Republic Bancorp (RBCAA) Competitors

Merchants Bancorp (NASDAQ:MBIN) and Republic Bancorp (NASDAQ:RBCAA) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, risk, valuation, media sentiment, analyst recommendations, earnings, institutional ownership, community ranking and profitability.

Does the media refer more to MBIN or RBCAA?

In the previous week, Republic Bancorp had 2 more articles in the media than Merchants Bancorp. MarketBeat recorded 6 mentions for Republic Bancorp and 4 mentions for Merchants Bancorp. Republic Bancorp's average media sentiment score of 1.27 beat Merchants Bancorp's score of 0.58 indicating that Republic Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Merchants Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Republic Bancorp	4 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community believe in MBIN or RBCAA?

Merchants Bancorp received 38 more outperform votes than Republic Bancorp when rated by MarketBeat users. Likewise, 64.56% of users gave Merchants Bancorp an outperform vote while only 57.64% of users gave Republic Bancorp an outperform vote.

Company	Underperform	Outperform
Merchants Bancorp	Outperform Votes 204 64.56%	Underperform Votes 112 35.44%
Republic Bancorp	Outperform Votes 166 57.64%	Underperform Votes 122 42.36%

Which has higher valuation & earnings, MBIN or RBCAA?

Merchants Bancorp has higher revenue and earnings than Republic Bancorp. Merchants Bancorp is trading at a lower price-to-earnings ratio than Republic Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Merchants Bancorp	$636.04M	3.21	$279.23M	$6.37	7.40
Republic Bancorp	$362.08M	5.12	$90.37M	$4.76	14.36

Which has more risk & volatility, MBIN or RBCAA?

Merchants Bancorp has a beta of 1.1, suggesting that its stock price is 10% more volatile than the S&P 500. Comparatively, Republic Bancorp has a beta of 0.52, suggesting that its stock price is 48% less volatile than the S&P 500.

Is MBIN or RBCAA a better dividend stock?

Merchants Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 0.8%. Republic Bancorp pays an annual dividend of $1.62 per share and has a dividend yield of 2.4%. Merchants Bancorp pays out 5.7% of its earnings in the form of a dividend. Republic Bancorp pays out 34.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Republic Bancorp has increased its dividend for 26 consecutive years. Republic Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is MBIN or RBCAA more profitable?

Merchants Bancorp has a net margin of 23.14% compared to Republic Bancorp's net margin of 20.41%. Merchants Bancorp's return on equity of 25.54% beat Republic Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Merchants Bancorp	23.14%	25.54%	1.86%
Republic Bancorp	20.41%	10.50%	1.47%

Do analysts rate MBIN or RBCAA?

Merchants Bancorp presently has a consensus price target of $56.00, suggesting a potential upside of 18.74%. Given Merchants Bancorp's higher probable upside, equities analysts clearly believe Merchants Bancorp is more favorable than Republic Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Merchants Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
Republic Bancorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Do insiders & institutionals hold more shares of MBIN or RBCAA?

24.6% of Merchants Bancorp shares are held by institutional investors. Comparatively, 24.4% of Republic Bancorp shares are held by institutional investors. 39.7% of Merchants Bancorp shares are held by company insiders. Comparatively, 55.5% of Republic Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

Merchants Bancorp beats Republic Bancorp on 13 of the 21 factors compared between the two stocks.