First Western Financial (MYFW) Stock Price, News & Analysis

Company Overview

First Western Financial, Inc. (NASDAQ: MYFW) is a Denver-based bank holding company that, through its principal subsidiary First Western Trust, delivers a suite of personalized financial services. The company’s core activities center on wealth management and trust administration for high-net-worth individuals, families and institutions. In addition, First Western Financial offers a comprehensive range of deposit products—such as checking accounts, savings accounts, money market funds and certificates of deposit—designed to meet the liquidity and income needs of its clients.

Complementing its deposit offerings, First Western Financial provides fiduciary and investment management services, including estate planning, charitable giving strategies and multi-generational wealth transfer. Its advisory team crafts customized portfolios that blend equities, fixed income and alternative investments, while its trust professionals oversee the legal and administrative responsibilities associated with trusts, guardianships and custodial accounts. The company also extends tailored lending solutions, covering real estate financing, equipment leases and lines of credit, to support both personal and business objectives.

Founded in 1997 and headquartered in Denver, Colorado, First Western Financial has expanded its footprint with regional offices in California, Texas and Washington. This geographic diversification enables the firm to serve clients across the United States while maintaining local expertise and relationship-driven service. First Western Financial is led by a team of experienced financial professionals with deep backgrounds in banking, trust administration and investment advisory services, all committed to delivering objective advice aligned with each client’s long-term goals.

Key Stats

• Today's Range: $28.66 to $29.35
• 50-Day Range: $23.62 to $29.40
• 52-Week Range: $20.11 to $30.00
• Volume: 84,720 shs
• Average Volume: 24,904 shs
• Market Capitalization: $284.51 million
• P/E Ratio: 18.86
• Dividend Yield: N/A
• Price Target: $27.00
• Consensus Rating: Buy

First Western Financial Stock Analysis - MarketRank™

First Western Financial scored higher than 60% of companies evaluated by MarketBeat, and ranked 506th out of 878 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Buy

Consensus Rating

First Western Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, 1 buy rating, 1 hold rating, and no sell ratings.

Downside Risk

First Western Financial has a consensus price target of $27.00, representing about 7.7% downside from its current price of $29.24.

Amount of Analyst Coverage

First Western Financial has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 17.21%

Earnings Growth

Earnings for First Western Financial are expected to grow by 17.21% in the coming year, from $2.44 to $2.86 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Western Financial is 18.86, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.15.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Western Financial is 18.86, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.20.

Price to Book Value per Share Ratio

First Western Financial has a P/B Ratio of 1.04. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.83% of the float of First Western Financial has been sold short.

Short Interest Ratio / Days to Cover

First Western Financial has a short interest ratio ("days to cover") of 6.44.

Change versus previous month

Short interest in First Western Financial has recently decreased by 11.28%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

First Western Financial does not currently pay a dividend.

Dividend Growth

First Western Financial does not have a long track record of dividend growth.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 1.2 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First Western Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

13.10% of the stock of First Western Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

60.26% of the stock of First Western Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MYFW Stock Analysis - Frequently Asked Questions

How have MYFW shares performed this year?

First Western Financial's stock was trading at $26.81 at the beginning of the year. Since then, MYFW stock has increased by 9.1% and is now trading at $29.24.

How were First Western Financial's earnings last quarter?

First Western Financial, Inc. (NASDAQ:MYFW) posted its earnings results on Thursday, April, 23rd. The company reported $0.63 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.44 by $0.19. The business had revenue of $27.58 million for the quarter, compared to analyst estimates of $27.30 million. First Western Financial had a net margin of 8.02% and a trailing twelve-month return on equity of 5.74%.
Read the conference call transcript.

Does First Western Financial have any subsidiaries?

First Western Financial subsidiaries include First Western Capital Management Company, and First Western Trust Bank.

When did First Western Financial IPO?

First Western Financial (MYFW) raised $40 million in an IPO on Thursday, July 19th 2018. The company issued 1,975,000 shares at $19.00-$21.00 per share. Keefe, Bruyette & Woods (A Stifel Company) and Stephens served as the underwriters for the IPO and Sandler O'Neill + Partners, L.P. was co-manager.

Who are First Western Financial's major shareholders?

First Western Financial's top institutional investors include Dimensional Fund Advisors LP (2.69%), Sippican Capital Advisors (0.48%) and Bank of New York Mellon Corp (0.20%). Insiders that own company stock include Scott C Wylie, Matthew C Cassell, Scott C Mitchell and David R Duncan.
View institutional ownership trends.

How do I buy shares of First Western Financial?

Shares of MYFW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of First Western Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Western Financial investors own include Waste Connections (WCN), The RMR Group (RMR), American Water Works (AWK), DiamondRock Hospitality (DRH), AUO (AUOTY), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 4/23/2026
• Today: 5/08/2026
• Next Earnings (Estimated): 7/23/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:MYFW
• CIK: 1327607
• Web: www.myfw.com
• Phone: (303) 531-8100
• Fax: N/A
• Employees: 310
• Year Founded: 2002

Price Target and Rating

• Average Price Target for First Western Financial: $27.00
• High Price Target: $27.00
• Low Price Target: $27.00
• Potential Upside/Downside: -7.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.55
• Trailing P/E Ratio: 18.86
• Forward P/E Ratio: 11.98
• P/E Growth: N/A
• Net Income: $13.19 million
• Net Margins: 8.02%
• Pretax Margin: 10.46%
• Return on Equity: 5.74%
• Return on Assets: 0.48%

Debt

• Debt-to-Equity Ratio: 0.35
• Current Ratio: 1.05
• Quick Ratio: 1.04

Sales & Book Value

• Annual Sales: $186.36 million
• Price / Sales: 1.53
• Cash Flow: $1.69 per share
• Price / Cash Flow: 17.35
• Book Value: $28.10 per share
• Price / Book: 1.04

Miscellaneous

• Outstanding Shares: 9,730,000
• Free Float: 8,455,000
• Market Cap: $284.51 million
• Optionable: Not Optionable
• Beta: 0.72