First Western Financial (MYFW) Stock Price, News & Analysis

Company Overview

First Western Financial, Inc. is a bank holding company headquartered in Lakewood, Colorado, operating through its wholly owned subsidiary, First Western Trust Bank. The company specializes in private banking, wealth management, trust, and brokerage services tailored to high-net-worth individuals, families, and closely held businesses. Core offerings include customized lending solutions, fiduciary and trust administration, investment advisory, and retirement plan services, all delivered with a client-focused approach and an emphasis on long-term relationships.

Founded in 1966 as a privately held trust company, First Western Trust built its reputation by serving clients throughout the Western United States. In 2015, the company reorganized under the bank holding company structure and completed a successful initial public offering. This transition enabled First Western Financial to expand its capital base and support continued geographic growth while maintaining its commitment to personalized service and disciplined risk management.

First Western Trust maintains a network of full-service offices in key western markets, including Denver, Los Angeles, San Francisco, Seattle, Phoenix, and Scottsdale. Through these locations, the firm delivers regionally tailored expertise supported by centralized investment research and trust administration capabilities. Its clientele encompasses entrepreneurs, family offices, nonprofit organizations, and corporate executives seeking sophisticated cash management, trust services, and strategic wealth planning.

Under the guidance of a seasoned executive leadership team, First Western Financial emphasizes prudent growth and client satisfaction. The board of directors is chaired by the company’s founder and executive chairman, whose vision for combining banking, investment management, and fiduciary services continues to shape the firm’s culture. Supported by senior officers with deep experience in private banking and asset management, First Western Financial remains focused on delivering customized financial solutions and preserving its heritage of client-driven excellence.

Key Stats

• Today's Range: $24.04 to $24.62
• 50-Day Range: $20.33 to $24.55
• 52-Week Range: $15.54 to $24.62
• Volume: 59,580 shs
• Average Volume: 32,139 shs
• Market Capitalization: $238.63 million
• P/E Ratio: 23.61
• Dividend Yield: N/A
• Price Target: $24.33
• Consensus Rating: Moderate Buy

First Western Financial Stock Analysis - MarketRank™

First Western Financial scored higher than 73% of companies evaluated by MarketBeat, and ranked 383rd out of 914 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

First Western Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

First Western Financial has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 43.33%

Earnings Growth

Earnings for First Western Financial are expected to grow by 43.33% in the coming year, from $1.50 to $2.15 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Western Financial is 23.61, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.54.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Western Financial is 23.61, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.15.

Price to Book Value per Share Ratio

First Western Financial has a P/B Ratio of 0.94. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.12% of the float of First Western Financial has been sold short.

Short Interest Ratio / Days to Cover

First Western Financial has a short interest ratio ("days to cover") of 1.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Western Financial has recently increased by 37.70%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

First Western Financial does not currently pay a dividend.

Dividend Growth

First Western Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: 2.6 / 5
• Environmental Score: -0.51

Percentage of Shares Shorted

1.12% of the float of First Western Financial has been sold short.

Short Interest Ratio / Days to Cover

First Western Financial has a short interest ratio ("days to cover") of 1.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Western Financial has recently increased by 37.70%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for First Western Financial this week, compared to 1 article on an average week.

MarketBeat Follows

1 people have added First Western Financial to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, First Western Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $107,650.00 in company stock.

Percentage Held by Insiders

17.90% of the stock of First Western Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

60.26% of the stock of First Western Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MYFW Stock Analysis - Frequently Asked Questions

How have MYFW shares performed this year?

First Western Financial's stock was trading at $19.55 on January 1st, 2025. Since then, MYFW stock has increased by 25.6% and is now trading at $24.55.

How were First Western Financial's earnings last quarter?

First Western Financial, Inc. (NASDAQ:MYFW) issued its quarterly earnings data on Thursday, April, 24th. The company reported $0.43 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.23 by $0.20. The firm earned $24.80 million during the quarter, compared to the consensus estimate of $24.10 million. First Western Financial had a net margin of 5.66% and a trailing twelve-month return on equity of 4.04%.
Read the conference call transcript.

Does First Western Financial have any subsidiaries?

First Western Financial subsidiaries include First Western Capital Management Company, and First Western Trust Bank.

When did First Western Financial IPO?

First Western Financial (MYFW) raised $38 million in an initial public offering on Thursday, July 19th 2018. The company issued 1,900,000 shares at $19.00-$21.00 per share. Keefe, Bruyette & Woods (A Stifel Company) and Stephens acted as the underwriters for the IPO and Sandler O'Neill + Partners, L.P. was co-manager.

Who are First Western Financial's major shareholders?

Top institutional shareholders of First Western Financial include Colorado Capital Management Inc. (0.41%). Insiders that own company stock include Scott C Wylie, Matthew C Cassell, David R Duncan and John Emery Sawyer.
View institutional ownership trends.

How do I buy shares of First Western Financial?

Shares of MYFW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of First Western Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Western Financial investors own include Waste Connections (WCN), The RMR Group (RMR), American Water Works (AWK), DiamondRock Hospitality (DRH), AU Optronics (AUOTY), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 4/24/2025
• Today: 7/20/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:MYFW
• CIK: 1327607
• Web: www.myfw.com
• Phone: (303) 531-8100
• Fax: N/A
• Employees: 310
• Year Founded: 2002

Price Target and Rating

• Average Price Target for First Western Financial: $24.33
• High Price Target: $26.00
• Low Price Target: $22.50
• Potential Upside/Downside: -0.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.04
• Trailing P/E Ratio: 23.61
• Forward P/E Ratio: 16.37
• P/E Growth: N/A
• Net Income: $8.47 million
• Net Margins: 5.66%
• Pretax Margin: 7.45%
• Return on Equity: 4.04%
• Return on Assets: 0.35%

Debt

• Debt-to-Equity Ratio: 0.38
• Current Ratio: 1.08
• Quick Ratio: 1.07

Sales & Book Value

• Annual Sales: $90.89 million
• Price / Sales: 2.62
• Cash Flow: $1.15 per share
• Price / Cash Flow: 21.37
• Book Value: $26.11 per share
• Price / Book: 0.94

Miscellaneous

• Outstanding Shares: 9,715,000
• Free Float: 8,209,000
• Market Cap: $238.50 million
• Optionable: Not Optionable
• Beta: 0.80