Republic Bancorp (RBCAA) Stock Price, News & Analysis

Company Overview

Republic Bancorp, Inc. is a financial holding company headquartered in Louisville, Kentucky. Through its subsidiary, Republic Bank & Trust Company, it provides personal and business banking services, including deposit accounts, loans, mortgage products and cash-management services.

The company also offers tax refund processing and related financial products through its Tax Refund Solutions business. These services support tax preparers and their customers across the United States.

Republic Bank serves customers through banking locations in Kentucky, Indiana, Ohio and Florida, as well as through digital banking channels. Its mix of regional banking and nationwide tax-related services serves individuals, businesses and tax professionals.

Key Stats

• Today's Range: $91.11 to $91.60
• 50-Day Range: $90.30 to $97.24
• 52-Week Range: $63.97 to $102.22
• Volume: 10,654 shs
• Average Volume: 86,691 shs
• Market Capitalization: $1.79 billion
• P/E Ratio: 13.76
• Dividend Yield: 2.17%
• Price Target: $98.00
• Consensus Rating: Moderate Buy

Republic Bancorp Stock Analysis - MarketRank™

Republic Bancorp scored higher than 73% of companies evaluated by MarketBeat, and ranked 390th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Republic Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on 1 strong buy rating, 1 buy rating, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Republic Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Republic Bancorp has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 1.72%

Earnings Growth

Earnings for Republic Bancorp are expected to grow by 1.72% in the coming year, from $6.98 to $7.10 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Republic Bancorp is 14.18, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.85.

Price to Earnings Ratio vs. Sector

The P/E ratio of Republic Bancorp is 14.18, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.67.

Price to Book Value per Share Ratio

Republic Bancorp has a P/B Ratio of 1.54. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.74% of the float of Republic Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Republic Bancorp has a short interest ratio ("days to cover") of 5.08.

Change versus previous month

Short interest in Republic Bancorp has recently increased by 0.95%, indicating that investor sentiment is decreasing.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Republic Bancorp pays a meaningful dividend of 2.15%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Republic Bancorp has been increasing its dividend for 27 years.

Dividend Coverage

The dividend payout ratio of Republic Bancorp is 29.91%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Republic Bancorp will have a dividend payout ratio of 27.89% next year. This indicates that Republic Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.4 / 5
• News Sentiment: N/A

News Sentiment

Republic Bancorp has a news sentiment score of 1.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Republic Bancorp this week, compared to 1 article on an average week.

MarketBeat Follows

1 people have added Republic Bancorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Republic Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $75,768.00 in company stock.

Percentage Held by Insiders

55.90% of the stock of Republic Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

24.37% of the stock of Republic Bancorp is held by institutions.

Company Calendar

• Record date for 10/16 Dividend: 9/18/2026
• Ex-Dividend for 10/16 Dividend: 9/18/2026
• Dividend Payable: 10/16/2026
• Last Earnings: 10/23/2026
• Today: 11/11/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/29/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:RBCAA
• CIK: 921557
• Web: www.republicbank.com
• Phone: (502) 584-3600
• Fax: 502-560-8633
• Employees: 983
• Year Founded: 1982

Price Target and Rating

• Average Price Target for Republic Bancorp: $98.00
• High Price Target: $98.00
• Low Price Target: $98.00
• Potential Upside/Downside: +7.6%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.62
• Trailing P/E Ratio: 13.76
• Forward P/E Ratio: 12.83
• P/E Growth: N/A
• Net Income: $131.32 million
• Net Margins: 25.33%
• Pretax Margin: 32.35%
• Return on Equity: 11.12%
• Return on Assets: 1.78%

Debt

• Debt-to-Equity Ratio: 0.11
• Current Ratio: 1.02
• Quick Ratio: 1.01

Sales & Book Value

• Annual Sales: $521.34 million
• Price / Sales: 3.43
• Cash Flow: $7.29 per share
• Price / Cash Flow: 12.49
• Book Value: $59.28 per share
• Price / Book: 1.54

Miscellaneous

• Outstanding Shares: 19,630,000
• Free Float: 8,659,000
• Market Cap: $1.79 billion
• Optionable: Optionable
• Beta: 0.55