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NASDAQ:PROV

Provident Financial (PROV) Stock Price, News & Analysis

Provident Financial logo
$18.70 +0.17 (+0.92%)
As of 09/4/2026 04:00 PM Eastern

About Provident Financial Stock (NASDAQ:PROV)

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Key Stats

Today's Range
$18.62
$18.99
50-Day Range
$16.99
$18.70
52-Week Range
$14.95
$18.99
Volume
30,552 shs
Average Volume
16,089 shs
Market Capitalization
$116.88 million
P/E Ratio
18.16
Dividend Yield
2.99%
Price Target
$18.00
Consensus Rating
Moderate Buy

Company Overview

Provident Financial Services, Inc. (NASDAQ: PROV) is a bank holding company headquartered in Jersey City, New Jersey, that conducts its operations through its wholly owned subsidiary, Provident Bank. With origins dating back to 1839, the company has grown into a full-service financial institution offering a broad spectrum of products and services to individuals, small businesses and commercial clients.

The company’s principal business activities include retail banking, commercial lending, mortgage finance and wealth management. On the retail side, Provident Bank offers checking and savings accounts, certificates of deposit, consumer loan products and digital banking solutions. Its commercial banking division provides lines of credit, term loans, real estate financing, treasury management and other cash-management services. The wealth management arm delivers trust services, investment advisory, retirement planning and brokerage services.

Provident Bank maintains a network of branches throughout New Jersey and parts of the New York metropolitan area, supplemented by online and mobile banking platforms. The institution’s executive leadership team is headed by President and Chief Executive Officer Roger C. Bohn, who has overseen the company’s strategic growth initiatives for more than two decades. Through its combination of community banking roots and technology-driven services, Provident Financial Services aims to balance personalized customer relationships with digital convenience.

AI Generated. May Contain Errors.

Provident Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
77th Percentile Overall Score

PROV MarketRank™: 

Provident Financial scored higher than 77% of companies evaluated by MarketBeat, and ranked 321st out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Provident Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 1 strong buy rating, no buy ratings, 2 hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for Provident Financial is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Provident Financial has only been the subject of 3 research reports in the past 90 days.

  • Read more about Provident Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for Provident Financial are expected to grow by 4.10% in the coming year, from $1.22 to $1.27 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Provident Financial is 18.16, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.27.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Provident Financial is 18.16, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.17.

  • Price to Book Value per Share Ratio

    Provident Financial has a P/B Ratio of 0.97. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Provident Financial's valuation and earnings.
  • Percentage of Shares Shorted

    0.47% of the float of Provident Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Provident Financial has a short interest ratio ("days to cover") of 2.56, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Provident Financial has recently decreased by 14.07%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    Provident Financial pays a meaningful dividend of 3.02%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Provident Financial does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Provident Financial is 54.37%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Provident Financial will have a dividend payout ratio of 44.09% next year. This indicates that Provident Financial will be able to sustain or increase its dividend.

  • Read more about Provident Financial's dividend.
  • News Sentiment

    Provident Financial has a news sentiment score of 1.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.94 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for Provident Financial this week, compared to 2 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Provident Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $63,976.00 in company stock.

  • Percentage Held by Insiders

    11.49% of the stock of Provident Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    71.34% of the stock of Provident Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Provident Financial's insider trading history.
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PROV Stock News Headlines

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Provident Financial: Fiscal Q4 Earnings Snapshot
See More Headlines

PROV Stock Analysis - Frequently Asked Questions

Provident Financial's stock was trading at $15.91 at the beginning of 2026. Since then, PROV stock has increased by 17.5% and is now trading at $18.70.

Provident Financial Holdings, Inc. (NASDAQ:PROV) released its earnings results on Tuesday, July, 28th. The financial services provider reported $0.35 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.29 by $0.06. The financial services provider had revenue of $10.59 million for the quarter, compared to analyst estimates of $10 million. Provident Financial had a net margin of 11.16% and a trailing twelve-month return on equity of 5.23%.
Read the conference call transcript
.

Provident Financial's top institutional investors include BlackRock Inc. (307.71%), Empowered Funds LLC (9.63%), Bank of America Corp DE (8.34%) and Basswood Capital Management L.L.C. (6.63%). Insiders that own company stock include Craig G Blunden, Gwendolyn Wertz and David Weiant.
View institutional ownership trends
.

Shares of PROV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Provident Financial investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Booking (BKNG), Tesla (TSLA), ExxonMobil (XOM), Brunswick (BC) and Meta Platforms (META).

Company Calendar

Last Earnings
7/28/2026
Record date for 9/3 Dividend
8/13/2026
Ex-Dividend for 9/3 Dividend
8/13/2026
Dividend Payable
9/03/2026
Today
9/04/2026
Next Earnings (Estimated)
10/27/2026
Fiscal Year End
6/30/2027

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:PROV
CIK
1010470
Employees
160
Year Founded
N/A

Price Target and Rating

High Price Target
$18.00
Low Price Target
$18.00
Potential Upside/Downside
-3.7%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.67
Research Coverage
3 Analysts

Profitability

EPS (Trailing Twelve Months)
$1.03
Trailing P/E Ratio
18.16
Forward P/E Ratio
15.33
P/E Growth
N/A
Net Income
$6.66 million
Net Margins
11.16%
Pretax Margin
16.16%
Return on Equity
5.23%
Return on Assets
0.54%

Debt

Debt-to-Equity Ratio
1.24
Current Ratio
1.17
Quick Ratio
1.20

Sales & Book Value

Annual Sales
$59.62 million
Price / Sales
1.96
Cash Flow
$1.70 per share
Price / Cash Flow
11.01
Book Value
$19.21 per share
Price / Book
0.97

Miscellaneous

Outstanding Shares
6,250,000
Free Float
5,535,000
Market Cap
$116.88 million
Optionable
Not Optionable
Beta
0.33
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This page (NASDAQ:PROV) was last updated on 9/5/2026 by MarketBeat.com Staff.
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