Republic Bancorp (RBCAA) Stock Price, News & Analysis

Company Overview

Republic Bancorp, Inc. is a Louisville, Kentucky-based bank holding company and the parent organization of Republic Bank & Trust Company. Founded in 1974, the company provides banking and financial services to consumers, businesses and institutions through its banking operations and specialty finance businesses.

Republic Bank offers deposit accounts, residential and commercial loans, consumer lending, treasury management, wealth management and other traditional banking products. Its services are delivered through banking centers and digital channels, with a primary presence in Kentucky and additional operations in selected markets including Indiana, Florida and Tennessee.

The company also operates specialty finance businesses, including tax refund-related services that support tax preparers and consumers nationwide. Republic Bancorp is led by President and Chief Executive Officer Logan L. Pichelmann, with Steven E. Trager serving as executive chairman.

Key Stats

• Today's Range: $93.96 to $94.98
• 50-Day Range: $90.61 to $100.64
• 52-Week Range: $63.97 to $102.22
• Volume: 71,821 shs
• Average Volume: 115,708 shs
• Market Capitalization: $1.86 billion
• P/E Ratio: 14.44
• Dividend Yield: 2.09%
• Price Target: $98.00
• Consensus Rating: Hold

Republic Bancorp Stock Analysis - MarketRank™

Republic Bancorp scored higher than 69% of companies evaluated by MarketBeat, and ranked 441st out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.2 / 5
• Analyst Rating: Hold

Consensus Rating

Republic Bancorp has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Republic Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Republic Bancorp has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 1.65%

Earnings Growth

Earnings for Republic Bancorp are expected to grow by 1.65% in the coming year, from $6.65 to $6.76 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Republic Bancorp is 14.44, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of Republic Bancorp is 14.44, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.95.

Price to Book Value per Share Ratio

Republic Bancorp has a P/B Ratio of 1.68. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.38% of the float of Republic Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Republic Bancorp has a short interest ratio ("days to cover") of 3.88, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Republic Bancorp has recently increased by 18.06%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Republic Bancorp pays a meaningful dividend of 2.10%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Republic Bancorp has been increasing its dividend for 27 years.

Dividend Coverage

The dividend payout ratio of Republic Bancorp is 30.23%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Republic Bancorp will have a dividend payout ratio of 29.29% next year. This indicates that Republic Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 1.01

News Sentiment

Republic Bancorp has a news sentiment score of 1.01. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Republic Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Republic Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

55.90% of the stock of Republic Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

24.37% of the stock of Republic Bancorp is held by institutions.

Company Calendar

• Record date for 7/17 Dividend: 6/18/2026
• Ex-Dividend for 7/17 Dividend: 6/18/2026
• Dividend Payable: 7/17/2026
• Last Earnings: 7/24/2026
• Record date for 10/16 Dividend: 9/18/2026
• Ex-Dividend for 10/16 Dividend: 9/18/2026
• Today: 9/26/2026
• Dividend Payable: 10/16/2026
• Next Earnings (Estimated): 10/16/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:RBCAA
• CIK: 921557
• Web: www.republicbank.com
• Phone: (502) 584-3600
• Fax: 502-560-8633
• Employees: 983
• Year Founded: 1982

Price Target and Rating

• Average Price Target for Republic Bancorp: $98.00
• High Price Target: $98.00
• Low Price Target: $98.00
• Potential Upside/Downside: +3.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.25
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.55
• Trailing P/E Ratio: 14.44
• Forward P/E Ratio: 14.22
• P/E Growth: N/A
• Net Income: $131.32 million
• Net Margins: 25.38%
• Pretax Margin: 32.38%
• Return on Equity: 11.20%
• Return on Assets: 1.77%

Debt

• Debt-to-Equity Ratio: 0.14
• Current Ratio: 1.02
• Quick Ratio: 1.01

Sales & Book Value

• Annual Sales: $521.34 million
• Price / Sales: 3.56
• Cash Flow: $7.39 per share
• Price / Cash Flow: 12.80
• Book Value: $56.41 per share
• Price / Book: 1.68

Miscellaneous

• Outstanding Shares: 19,630,000
• Free Float: 8,659,000
• Market Cap: $1.86 billion
• Optionable: Optionable
• Beta: 0.53