Provident Financial (PROV) Stock Price, News & Analysis

Company Overview

Provident Financial Services, Inc. (NASDAQ: PROV) is a bank holding company headquartered in Jersey City, New Jersey, that conducts its operations through its wholly owned subsidiary, Provident Bank. With origins dating back to 1839, the company has grown into a full-service financial institution offering a broad spectrum of products and services to individuals, small businesses and commercial clients.

The company’s principal business activities include retail banking, commercial lending, mortgage finance and wealth management. On the retail side, Provident Bank offers checking and savings accounts, certificates of deposit, consumer loan products and digital banking solutions. Its commercial banking division provides lines of credit, term loans, real estate financing, treasury management and other cash-management services. The wealth management arm delivers trust services, investment advisory, retirement planning and brokerage services.

Provident Bank maintains a network of branches throughout New Jersey and parts of the New York metropolitan area, supplemented by online and mobile banking platforms. The institution’s executive leadership team is headed by President and Chief Executive Officer Roger C. Bohn, who has overseen the company’s strategic growth initiatives for more than two decades. Through its combination of community banking roots and technology-driven services, Provident Financial Services aims to balance personalized customer relationships with digital convenience.

Key Stats

• Today's Range: $17.90 to $18.13
• 50-Day Range: $16.79 to $18.06
• 52-Week Range: $14.95 to $18.47
• Volume: 6,423 shs
• Average Volume: 7,944 shs
• Market Capitalization: $112.38 million
• P/E Ratio: 17.46
• Dividend Yield: 3.11%
• Price Target: $18.00
• Consensus Rating: Hold

Provident Financial Stock Analysis - MarketRank™

Provident Financial scored higher than 67% of companies evaluated by MarketBeat, and ranked 462nd out of 860 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.6 / 5
• Analyst Rating: Hold

Consensus Rating

Provident Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Provident Financial is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Provident Financial has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 4.10%

Earnings Growth

Earnings for Provident Financial are expected to grow by 4.10% in the coming year, from $1.22 to $1.27 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Provident Financial is 17.46, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.84.

Price to Earnings Ratio vs. Sector

The P/E ratio of Provident Financial is 17.46, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.34.

Price to Book Value per Share Ratio

Provident Financial has a P/B Ratio of 0.94. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.54% of the float of Provident Financial has been sold short.

Short Interest Ratio / Days to Cover

Provident Financial has a short interest ratio ("days to cover") of 5.69.

Change versus previous month

Short interest in Provident Financial has recently decreased by 11.19%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Provident Financial pays a meaningful dividend of 3.11%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Provident Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Provident Financial is 54.37%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Provident Financial will have a dividend payout ratio of 44.09% next year. This indicates that Provident Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.94

News Sentiment

Provident Financial has a news sentiment score of 0.94. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.81 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Provident Financial this week, compared to 2 articles on an average week.

Company Ownership

• Score: 1.8 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Provident Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $81,076.00 in company stock.

Percentage Held by Insiders

11.49% of the stock of Provident Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

71.34% of the stock of Provident Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 6/4 Dividend: 5/14/2026
• Ex-Dividend for 6/4 Dividend: 5/14/2026
• Dividend Payable: 6/04/2026
• Last Earnings: 7/28/2026
• Record date for 9/3 Dividend: 8/13/2026
• Ex-Dividend for 9/3 Dividend: 8/13/2026
• Today: 8/15/2026
• Dividend Payable: 9/03/2026
• Next Earnings (Estimated): 10/27/2026
• Fiscal Year End: 6/30/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:PROV
• CIK: 1010470
• Web: www.myprovident.com
• Phone: (951) 686-6060
• Fax: 909-782-6132
• Employees: 160
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Provident Financial: $18.00
• High Price Target: $18.00
• Low Price Target: $18.00
• Potential Upside/Downside: +0.1%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.03
• Trailing P/E Ratio: 17.46
• Forward P/E Ratio: 14.74
• P/E Growth: N/A
• Net Income: $6.66 million
• Net Margins: 11.16%
• Pretax Margin: 15.16%
• Return on Equity: 5.22%
• Return on Assets: 0.54%

Debt

• Debt-to-Equity Ratio: 1.45
• Current Ratio: 1.20
• Quick Ratio: 1.20

Sales & Book Value

• Annual Sales: $59.62 million
• Price / Sales: 1.88
• Cash Flow: $1.45 per share
• Price / Cash Flow: 12.37
• Book Value: $19.21 per share
• Price / Book: 0.94

Miscellaneous

• Outstanding Shares: 6,250,000
• Free Float: 5,535,000
• Market Cap: $112.38 million
• Optionable: Not Optionable
• Beta: 0.33