Metropolitan Bank (MCB) Stock Price, News & Analysis

Company Overview

Metropolitan Bank (NYSE:MCB), through its principal subsidiary Metropolitan Commercial Bank, operates as a New York–based regional financial institution providing a range of commercial and consumer banking services. The company offers deposit products including checking, savings and money market accounts, as well as business and personal certificates of deposit. On the lending side, Metropolitan Bank extends commercial real estate financing, equipment loans, working capital lines of credit and consumer installment loans tailored to the needs of small- and medium-sized enterprises and individual customers.

In addition to traditional deposit and lending services, Metropolitan Bank provides specialized treasury and cash-management solutions, foreign exchange services and letters of credit for both domestic businesses and multinational clients. The bank also offers wealth management and trust services designed to support high-net-worth individuals, professional families and corporate executives. By leveraging digital banking platforms alongside its branch network, the institution seeks to deliver seamless account access, online payment tools and mobile deposit capabilities.

Headquartered in Manhattan, Metropolitan Bank focuses primarily on the New York metropolitan area while maintaining correspondent relationships to facilitate transactions across the United States. The bank’s leadership team comprises veteran banking executives with expertise in commercial lending, risk management and community banking. Under its current management, Metropolitan Bank continues to emphasize personalized customer service, local decision-making and relationship banking as it supports economic growth in the communities it serves.

Key Stats

• Today's Range: $90.99 to $92.86
• 50-Day Range: $90.25 to $100.98
• 52-Week Range: $64.66 to $102.04
• Volume: 88,731 shs
• Average Volume: 106,473 shs
• Market Capitalization: $1.14 billion
• P/E Ratio: 11.64
• Dividend Yield: 1.52%
• Price Target: $105.00
• Consensus Rating: Buy

Metropolitan Bank Stock Analysis - MarketRank™

Metropolitan Bank scored higher than 80% of companies evaluated by MarketBeat, and ranked 342nd out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.2 / 5
• Analyst Rating: Buy

Consensus Rating

Metropolitan Bank has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, 2 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

Metropolitan Bank has a consensus price target of $105.00, representing about 14.2% upside from its current price of $91.93.

Amount of Analyst Coverage

Metropolitan Bank has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Metropolitan Bank is 11.64, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 45.14.

Price to Earnings Ratio vs. Sector

The P/E ratio of Metropolitan Bank is 11.64, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.74.

Price to Book Value per Share Ratio

Metropolitan Bank has a P/B Ratio of 1.27. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.94% of the float of Metropolitan Bank has been sold short.

Short Interest Ratio / Days to Cover

Metropolitan Bank has a short interest ratio ("days to cover") of 5.23.

Change versus previous month

Short interest in Metropolitan Bank has recently decreased by 9.04%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Metropolitan Bank pays a meaningful dividend of 1.53%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Metropolitan Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Metropolitan Bank is 17.72%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: 1.09

News Sentiment

Metropolitan Bank has a news sentiment score of 1.09. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.95 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 8 news articles for Metropolitan Bank this week, compared to 3 articles on an average week.

MarketBeat Follows

Only 1 people have added Metropolitan Bank to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 2.3 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Metropolitan Bank insiders have sold 2,710.08% more of their company's stock than they have bought. Specifically, they have bought $89,980.00 in company stock and sold $2,528,512.00 in company stock.

Percentage Held by Insiders

5.50% of the stock of Metropolitan Bank is held by insiders.

Percentage Held by Institutions

79.83% of the stock of Metropolitan Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/21/2026
• Record date for 8/11 Dividend: 7/31/2026
• Ex-Dividend for 8/11 Dividend: 7/31/2026
• Dividend Payable: 8/11/2026
• Today: 8/30/2026
• Next Earnings (Estimated): 10/22/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:MCB
• CIK: 1476034
• Web: www.metropolitanbankny.com
• Phone: (212) 659-0600
• Fax: N/A
• Employees: 240
• Year Founded: 1999

Price Target and Rating

• Average Price Target for Metropolitan Bank: $105.00
• High Price Target: $110.00
• Low Price Target: $100.00
• Potential Upside/Downside: +14.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $7.90
• Trailing P/E Ratio: 11.64
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $71.10 million
• Net Margins: 14.31%
• Pretax Margin: 20.42%
• Return on Equity: 10.22%
• Return on Assets: 1.01%

Debt

• Debt-to-Equity Ratio: 0.02
• Current Ratio: 0.97
• Quick Ratio: 0.97

Sales & Book Value

• Annual Sales: $527.15 million
• Price / Sales: 2.16
• Cash Flow: $5.84 per share
• Price / Cash Flow: 15.74
• Book Value: $72.16 per share
• Price / Book: 1.27

Miscellaneous

• Outstanding Shares: 12,400,000
• Free Float: 11,716,000
• Market Cap: $1.14 billion
• Optionable: Not Optionable
• Beta: 0.99