Prosperity Bancshares (PB) Stock Price, News & Analysis

Company Overview

Prosperity Bancshares, Inc. is a Texas-based bank holding company that provides a broad range of banking and financial services through its subsidiary, Prosperity Bank. Headquartered in Houston, Texas, the company operates more than 200 branch offices across central, north, and southeast Texas, as well as select markets in Oklahoma and New Mexico. Prosperity Bank offers full-service banking capabilities to individuals, small businesses, and corporate clients throughout its regional footprint.

The company’s core business activities include commercial lending, consumer lending, and deposit-taking services. Prosperity Bank’s commercial portfolio addresses the financing needs of real estate developers, oil and gas producers, agricultural enterprises, and middle-market businesses. On the consumer side, the bank offers residential mortgage loans, home equity lines of credit, and a variety of deposit products such as checking, savings, and certificates of deposit. In addition, the bank provides treasury management, cash management, and electronic banking solutions designed to streamline financial operations for its corporate and municipal customers.

Founded in 1983 as Community Bancshares of Texas, the organization rebranded to Prosperity Bancshares in 1993 to reflect its growing scope and commitment to regional economic development. Over the years, Prosperity Bank has expanded its presence through a combination of de novo branch openings and strategic acquisitions, enabling it to serve a diverse clientele across multiple states. The company has cultivated a reputation for personalized customer service and deep community engagement, supporting local businesses and philanthropic initiatives in the markets it serves.

Leadership at Prosperity Bancshares includes Raymond W. Poage, who serves as Chairman and Chief Executive Officer, and Nathan R. Furr, who holds the position of President. Under their guidance, the company continues to pursue disciplined growth strategies, technology investments, and operational efficiencies. Prosperity Bancshares remains committed to delivering value to shareholders while maintaining high standards of risk management, regulatory compliance, and customer satisfaction.

Key Stats

• Today's Range: $73.63 to $74.69
• 50-Day Range: $67.06 to $73.73
• 52-Week Range: $58.66 to $86.76
• Volume: 468,888 shs
• Average Volume: 605,387 shs
• Market Capitalization: $7.02 billion
• P/E Ratio: 14.04
• Dividend Yield: 3.15%
• Price Target: $83.80
• Consensus Rating: Moderate Buy

Prosperity Bancshares Stock Analysis - MarketRank™

Prosperity Bancshares scored higher than 100% of companies evaluated by MarketBeat, and ranked 1st out of 2,763 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Prosperity Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.63, and is based on 10 buy ratings, 6 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Prosperity Bancshares has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 4.4 / 5
• Proj. Earnings Growth: 10.46%

Earnings Growth

Earnings for Prosperity Bancshares are expected to grow by 10.46% in the coming year, from $5.83 to $6.44 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Prosperity Bancshares is 14.04, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.57.

Price to Earnings Ratio vs. Sector

The P/E ratio of Prosperity Bancshares is 14.04, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.07.

Price to Earnings Growth Ratio

Prosperity Bancshares has a PEG Ratio of 0.92. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Prosperity Bancshares has a P/B Ratio of 0.94. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.16% of the float of Prosperity Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Prosperity Bancshares has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Prosperity Bancshares has recently decreased by 1.99%, indicating that investor sentiment is improving.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Prosperity Bancshares pays a meaningful dividend of 3.15%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Prosperity Bancshares has been increasing its dividend for 27 years.

Dividend Coverage

The dividend payout ratio of Prosperity Bancshares is 44.19%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Prosperity Bancshares will have a dividend payout ratio of 36.02% next year. This indicates that Prosperity Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.6 / 5
• Environmental Score: -0.37

Percentage of Shares Shorted

2.16% of the float of Prosperity Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Prosperity Bancshares has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Prosperity Bancshares has recently decreased by 1.99%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.90

News Sentiment

Prosperity Bancshares has a news sentiment score of 0.90. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 18 news articles for Prosperity Bancshares this week, compared to 8 articles on an average week.

Search Interest

Only 1 people have searched for PB on MarketBeat in the last 30 days. This is a decrease of -75% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Prosperity Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $666,785.00 in company stock.

Percentage Held by Insiders

Only 4.20% of the stock of Prosperity Bancshares is held by insiders.

Percentage Held by Institutions

80.69% of the stock of Prosperity Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

PB Stock Analysis - Frequently Asked Questions

How have PB shares performed this year?

Prosperity Bancshares' stock was trading at $75.35 on January 1st, 2025. Since then, PB stock has decreased by 2.2% and is now trading at $73.7250.

How were Prosperity Bancshares' earnings last quarter?

Prosperity Bancshares, Inc. (NYSE:PB) released its quarterly earnings results on Wednesday, April, 23rd. The bank reported $1.37 earnings per share for the quarter, beating the consensus estimate of $1.35 by $0.02. Prosperity Bancshares's quarterly revenue was up 10.7% compared to the same quarter last year.
Read the conference call transcript.

How do I buy shares of Prosperity Bancshares?

Shares of PB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Prosperity Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Prosperity Bancshares investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and Southern First Bancshares (SFST).

Company Calendar

• Last Earnings: 4/23/2025
• Record date for 7/1 Dividend: 6/13/2025
• Ex-Dividend for 7/1 Dividend: 6/13/2025
• Dividend Payable: 7/01/2025
• Today: 7/03/2025
• Next Earnings (Estimated): 7/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - SOUTHWEST
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:PB
• Previous Symbol: NASDAQ:PRSP
• CIK: 1068851
• Web: www.prosperitybankusa.com
• Phone: (281) 269-7199
• Fax: 281-269-7222
• Employees: 3,916
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $83.80
• High Stock Price Target: $94.00
• Low Stock Price Target: $76.00
• Potential Upside/Downside: +13.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.63
• Research Coverage: 16 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.25
• Trailing P/E Ratio: 14.04
• Forward P/E Ratio: 12.65
• P/E Growth: 0.91
• Net Income: $479.39 million
• Net Margins: 27.69%
• Pretax Margin: 35.38%
• Return on Equity: 6.81%
• Return on Assets: 1.27%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.76
• Quick Ratio: 0.76

Sales & Book Value

• Annual Sales: $1.17 billion
• Price / Sales: 5.98
• Cash Flow: $5.75 per share
• Price / Cash Flow: 12.82
• Book Value: $78.08 per share
• Price / Book: 0.94

Miscellaneous

• Outstanding Shares: 95,263,000
• Free Float: 91,262,000
• Market Cap: $7.02 billion
• Optionable: Optionable
• Beta: 0.68