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Prosperity Bancshares (PB) Financials

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$67.18 +0.89 (+1.35%)
As of 01:55 PM Eastern
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Annual Income Statements for Prosperity Bancshares

Annual Income Statements for Prosperity Bancshares

This table shows Prosperity Bancshares' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 287 274 272 322 333 529 519 525 419 479 543
Consolidated Net Income / (Loss)		 287 274 272 322 333 529 519 525 419 479 543
Net Income / (Loss) Continuing Operations		 287 274 272 322 333 529 519 525 419 479 543
Total Pre-Tax Income 		430 409 406 403 419 645 660 666 534 613 694
Total Revenue		 751 751 733 746 820 1,162 1,133 1,150 1,110 1,192 1,250
Net Interest Income / (Expense)		 631 633 617 630 696 1,031 993 1,005 956 1,026 1,081
Total Interest Income		 670 676 677 727 833 1,144 1,047 1,095 1,445 1,624 1,570
Loans and Leases Interest Income		 475 475 468 504 621 976 870 831 1,149 1,313 1,295
Investment Securities Interest Income		 194 200 208 222 210 167 175 260 283 247 231
Federal Funds Sold and Securities Borrowed Interest Income		 0.27 0.35 0.83 1.34 1.68 1.20 1.56 3.23 12 64 44
Total Interest Expense		 39 43 60 98 137 113 54 90 488 597 489
Deposits Interest Expense		 36 39 46 71 111 103 53 68 272 409 380
Long-Term Debt Interest Expense		 0.79 0.04 0.00 0.00 1.08 5.50 0.00 0.00 0.04 0.00 0.00
Federal Funds Purchased and Securities Sold Interest Expense		 0.82 0.93 1.27 1.99 3.38 1.63 0.70 2.64 9.40 6.95 4.62
Other Interest Expense		 1.51 3.07 13 24 21 3.55 0.00 19 206 182 104
Total Non-Interest Income		 121 118 117 116 124 132 140 145 153 166 168
Trust Fees by Commissions		 14 13 11 13 13 12 14 16 18 19 20
Service Charges on Deposit Accounts		 - 19 21 21 21 24 24 25 25 26 30
Other Service Charges		 104 78 79 80 88 90 93 99 107 103 113
Net Realized & Unrealized Capital Gains on Investments		 2.40 1.86 3.27 -0.77 -1.81 -5.53 1.10 3.93 1.99 14 1.22
Other Non-Interest Income		 - 7.08 2.13 3.36 5.01 11 8.30 1.40 2.30 3.10 3.86
Provision for Credit Losses		 7.56 24 14 16 4.30 20 0.00 0.00 19 9.07 0.00
Total Non-Interest Expense		 314 318 313 326 397 497 474 484 557 571 556
Salaries and Employee Benefits		 193 198 192 208 226 309 311 315 328 352 353
Net Occupancy & Equipment Expense		 24 23 22 23 24 35 32 32 36 36 37
Other Operating Expenses		 59 58 62 60 56 73 66 71 105 96 83
Depreciation Expense		 13 13 12 12 14 18 18 18 18 19 20
Amortization Expense		 25 26 24 24 30 53 47 48 54 63 63
Restructuring Charge		 - - 0.00 0.00 46 8.02 0.00 0.27 15 4.44 0.33
Income Tax Expense		 144 134 134 81 87 116 140 142 115 133 151
Basic Earnings per Share		 $4.09 $3.94 $3.92 $4.61 $4.52 $5.68 $5.60 $5.73 $4.51 $5.05 $5.72
Weighted Average Basic Shares Outstanding		 70.03M 69.67M 69.48M 69.82M 94.74M 92.93M 92.16M 91.31M 93.53M 95.26M 101.58M
Diluted Earnings per Share		 $4.09 $3.94 $3.92 $4.61 $4.52 $5.68 $5.60 $5.73 $4.51 $5.05 $5.72
Weighted Average Diluted Shares Outstanding		 70.03M 69.67M 69.48M 69.82M 94.74M 92.93M 92.16M 91.31M 93.53M 95.26M 101.58M
Weighted Average Basic & Diluted Shares Outstanding		 70.03M 69.67M 69.48M 69.82M 94.74M 92.93M 92.16M 91.31M 93.53M 95.26M 101.58M

Quarterly Income Statements for Prosperity Bancshares

This table shows Prosperity Bancshares' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 112 95 110 112 118 130 130 135 138 140 116
Consolidated Net Income / (Loss)		 112 95 110 112 127 130 130 135 138 140 116
Net Income / (Loss) Continuing Operations		 112 95 110 112 118 130 130 135 138 140 116
Total Pre-Tax Income 		143 121 141 143 162 166 166 172 176 179 150
Total Revenue		 278 274 277 305 303 308 307 311 315 318 368
Net Interest Income / (Expense)		 240 237 238 259 262 268 265 268 273 275 321
Total Interest Income		 380 376 382 413 418 411 393 393 398 387 442
Loans and Leases Interest Income		 309 307 306 336 337 333 319 325 329 322 362
Investment Securities Interest Income		 70 68 66 62 60 58 58 58 58 57 71
Federal Funds Sold and Securities Borrowed Interest Income		 1.69 1.79 9.27 14 21 20 16 9.44 10 8.36 9.49
Total Interest Expense		 141 139 144 154 156 143 127 125 125 112 121
Deposits Interest Expense		 76 85 93 106 108 102 96 94 96 95 104
Long-Term Debt Interest Expense		 0.04 - - 0.00 0.00 - 0.00 0.00 0.00 - 0.70
Federal Funds Purchased and Securities Sold Interest Expense		 2.53 2.09 2.03 1.76 1.66 1.50 1.33 1.15 1.09 1.04 0.90
Other Interest Expense		 62 52 49 46 47 40 30 30 28 16 15
Total Non-Interest Income		 39 37 39 46 41 40 41 43 41 43 46
Trust Fees by Commissions		 4.39 4.42 5.39 4.79 4.74 4.58 4.86 5.08 4.85 5.23 6.49
Service Charges on Deposit Accounts		 6.26 6.32 6.41 6.44 6.66 6.99 7.41 7.65 7.32 7.62 8.68
Other Service Charges		 27 25 26 24 25 27 28 28 28 29 30
Net Realized & Unrealized Capital Gains on Investments		 -0.05 -0.08 0.26 9.82 3.40 0.58 -0.24 1.41 0.00 0.04 0.32
Other Non-Interest Income		 0.86 0.54 0.61 0.75 0.96 0.78 1.01 0.97 0.93 0.95 1.28
Provision for Credit Losses		 0.00 - 0.00 9.07 9.10 - 0.00 0.00 0.00 - 0.00
Total Non-Interest Expense		 136 152 136 153 140 142 140 139 139 139 217
Salaries and Employee Benefits		 85 80 86 90 88 89 89 87 88 88 109
Net Occupancy & Equipment Expense		 9.46 9.09 8.62 8.92 9.29 8.96 9.15 9.17 9.40 9.38 11
Other Operating Expenses		 21 43 23 29 22 23 22 22 20 19 26
Depreciation Expense		 4.59 4.61 4.69 4.84 4.74 4.79 4.77 4.78 4.97 5.16 5.55
Amortization Expense		 14 14 14 16 16 16 15 16 16 16 23
Restructuring Charge		 1.10 0.28 - 4.38 0.06 - 0.00 0.00 0.06 - 43
Income Tax Expense		 30 26 31 31 35 36 36 37 38 39 34
Basic Earnings per Share		 $1.20 $1.00 $1.18 $1.17 $1.34 $1.36 $1.37 $1.42 $1.45 $1.48 $1.16
Weighted Average Basic Shares Outstanding		 93.71M 93.53M 95.94M 95.26M 95.26M 95.26M 95.28M 95.00M 94.99M 101.58M 100.85M
Diluted Earnings per Share		 $1.20 $1.00 $1.18 $1.17 $1.34 $1.36 $1.37 $1.42 $1.45 $1.48 $1.16
Weighted Average Diluted Shares Outstanding		 93.71M 93.53M 95.94M 95.26M 95.26M 95.26M 95.28M 95.00M 94.99M 101.58M 100.85M
Weighted Average Basic & Diluted Shares Outstanding		 93.71M 93.53M 95.94M 95.26M 95.26M 95.26M 95.28M 95.00M 94.99M 101.58M 100.85M

Annual Cash Flow Statements for Prosperity Bancshares

This table details how cash moves in and out of Prosperity Bancshares' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 -114 -127 -45 19 163 769 1,204 -2,124 34 1,514 -225
Net Cash From Operating Activities		 311 334 391 320 403 582 695 507 646 473 550
Net Cash From Continuing Operating Activities		 311 334 391 320 403 582 695 507 646 473 550
Net Income / (Loss) Continuing Operations		 287 274 272 322 333 529 519 525 419 479 543
Consolidated Net Income / (Loss)		 287 274 272 322 333 529 519 525 419 479 543
Provision For Loan Losses		 7.56 24 14 16 4.30 20 0.00 0.00 19 9.07 0.00
Depreciation Expense		 22 22 19 18 20 31 30 28 31 35 34
Amortization Expense		 58 43 39 32 31 39 58 43 28 23 17
Non-Cash Adjustments to Reconcile Net Income		 -25 -19 -9.96 -1.97 -38 -22 28 12 1.95 -22 -11
Changes in Operating Assets and Liabilities, net		 -39 -11 56 -66 53 -15 59 -101 148 -51 -34
Net Cash From Investing Activities		 -651 41 -373 -119 1,260 -1,274 -2,725 -1,964 1,094 1,982 774
Net Cash From Continuing Investing Activities		 -651 41 -373 -119 1,260 -1,274 -2,725 -1,964 1,094 1,982 774
Purchase of Property, Leasehold Improvements and Equipment		 -9.36 -5.01 -11 -15 -19 -22 -19 -42 -34 -21 -33
Purchase of Investment Securities		 -10,284 -10,074 -9,388 -9,981 -13,917 -60,777 -59,105 -41,541 -29,275 -37,793 -41,386
Sale and/or Maturity of Investments		 9,642 10,129 9,027 9,877 15,195 59,525 56,400 39,620 30,403 39,796 42,193
Net Cash From Financing Activities		 226 -502 -63 -182 -1,500 1,461 3,235 -667 -1,706 -940 -1,548
Net Cash From Continuing Financing Activities		 226 -502 -63 -182 -1,500 1,461 3,235 -667 -1,706 -940 -1,548
Net Change in Deposits		 -11 -863 514 -565 510 3,167 3,412 -2,238 -2,931 -39 101
Issuance of Debt		 485 500 - 530 - -1,300 0.00 1,850 1,675 -525 -1,250
Repayment of Debt		 -170 -7.84 -0.56 -4.10 -1,822 -129 0.00 0.00 -3.16 0.00 0.00
Repurchase of Common Equity		 - -51 - 0.00 -94 -115 -52 -66 -72 -75 -157
Payment of Dividends		 -78 -86 -96 -104 -129 -174 -184 -193 -206 -214 -221
Other Financing Activities, Net		 0.02 5.96 -481 -39 35 12 59 -20 -169 -87 -21
Cash Interest Paid		 44 43 60 96 139 118 56 86 459 590 500
Cash Income Taxes Paid		 103 122 64 134 82 164 127 131 0.00 0.00 0.00

Quarterly Cash Flow Statements for Prosperity Bancshares

This table details how cash moves in and out of Prosperity Bancshares' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 115 -54 628 421 702 -238 -278 -390 461 -19 -200
Net Cash From Operating Activities		 244 28 187 216 275 -206 178 98 195 78 185
Net Cash From Continuing Operating Activities		 244 28 187 216 275 -206 178 98 195 78 185
Net Income / (Loss) Continuing Operations		 112 95 110 112 127 130 130 135 138 140 116
Consolidated Net Income / (Loss)		 112 95 110 112 127 130 130 135 138 140 116
Provision For Loan Losses		 - - 0.00 9.07 - - 0.00 - - - 0.00
Depreciation Expense		 8.16 8.17 7.92 8.99 8.89 8.92 8.42 8.39 8.57 8.74 11
Amortization Expense		 6.90 6.43 5.82 5.83 5.57 5.61 5.03 4.93 2.88 4.67 3.83
Non-Cash Adjustments to Reconcile Net Income		 -0.01 12 0.38 -17 -1.48 -3.59 0.88 1.48 -6.39 -6.56 -9.19
Changes in Operating Assets and Liabilities, net		 116 -94 63 98 134 -347 34 -52 52 -68 63
Net Cash From Investing Activities		 678 620 405 808 331 437 460 -47 530 -170 -269
Net Cash From Continuing Investing Activities		 678 620 405 808 331 437 460 -47 530 -170 -269
Purchase of Property, Leasehold Improvements and Equipment		 -11 -4.64 -7.18 -4.70 -4.43 -4.82 -7.07 -6.42 -9.15 -9.89 -7.01
Acquisitions		 - - - - - - 0.00 - - - 478
Purchase of Investment Securities		 -9,093 -7,549 -8,591 -9,047 -11,601 -8,554 -6,779 -11,258 -12,338 -11,153 -10,889
Sale and/or Maturity of Investments		 9,782 8,174 9,004 9,860 11,936 8,995 7,246 11,218 12,878 10,994 10,149
Net Cash From Financing Activities		 -806 -702 36 -604 96 -468 -916 -441 -264 73 -115
Net Cash From Continuing Financing Activities		 -806 -702 36 -604 96 -468 -916 -441 -264 73 -115
Net Change in Deposits		 -68 -133 -4.19 -483 155 294 -355 -553 309 700 -222
Issuance of Debt		 -550 -525 - - - -700 -500 - -500 -450 250
Repayment of Debt		 41 - 175 -76 76 - 0.00 500 - - 0.00
Repurchase of Common Equity		 - - -35 -39 - - 0.00 - -20 -137 -57
Payment of Dividends		 -52 -52 -52 -53 -53 -55 -55 -55 -55 -56 -61
Other Financing Activities, Net		 - 8.56 -48 - - -6.98 -5.83 -33 2.23 15 -25
Cash Interest Paid		 92 184 103 100 112 275 135 126 125 113 125
Cash Income Taxes Paid		 26 25 0.49 28 0.05 0.62 0.00 82 34 -195 0.00

Annual Balance Sheets for Prosperity Bancshares

This table presents Prosperity Bancshares' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 22,037 22,331 11,845 22,693 32,186 34,059 37,834 37,690 38,548 39,567 38,463
Cash and Due from Banks		 563 436 - 411 574 1,343 2,548 424 458 1,972 1,748
Federal Funds Sold		 1.42 1.18 - 0.55 0.52 0.55 0.24 0.30 0.26 0.29 0.22
Interest Bearing Deposits at Other Banks		 - - - - - - - - - - 0.00
Trading Account Securities		 9,502 9,726 - 9,409 8,570 8,543 12,819 14,476 12,804 11,094 10,613
Loans and Leases, Net of Allowance		 9,357 9,537 9,905 10,284 17,124 19,931 18,330 18,558 20,842 21,787 21,457
Loans and Leases		 9,439 9,622 9,989 10,370 17,212 20,247 18,616 18,839 21,175 22,139 21,791
Allowance for Loan and Lease Losses		 81 85 84 86 87 316 286 282 332 352 334
Loans Held for Sale		 - - - - 81 - 18,330 0.55 5.73 11 14
Premises and Equipment, Net		 268 262 - 257 327 324 320 339 370 371 383
Goodwill		 1,869 1,901 1,901 1,901 3,224 3,232 3,232 3,232 3,396 3,503 3,503
Intangible Assets		 49 46 39 33 86 73 62 51 64 66 52
Other Assets		 427 422 - 399 2,200 614 524 609 607 762 692
Total Liabilities & Shareholders' Equity		 22,037 22,331 -0.11 22,693 32,186 34,059 37,834 37,690 38,548 39,567 38,463
Total Liabilities		 18,574 18,689 0.00 18,641 26,215 27,929 31,407 30,990 31,469 32,128 30,847
Non-Interest Bearing Deposits		 5,137 5,191 - 5,666 7,764 9,151 10,750 10,915 9,777 9,798 9,468
Interest Bearing Deposits		 12,545 12,116 - 11,590 16,436 18,209 20,022 17,618 17,403 18,583 19,015
Short-Term Debt		 807 1,311 - 1,316 377 390 448 428 309 222 201
Accrued Interest Payable		 1.90 2.32 - 4.20 8.59 3.46 1.26 4.50 35 42 31
Long-Term Debt		 - - - - 1,430 0.00 0.00 1,850 3,725 3,200 1,950
Other Long-Term Liabilities		 85 68 - 64 200 175 156 174 220 283 183
Commitments & Contingencies		 0.00 0.00 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 3,463 3,642 -0.11 4,053 5,971 6,131 6,427 6,699 7,079 7,438 7,616
Total Preferred & Common Equity		 3,463 3,642 3,824 4,053 5,971 6,131 6,427 6,699 7,079 7,438 7,616
Preferred Stock		 0.00 0.00 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 3,463 3,642 -0.11 4,053 5,971 6,131 6,427 6,699 7,079 7,438 7,616
Common Stock		 2,106 2,098 - 2,115 3,829 3,727 3,687 3,633 3,798 3,892 3,747
Retained Earnings		 1,355 1,543 - 1,937 2,141 2,403 2,738 3,070 3,283 3,548 3,870
Accumulated Other Comprehensive Income / (Loss)		 2.04 1.41 -0.11 0.31 0.60 0.77 1.81 -3.47 -1.40 -1.62 -0.30

Quarterly Balance Sheets for Prosperity Bancshares

This table presents Prosperity Bancshares' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 37,844 37,829 39,905 39,296 38,757 39,762 40,115 38,765 38,417 38,330 43,619
Cash and Due from Banks		 602 405 397 512 1,086 1,508 2,210 1,695 1,305 1,766 1,548
Federal Funds Sold		 0.24 0.22 0.18 0.23 0.25 0.23 0.21 0.22 0.20 0.21 0.21
Interest Bearing Deposits at Other Banks		 - - - - - - - - - - 0.00
Trading Account Securities		 14,806 14,072 13,667 13,193 12,301 11,702 11,301 10,793 10,608 10,232 11,952
Loans and Leases, Net of Allowance		 18,224 19,052 21,298 21,071 20,929 21,951 22,020 21,619 21,845 21,677 24,882
Loans and Leases		 18,506 19,334 21,643 21,423 21,259 22,311 22,375 21,968 22,191 22,016 25,266
Allowance for Loan and Lease Losses		 282 282 345 351 330 360 354 349 346 340 384
Loans Held for Sale		 - 19,052 11 10 6.38 9.95 6.11 9.76 6.00 11 22
Premises and Equipment, Net		 337 345 365 370 372 377 374 373 375 379 430
Goodwill		 3,232 3,232 3,384 3,396 3,396 3,504 3,504 3,503 3,503 3,503 3,822
Intangible Assets		 54 49 71 68 61 74 70 62 59 55 111
Other Assets		 588 674 712 675 604 636 630 710 716 706 852
Total Liabilities & Shareholders' Equity		 37,844 37,829 39,905 39,296 38,757 39,762 40,115 38,765 38,417 38,330 43,619
Total Liabilities		 31,232 31,090 32,937 32,263 31,652 32,479 32,754 31,248 30,818 30,666 35,411
Non-Interest Bearing Deposits		 11,154 10,108 10,365 10,282 9,527 9,707 9,811 9,676 9,427 9,522 10,581
Interest Bearing Deposits		 18,146 16,896 17,016 17,031 17,649 18,227 18,276 18,351 18,047 18,260 22,052
Short-Term Debt		 1,619 434 434 301 262 234 229 216 184 186 176
Accrued Interest Payable		 2.10 8.37 29 80 76 130 174 34 33 33 30
Long-Term Debt		 - 3,365 4,803 4,250 3,900 3,900 3,900 2,700 2,900 2,400 2,200
Other Long-Term Liabilities		 310 248 290 320 239 283 363 271 228 265 296
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 6,612 6,739 6,968 7,033 7,105 7,283 7,361 7,517 7,600 7,665 8,208
Total Preferred & Common Equity		 6,612 6,739 6,968 7,033 7,105 7,283 7,361 7,517 7,600 7,665 8,208
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 6,612 6,739 6,968 7,033 7,105 7,283 7,361 7,517 7,600 7,665 8,208
Common Stock		 3,630 3,598 3,791 3,794 3,766 3,886 3,889 3,895 3,898 3,881 4,283
Retained Earnings		 2,982 3,144 3,180 3,240 3,341 3,399 3,473 3,623 3,703 3,786 3,925
Accumulated Other Comprehensive Income / (Loss)		 -0.24 -3.48 -2.68 -1.93 -2.33 -1.59 -0.85 -1.09 -1.31 -1.57 0.04

Annual Metrics And Ratios for Prosperity Bancshares

This table displays calculated financial ratios and metrics derived from Prosperity Bancshares' official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Growth Metrics		 - - - - - - - - - - -
Profitability Metrics		 - - - - - - - - - - -
Valuation Ratios		 - - - - - - - - - - -
Leverage & Solvency		 - - - - - - - - - - -
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Efficiency Ratios		 - - - - - - - - - - -
Capital & Investment Metrics		 - - - - - - - - - - -
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $4.52 $5.68 $5.60 $5.73 $4.51 $5.05 $5.72
Adjusted Weighted Average Basic Shares Outstanding		 69.87M 69.48M 69.83M 69.85M 94.74M 92.93M 92.16M 91.31M 93.53M 95.26M 101.58M
Adjusted Diluted Earnings per Share		 $4.09 $3.94 $3.92 $4.61 $4.52 $5.68 $5.60 $5.73 $4.51 $5.05 $5.72
Adjusted Weighted Average Diluted Shares Outstanding		 69.87M 69.48M 69.83M 69.85M 94.74M 92.93M 92.16M 91.31M 93.53M 95.26M 101.58M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $4.52 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 69.87M 69.48M 69.83M 69.85M 94.74M 92.93M 92.16M 91.31M 93.53M 95.26M 101.58M
Debt Service Ratios		 - - - - - - - - - - -
Payout Ratios		 - - - - - - - - - - -

Quarterly Metrics And Ratios for Prosperity Bancshares

This table displays calculated financial ratios and metrics derived from Prosperity Bancshares' official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 - - - - - - - - - - 101,581,522.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 101,581,522.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 1.14
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -5.79% -6.91% -1.64% 10.37% 8.81% 12.45% 10.67% 1.94% 3.92% - 19.87%
EBITDA Growth		 -17.07% -28.55% -10.36% 24.48% 12.21% 32.82% 16.01% 17.60% 11.72% - -8.26%
EBIT Growth		 -17.64% -30.49% -11.00% 27.87% 13.91% 36.82% 17.78% 20.48% 14.79% - -9.64%
NOPAT Growth		 -17.38% -30.75% -11.44% 28.37% 13.43% 36.24% 17.93% 21.10% 8.07% - -10.72%
Net Income Growth		 -17.38% -30.75% -11.44% 28.37% 13.43% 36.24% 17.93% 21.10% 8.07% - -10.72%
EPS Growth		 -19.46% -33.77% -13.87% 24.47% 11.67% 36.00% 16.10% 21.37% 8.21% - -15.33%
Operating Cash Flow Growth		 27.08% 5,946.86% 4.24% 11.08% 12.68% -836.53% -4.92% -54.65% -29.06% - 3.89%
Free Cash Flow Firm Growth		 -147.59% -3.89% 82.20% 118.69% 106.81% 118.78% 256.02% -3.43% 524.40% - -103.59%
Invested Capital Growth		 40.73% 23.79% 6.91% -6.46% -0.81% -2.28% -7.39% -6.43% -10.79% - 1.45%
Revenue Q/Q Growth		 0.77% -1.69% 1.30% 9.99% -0.66% 1.59% -0.30% 1.31% 1.28% - 15.70%
EBITDA Q/Q Growth		 24.45% -13.76% 14.00% 1.74% 12.18% 2.08% -0.43% 3.13% 1.09% - -14.27%
EBIT Q/Q Growth		 27.63% -14.89% 16.38% 1.14% 13.70% 2.22% 0.19% 3.46% 2.27% - -16.02%
NOPAT Q/Q Growth		 29.07% -14.91% 15.66% 1.07% 14.05% 2.20% 0.11% 3.79% 1.78% - -16.90%
Net Income Q/Q Growth		 29.07% -14.91% 15.66% 1.07% 14.05% 2.20% 0.11% 3.79% 1.78% - -16.90%
EPS Q/Q Growth		 27.66% -16.67% 18.00% -0.85% 14.53% 1.49% 0.74% 3.65% 2.11% - -21.62%
Operating Cash Flow Q/Q Growth		 25.06% -88.53% 570.53% 15.53% 26.86% -174.95% 186.56% -44.90% 98.44% - 136.29%
Free Cash Flow Firm Q/Q Growth		 32.70% 37.02% 69.74% 245.74% -75.49% 73.80% 151.33% -9.79% 58.46% - -102.80%
Invested Capital Q/Q Growth		 -5.10% -4.06% 1.37% 1.34% 0.64% -5.48% -3.93% 2.40% -4.05% - 8.36%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 56.66% 49.71% 55.94% 51.74% 58.43% 58.71% 58.64% 59.69% 59.58% - 44.88%
EBIT Margin		 51.25% 44.37% 50.98% 46.88% 53.65% 53.99% 54.25% 55.40% 55.94% - 40.89%
Profit (Net Income) Margin		 40.32% 34.90% 39.85% 36.62% 42.04% 42.29% 42.46% 43.50% 43.71% - 31.63%
Tax Burden Percent		 78.68% 78.66% 78.17% 78.11% 78.35% 78.33% 78.27% 78.52% 78.14% - 77.34%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% - 100.00%
Effective Tax Rate		 21.32% 21.34% 21.83% 21.89% 21.65% 21.67% 21.73% 21.49% 21.86% - 22.66%
Return on Invested Capital (ROIC)		 4.60% 3.86% 4.04% 3.51% 4.22% 4.59% 4.78% 4.83% 4.99% - 3.94%
ROIC Less NNEP Spread (ROIC-NNEP)		 4.60% 3.86% 4.04% 3.51% 4.22% 4.59% 4.78% 4.83% 4.99% - 3.94%
Return on Net Nonoperating Assets (RNNOA)		 2.08% 1.77% 2.32% 2.31% 2.54% 2.36% 2.31% 2.34% 2.23% - 1.33%
Return on Equity (ROE)		 6.68% 5.62% 6.36% 5.83% 6.77% 6.95% 7.10% 7.18% 7.21% - 5.27%
Cash Return on Invested Capital (CROIC)		 -29.18% -17.09% -2.96% 10.31% 4.66% 6.67% 12.28% 11.37% 16.31% - 3.60%
Operating Return on Assets (OROA)		 1.50% 1.29% 1.47% 1.33% 1.57% 1.65% 1.71% 1.74% 1.77% - 1.30%
Return on Assets (ROA)		 1.18% 1.02% 1.15% 1.04% 1.23% 1.29% 1.34% 1.37% 1.38% - 1.01%
Return on Common Equity (ROCE)		 6.68% 5.62% 6.36% 5.83% 6.77% 6.95% 7.10% 7.18% 7.21% - 5.27%
Return on Equity Simple (ROE_SIMPLE)		 6.57% 0.00% 5.70% 5.90% 6.04% 0.00% 6.64% 6.88% 6.95% - 6.44%
Net Operating Profit after Tax (NOPAT)		 112 95 110 112 127 130 130 135 138 - 116
NOPAT Margin		 40.32% 34.90% 39.85% 36.62% 42.04% 42.29% 42.46% 43.50% 43.71% - 31.63%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
SG&A Expenses to Revenue		 34.10% 32.75% 34.06% 32.32% 32.25% 31.72% 32.16% 31.05% 30.94% - 32.61%
Operating Expenses to Revenue		 48.75% 55.63% 49.02% 50.15% 46.35% 46.01% 45.75% 44.60% 44.06% - 59.11%
Earnings before Interest and Taxes (EBIT)		 143 121 141 143 162 166 166 172 176 - 150
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 158 136 155 158 177 181 180 185 187 - 165
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.70 0.87 0.86 0.81 0.93 0.97 0.90 0.88 0.82 - 0.83
Price to Tangible Book Value (P/TBV)		 1.38 1.70 1.67 1.58 1.81 1.86 1.72 1.66 1.53 - 1.60
Price to Revenue (P/Rev)		 4.37 5.53 5.51 5.17 5.93 6.02 5.56 5.45 5.08 - 5.21
Price to Earnings (P/E)		 10.70 14.64 15.04 13.65 15.44 14.97 13.62 12.80 11.63 - 12.90
Dividend Yield		 4.18% 3.37% 3.41% 3.65% 3.11% 3.00% 3.19% 3.27% 3.50% - 3.51%
Earnings Yield		 9.35% 6.83% 6.65% 7.33% 6.48% 6.68% 7.34% 7.81% 8.60% - 7.75%
Enterprise Value to Invested Capital (EV/IC)		 0.78 0.87 0.81 0.74 0.76 0.79 0.77 0.79 0.69 - 0.72
Enterprise Value to Revenue (EV/Rev)		 7.94 8.75 8.30 7.49 7.58 7.24 6.56 6.90 5.75 - 5.84
Enterprise Value to EBITDA (EV/EBITDA)		 13.86 16.37 15.94 14.00 14.04 12.87 11.54 11.72 9.59 - 10.48
Enterprise Value to EBIT (EV/EBIT)		 15.27 18.17 17.73 15.49 15.47 14.08 12.58 12.70 10.33 - 11.29
Enterprise Value to NOPAT (EV/NOPAT)		 19.44 23.16 22.64 19.76 19.75 18.00 16.07 16.21 13.36 - 14.47
Enterprise Value to Operating Cash Flow (EV/OCF)		 14.53 15.03 14.02 12.57 12.43 18.25 17.30 24.54 26.85 - 13.75
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 6.97 16.33 11.78 6.02 6.74 4.02 - 20.24
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.65 0.57 0.59 0.57 0.56 0.46 0.39 0.41 0.34 - 0.29
Long-Term Debt to Equity		 0.60 0.53 0.55 0.54 0.53 0.43 0.36 0.38 0.31 - 0.27
Financial Leverage		 0.45 0.46 0.58 0.66 0.60 0.51 0.48 0.48 0.45 - 0.34
Leverage Ratio		 5.65 5.53 5.53 5.59 5.52 5.38 5.30 5.25 5.22 - 5.24
Compound Leverage Factor		 5.65 5.53 5.53 5.59 5.52 5.38 5.30 5.25 5.22 - 5.24
Debt to Total Capital		 39.29% 36.30% 36.94% 36.21% 35.93% 31.51% 27.95% 28.86% 25.23% - 22.45%
Short-Term Debt to Total Capital		 2.60% 2.78% 2.32% 2.05% 1.99% 2.04% 2.07% 1.72% 1.81% - 1.66%
Long-Term Debt to Total Capital		 36.69% 33.52% 34.62% 34.16% 33.94% 29.46% 25.88% 27.15% 23.41% - 20.79%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Common Equity to Total Capital		 60.71% 63.70% 63.06% 63.79% 64.07% 68.49% 72.05% 71.14% 74.77% - 77.55%
Debt to EBITDA		 7.03 6.80 7.23 6.82 6.60 5.11 4.20 4.27 3.48 - 3.25
Net Debt to EBITDA		 6.24 6.03 5.34 4.33 3.07 2.16 1.76 2.46 1.10 - 1.13
Long-Term Debt to EBITDA		 6.56 6.28 6.78 6.43 6.23 4.77 3.88 4.01 3.23 - 3.01
Debt to NOPAT		 9.86 9.62 10.27 9.62 9.28 7.14 5.84 5.90 4.85 - 4.49
Net Debt to NOPAT		 8.75 8.53 7.59 6.11 4.31 3.02 2.45 3.40 1.54 - 1.57
Long-Term Debt to NOPAT		 9.20 8.88 9.63 9.08 8.77 6.68 5.41 5.55 4.50 - 4.16
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -3,240 -2,041 -617 900 221 383 963 869 1,377 - -35
Operating Cash Flow to CapEx		 2,169.04% 602.85% 2,608.57% 4,602.34% 6,201.04% -4,267.97% 2,518.70% 1,530.17% 2,129.20% - 2,641.42%
Free Cash Flow to Firm to Interest Expense		 -23.01 -14.63 -4.30 5.84 1.41 2.68 7.56 6.95 11.04 - -0.29
Operating Cash Flow to Interest Expense		 1.73 0.20 1.30 1.40 1.76 -1.44 1.40 0.79 1.56 - 1.53
Operating Cash Flow Less CapEx to Interest Expense		 1.65 0.17 1.25 1.37 1.73 -1.47 1.34 0.73 1.49 - 1.48
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 - 0.03
Fixed Asset Turnover		 3.20 3.13 3.08 3.05 3.11 3.22 3.28 3.27 3.29 - 3.26
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 11,583 11,114 11,266 11,417 11,490 10,860 10,433 10,683 10,251 - 10,584
Invested Capital Turnover		 0.11 0.11 0.10 0.10 0.10 0.11 0.11 0.11 0.11 - 0.12
Increase / (Decrease) in Invested Capital		 3,352 2,136 728 -788 -93 -253 -833 -734 -1,239 - 151
Enterprise Value (EV)		 8,977 9,713 9,168 8,491 8,784 8,628 8,020 8,471 7,123 - 7,652
Market Capitalization		 4,939 6,137 6,093 5,866 6,865 7,178 6,799 6,693 6,303 - 6,824
Book Value per Share		 $75.04 $75.54 $75.96 $75.92 $77.27 $78.08 $78.91 $79.76 $80.68 - $80.80
Tangible Book Value per Share		 $38.08 $38.62 $39.00 $38.62 $39.75 $40.62 $41.48 $42.38 $43.23 - $42.08
Total Capital		 11,583 11,114 11,266 11,417 11,490 10,860 10,433 10,683 10,251 - 10,584
Total Debt		 4,551 4,034 4,162 4,134 4,129 3,422 2,916 3,084 2,586 - 2,376
Total Long-Term Debt		 4,250 3,725 3,900 3,900 3,900 3,200 2,700 2,900 2,400 - 2,200
Net Debt		 4,038 3,576 3,075 2,626 1,919 1,449 1,221 1,778 819 - 828
Capital Expenditures (CapEx)		 11 4.64 7.18 4.70 4.43 4.82 7.07 6.42 9.15 - 7.01
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00
Net Nonoperating Obligations (NNO)		 4,551 4,034 4,162 4,134 4,129 3,422 2,916 3,084 2,586 - 2,376
Total Depreciation and Amortization (D&A)		 15 15 14 15 14 15 13 13 11 - 15
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.20 $1.00 $1.18 $1.17 $1.34 $1.36 $1.37 $1.42 $1.45 $1.48 $1.16
Adjusted Weighted Average Basic Shares Outstanding		 93.71M 93.53M 95.94M 95.26M 95.26M 95.26M 95.28M 95.00M 94.99M 101.58M 100.85M
Adjusted Diluted Earnings per Share		 $1.20 $1.00 $1.18 $1.17 $1.34 $1.36 $1.37 $1.42 $1.45 $1.48 $1.16
Adjusted Weighted Average Diluted Shares Outstanding		 93.71M 93.53M 95.94M 95.26M 95.26M 95.26M 95.28M 95.00M 94.99M 101.58M 100.85M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 93.71M 93.53M 95.94M 95.26M 95.26M 95.26M 95.28M 95.00M 94.99M 101.58M 100.85M
Normalized Net Operating Profit after Tax (NOPAT)		 113 96 110 115 127 130 130 135 138 - 149
Normalized NOPAT Margin		 40.64% 34.98% 39.85% 37.74% 42.05% 42.29% 42.46% 43.50% 43.73% - 40.57%
Pre Tax Income Margin		 51.25% 44.37% 50.98% 46.88% 53.65% 53.99% 54.25% 55.40% 55.94% - 40.89%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 1.01 0.87 0.98 0.93 1.04 1.16 1.31 1.38 1.41 - 1.25
NOPAT to Interest Expense		 0.80 0.68 0.77 0.72 0.81 0.91 1.02 1.08 1.10 - 0.96
EBIT Less CapEx to Interest Expense		 0.93 0.84 0.93 0.90 1.01 1.13 1.25 1.33 1.34 - 1.19
NOPAT Less CapEx to Interest Expense		 0.72 0.65 0.72 0.69 0.79 0.87 0.97 1.03 1.03 - 0.91
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 44.06% 49.06% 51.36% 48.82% 47.57% 44.72% 43.52% 41.92% 41.44% - 42.88%
Augmented Payout Ratio		 59.71% 66.29% 68.51% 66.22% 64.38% 60.31% 51.43% 41.92% 45.18% - 83.40%

Financials Breakdown Chart

Key Financial Trends

Here is a concise, data-driven snapshot of Prosperity Bancshares (PB) based on quarterly statements from the last four years, focusing on the latest four quarters (Q1–Q4 2025) and notable trend signals.

  • Net income trend improving in 2025: Net income (continuing operations) rose to about $139.9 million in Q4 2025, up from about $130.2 million in Q1 2025, reflecting a steady earnings upcycle through the year.
  • EPS improving to year-end 2025: Basic and Diluted EPS reached $1.48 in Q4 2025, up from $1.37 in Q1 2025, indicating better profitability per share across the year.
  • NII remains solid and stable: Net interest income was $274.95 million in Q4 2025, slightly higher than Q3 2025’s $273.44 million, signaling stable funding costs and lending margins.
  • Topline momentum in Q4 2025: Total revenue rose to $317.73 million in Q4 2025 from $314.67 million in Q3 2025, illustrating continued revenue strength.
  • Non-interest income uptick: Total non-interest income climbed to $42.78 million in Q4 2025, up from $41.24 million in Q3 2025, contributing to the quarterly revenue lift.
  • Credit provisioning stable: Provision for credit losses remained at 0.0 across the recent quarters, indicating stable credit conditions and no need for reserve builds in these periods.
  • Loan growth modestly tempered: Loans and leases net of allowance stood at about $21.68 billion in Q3 2025, down modestly from roughly $22.02 billion in Q3 2024, signaling a softer loan-growth path rather than rapid expansion.
  • Funding base broadly stable: Total deposits hovered around $27.8–27.9 billion (Non-Interest Bearing Deposits plus Interest Bearing Deposits) across 2024–2025, indicating a generally stable funding base.
  • Cash flow from operations weakened in Q4 2025: Net cash from continuing operating activities was about $78.3 million in Q4 2025, down from $194.8 million in Q3 2025, a sign of a quarterly cash-flow headwind.
  • Balance sheet modestly contracted in 2025 vs 2024: Total assets declined to about $38.33 billion in Q3 2025 from roughly $40.12 billion in Q4 2024, a drop of about 4–5% year over year, which may warrant watching asset growth going forward.
05/14/26 12:27 PM ETAI Generated. May Contain Errors.

Prosperity Bancshares Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Prosperity Bancshares' financial year ends in December. Their financial year 2025 ended on December 31, 2025.

Prosperity Bancshares' net income appears to be on an upward trend, with a most recent value of $542.84 million in 2025, rising from $286.65 million in 2015. The previous period was $479.39 million in 2024. View Prosperity Bancshares' forecast to see where analysts expect Prosperity Bancshares to go next.

Over the last 10 years, Prosperity Bancshares' total revenue changed from $751.29 million in 2015 to $1.25 billion in 2025, a change of 66.4%.

Prosperity Bancshares' total liabilities were at $30.85 billion at the end of 2025, a 4.0% decrease from 2024, and a 66.1% increase since 2015.

In the past 10 years, Prosperity Bancshares' cash and equivalents has ranged from $0.00 in 2017 to $2.55 billion in 2021, and is currently $1.75 billion as of their latest financial filing in 2025.


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Financial statements for NYSE:PB last updated on 5/13/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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