RBB Bancorp (RBB) Stock Price, News & Analysis

Company Overview

RBB Bancorp is a bank holding company headquartered in Los Angeles, California, and the parent of Royal Business Bank. Established in 2008, the company focuses on providing a full range of commercial banking services tailored to small- and medium-sized businesses, professionals and real estate investors. Through its subsidiary, RBB Bancorp delivers deposit products, loan facilities and cash management solutions designed to support operations and growth strategies.

The company’s core offerings include commercial real estate lending, construction and land development loans, Small Business Administration (SBA) lending and trade finance. In addition to traditional deposit accounts and lines of credit, RBB Bancorp provides treasury and payment services that help business clients optimize working capital. It also offers international banking services, including foreign exchange and cross-border payment solutions, to companies engaged in global trade.

RBB Bancorp serves a diverse customer base primarily along the West Coast, with branch networks in California and expanding footprints in Texas, New York and Georgia. Its client portfolio spans a range of industries, such as commercial real estate development, import/export trading, professional services and technology. By maintaining local decision-making authority and a community banking approach, the company aims to deliver personalized financial solutions with the responsiveness of a regional institution.

Charley Woo, a co-founder of the bank, has served as Chairman, President and Chief Executive Officer since inception. Under his leadership, the company has grown steadily through organic expansion and strategic branch openings. RBB Bancorp’s management team brings extensive banking experience to its operations, with an emphasis on risk management, customer service and community engagement.

Key Stats

• Today's Range: $19.49 to $20.00
• 50-Day Range: $17.82 to $20.57
• 52-Week Range: $14.40 to $25.30
• Volume: 28,069 shs
• Average Volume: 52,163 shs
• Market Capitalization: $338.10 million
• P/E Ratio: 15.19
• Dividend Yield: 3.27%
• Price Target: $21.33
• Consensus Rating: Hold

RBB Bancorp Stock Analysis - MarketRank™

RBB Bancorp scored higher than 70% of companies evaluated by MarketBeat, and ranked 481st out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.9 / 5
• Analyst Rating: Hold

Consensus Rating

RBB Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for RBB Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

RBB Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 17.79%

Earnings Growth

Earnings for RBB Bancorp are expected to grow by 17.79% in the coming year, from $1.63 to $1.92 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of RBB Bancorp is 15.16, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 278.38.

Price to Earnings Ratio vs. Sector

The P/E ratio of RBB Bancorp is 15.16, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 232.30.

Price to Book Value per Share Ratio

RBB Bancorp has a P/B Ratio of 0.68. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.06% of the float of RBB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

RBB Bancorp has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in RBB Bancorp has recently increased by 11.28%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

RBB Bancorp pays a meaningful dividend of 3.21%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

RBB Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of RBB Bancorp is 49.61%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, RBB Bancorp will have a dividend payout ratio of 33.33% next year. This indicates that RBB Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.06% of the float of RBB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

RBB Bancorp has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in RBB Bancorp has recently increased by 11.28%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 1.44

News Sentiment

RBB Bancorp has a news sentiment score of 1.44. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.97 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for RBB Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, RBB Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 4.56% of the stock of RBB Bancorp is held by insiders.

Percentage Held by Institutions

40.14% of the stock of RBB Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

RBB Stock Analysis - Frequently Asked Questions

How have RBB shares performed this year?

RBB Bancorp's stock was trading at $20.49 at the beginning of 2025. Since then, RBB shares have decreased by 4.5% and is now trading at $19.56.

How were RBB Bancorp's earnings last quarter?

RBB Bancorp (NASDAQ:RBB) posted its quarterly earnings data on Monday, July, 21st. The company reported $0.52 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.36 by $0.16. The firm earned $35.81 million during the quarter, compared to analyst estimates of $29.60 million. RBB Bancorp had a net margin of 9.80% and a trailing twelve-month return on equity of 4.50%.
Read the conference call transcript.

Is RBB Bancorp doing a stock buyback?

RBB Bancorp's Board of Directors authorized a share repurchase plan on Thursday, May 29th 2025, which permits the company to repurchase $18,000,000 in outstanding shares, according to EventVestor. This means that the company could buy up to 6% of its shares through open market purchases. Shares buyback plans are often an indication that the company's board of directors believes its shares are undervalued.

When did RBB Bancorp IPO?

RBB Bancorp (RBB) raised $69 million in an IPO on Wednesday, July 26th 2017. The company issued 3,000,000 shares at $22.00-$24.00 per share. Sandler O’Neill, Keefe, Bruyette & Woods (A Stifel Company) and Stephens served as the underwriters for the IPO and FIG Partners was co-manager.

Who are RBB Bancorp's major shareholders?

Top institutional shareholders of RBB Bancorp include FJ Capital Management LLC (10.24%), American Century Companies Inc. (2.11%), Geode Capital Management LLC (2.05%) and LSV Asset Management (1.39%). Insiders that own company stock include James Kao, Lee Joyce Wong, David Richard Morris, Scott Polakoff and Gary Fan.
View institutional ownership trends.

How do I buy shares of RBB Bancorp?

Shares of RBB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of RBB Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that RBB Bancorp investors own include Tesla (TSLA), NVIDIA (NVDA), Meta Platforms (META), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX) and Alphabet (GOOG).

Company Calendar

• Last Earnings: 7/21/2025
• Record date for 8/12 Dividend: 7/31/2025
• Ex-Dividend for 8/12 Dividend: 7/31/2025
• Dividend Payable: 8/12/2025
• Today: 9/09/2025
• Next Earnings (Estimated): 10/20/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:RBB
• CIK: 1499422
• Web: www.royalbusinessbankusa.com
• Phone: (213) 627-9888
• Fax: N/A
• Employees: 360
• Year Founded: 2008

Price Target and Rating

• Average Price Target for RBB Bancorp: $21.33
• High Price Target: $23.00
• Low Price Target: $20.00
• Potential Upside/Downside: +8.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.29
• Trailing P/E Ratio: 15.26
• Forward P/E Ratio: 12.07
• P/E Growth: N/A
• Net Income: $26.67 million
• Net Margins: 9.80%
• Pretax Margin: 13.10%
• Return on Equity: 4.50%
• Return on Assets: 0.57%

Debt

• Debt-to-Equity Ratio: 0.61
• Current Ratio: 1.07
• Quick Ratio: 1.07

Sales & Book Value

• Annual Sales: $232 million
• Price / Sales: 1.46
• Cash Flow: $1.84 per share
• Price / Cash Flow: 10.67
• Book Value: $28.70 per share
• Price / Book: 0.69

Miscellaneous

• Outstanding Shares: 17,250,000
• Free Float: 16,464,000
• Market Cap: $339.48 million
• Optionable: Optionable
• Beta: 1.13