Group (FINV) Stock Price, News & Analysis

Company Overview

PPDAI Group, now known as FinVolution Group, is a Chinese fintech company that operates an online consumer finance platform. Founded in 2007, the company uses technology, data analytics and risk-management systems to facilitate personal finance services for consumers, particularly borrowers who may have limited access to traditional banking products.

FinVolution’s platform connects borrowers with funding sources and provides digital loan origination, credit assessment, risk management, loan servicing and other technology-enabled services. The company has historically focused on small, unsecured consumer loans and has worked with institutional funding partners to support lending activities.

Originally established under the PPDAI name, the company completed an initial public offering on the New York Stock Exchange in 2017 and later adopted the FinVolution Group name. In addition to its operations in China, FinVolution has pursued international expansion through consumer finance platforms in selected markets in Southeast Asia.

Key Stats

• Today's Range: $2.80 to $2.94
• 50-Day Range: $2.84 to $4.37
• 52-Week Range: $2.80 to $6.39
• Volume: 804,492 shs
• Average Volume: 869,357 shs
• Market Capitalization: $690.94 million
• P/E Ratio: 2.68
• Dividend Yield: N/A
• Price Target: $4.10
• Consensus Rating: Reduce

PPDAI Group Stock Analysis - MarketRank™

PPDAI Group scored higher than 48% of companies evaluated by MarketBeat, and ranked 622nd out of 862 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.2 / 5
• Analyst Rating: Reduce

Consensus Rating

PPDAI Group has received a consensus rating of Reduce. The company's average rating score is 1.50, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and 1 sell rating.

Upside Potential

PPDAI Group has a consensus price target of $4.10, representing about 44.4% upside from its current price of $2.84.

Amount of Analyst Coverage

PPDAI Group has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of PPDAI Group is 2.68, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.91.

Price to Earnings Ratio vs. Sector

The P/E ratio of PPDAI Group is 2.68, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.93.

Price to Book Value per Share Ratio

PPDAI Group has a P/B Ratio of 0.29. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.33% of the float of PPDAI Group has been sold short.

Short Interest Ratio / Days to Cover

PPDAI Group has a short interest ratio ("days to cover") of 6.36.

Change versus previous month

Short interest in PPDAI Group has recently increased by 10.84%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

PPDAI Group does not currently pay a dividend.

Dividend Growth

PPDAI Group does not have a long track record of dividend growth.

News and Social Media

• Score: 1.3 / 5
• News Sentiment: N/A

News Sentiment

PPDAI Group has a news sentiment score of -0.92. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for PPDAI Group this week, compared to 1 article on an average week.

Search Interest

Only 1 people have searched for FINV on MarketBeat in the last 30 days. This is a decrease of -80% compared to the previous 30 days.

MarketBeat Follows

1 people have added PPDAI Group to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, PPDAI Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

44.00% of the stock of PPDAI Group is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

31.15% of the stock of PPDAI Group is held by institutions.

Company Calendar

• Last Earnings: 8/14/2026
• Today: 10/31/2026
• Next Earnings (Estimated): 11/23/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:FINV
• CIK: 1691445
• Web: ir.finvgroup.com
• Phone: 862180303200
• Fax: N/A
• Employees: 3,869
• Year Founded: 2007

Price Target and Rating

• Average Price Target for PPDAI Group: $4.10
• High Price Target: $4.10
• Low Price Target: $4.10
• Potential Upside/Downside: +44.4%
• Consensus Rating: Reduce
• Rating Score (0-4): 1.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.06
• Trailing P/E Ratio: 2.68
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $363.56 million
• Net Margins: 14.49%
• Pretax Margin: 18.28%
• Return on Equity: 12.31%
• Return on Assets: 7.95%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 2.84
• Quick Ratio: 2.84

Sales & Book Value

• Annual Sales: $1.94 billion
• Price / Sales: 0.36
• Cash Flow: $1.61 per share
• Price / Cash Flow: 1.76
• Book Value: $9.90 per share
• Price / Book: 0.29

Miscellaneous

• Outstanding Shares: 243,290,000
• Free Float: 136,242,000
• Market Cap: $690.94 million
• Optionable: Optionable
• Beta: 0.33