Seacoast Banking Corporation of Florida (SBCF) Stock Price, News & Analysis

Company Overview

Seacoast Banking Corp. of Florida is a financial holding company, which engages in the provision of integrated financial services. It provides banking and investment services to businesses and consumers, including personal and business deposit products, Internet and mobile banking, personal, commercial and mortgage loans, wealth management services, and treasury management solutions. The company was founded in 1983 and is headquartered in Stuart, FL.

Key Stats

• Today's Range: $24.78 to $25.16
• 50-Day Range: $22.26 to $26.53
• 52-Week Range: $21.36 to $31.68
• Volume: 826,367 shs
• Average Volume: 436,658 shs
• Market Capitalization: $2.15 billion
• P/E Ratio: 16.78
• Dividend Yield: 2.88%
• Price Target: $29.20
• Consensus Rating: Hold

Seacoast Banking Corporation of Florida Stock Analysis - MarketRank™

Seacoast Banking Corporation of Florida scored higher than 83% of companies evaluated by MarketBeat, and ranked 287th out of 908 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.2 / 5
• Analyst Rating: Hold

Consensus Rating

Seacoast Banking Corporation of Florida has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on 2 buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Seacoast Banking Corporation of Florida has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 13.45%

Earnings Growth

Earnings for Seacoast Banking Corporation of Florida are expected to grow by 13.45% in the coming year, from $1.71 to $1.94 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Seacoast Banking Corporation of Florida is 16.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 23.60.

Price to Earnings Ratio vs. Sector

The P/E ratio of Seacoast Banking Corporation of Florida is 16.78, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.37.

Price to Book Value per Share Ratio

Seacoast Banking Corporation of Florida has a P/B Ratio of 0.98. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.88% of the float of Seacoast Banking Corporation of Florida has been sold short.

Short Interest Ratio / Days to Cover

Seacoast Banking Corporation of Florida has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Seacoast Banking Corporation of Florida has recently decreased by 7.60%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Seacoast Banking Corporation of Florida pays a meaningful dividend of 2.90%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Seacoast Banking Corporation of Florida has only been increasing its dividend for 4 years.

Dividend Coverage

The dividend payout ratio of Seacoast Banking Corporation of Florida is 48.32%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Seacoast Banking Corporation of Florida will have a dividend payout ratio of 37.11% next year. This indicates that Seacoast Banking Corporation of Florida will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.88% of the float of Seacoast Banking Corporation of Florida has been sold short.

Short Interest Ratio / Days to Cover

Seacoast Banking Corporation of Florida has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Seacoast Banking Corporation of Florida has recently decreased by 7.60%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: N/A

News Sentiment

Seacoast Banking Corporation of Florida has a news sentiment score of 1.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.94 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Seacoast Banking Corporation of Florida this week, compared to 4 articles on an average week.

MarketBeat Follows

1 people have added Seacoast Banking Corporation of Florida to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Seacoast Banking Corporation of Florida insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.60% of the stock of Seacoast Banking Corporation of Florida is held by insiders.

Percentage Held by Institutions

81.77% of the stock of Seacoast Banking Corporation of Florida is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SBCF Stock Analysis - Frequently Asked Questions

How have SBCF shares performed this year?

Seacoast Banking Corporation of Florida's stock was trading at $27.53 on January 1st, 2025. Since then, SBCF stock has decreased by 9.2% and is now trading at $25.00.
View the best growth stocks for 2025 here.

How were Seacoast Banking Corporation of Florida's earnings last quarter?

Seacoast Banking Corporation of Florida (NASDAQ:SBCF) released its quarterly earnings data on Thursday, April, 24th. The financial services provider reported $0.38 earnings per share for the quarter, missing the consensus estimate of $0.40 by $0.02. Seacoast Banking Corporation of Florida's quarterly revenue was up 12.0% compared to the same quarter last year.
Read the conference call transcript.

Who are Seacoast Banking Corporation of Florida's major shareholders?

Top institutional investors of Seacoast Banking Corporation of Florida include Vanguard Group Inc. (7.35%), Wellington Management Group LLP (4.30%), Westwood Holdings Group Inc. (3.35%) and Segall Bryant & Hamill LLC (2.24%). Insiders that own company stock include Dennis S Hudson III, Charles M Shaffer, Juliette Kleffel, Robert J Lipstein, Christopher E Fogal and James C Stallings III.
View institutional ownership trends.

How do I buy shares of Seacoast Banking Corporation of Florida?

Shares of SBCF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Seacoast Banking Corporation of Florida own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Seacoast Banking Corporation of Florida investors own include American Water Works (AWK), DiamondRock Hospitality (DRH), Waste Connections (WCN), The RMR Group (RMR), AU Optronics (AUOTY), Humana (HUM) and Voyager Therapeutics (VYGR).

Company Calendar

• Record date for 3/31 Dividend: 3/14/2025
• Ex-Dividend for 3/31 Dividend: 3/14/2025
• Dividend Payable: 3/31/2025
• Last Earnings: 4/24/2025
• Record date for 6/30 Dividend: 6/13/2025
• Ex-Dividend for 6/30 Dividend: 6/13/2025
• Today: 6/21/2025
• Dividend Payable: 6/30/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:SBCF
• CIK: 730708
• Web: www.seacoastbanking.com
• Phone: (772) 287-4000
• Fax: 772-288-6012
• Employees: 1,504
• Year Founded: 1926

Price Target and Rating

• Average Stock Price Target: $29.20
• High Stock Price Target: $32.00
• Low Stock Price Target: $26.00
• Potential Upside/Downside: +16.8%
• Consensus Rating: Hold
• Rating Score (0-4): 2.40
• Research Coverage: 5 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.49
• Trailing P/E Ratio: 16.78
• Forward P/E Ratio: 14.62
• P/E Growth: N/A
• Net Income: $120.99 million
• Net Margins: 15.44%
• Pretax Margin: 19.88%
• Return on Equity: 6.11%
• Return on Assets: 0.87%

Debt

• Debt-to-Equity Ratio: 0.26
• Current Ratio: 0.85
• Quick Ratio: 0.85

Sales & Book Value

• Annual Sales: $530.52 million
• Price / Sales: 4.05
• Cash Flow: $1.75 per share
• Price / Cash Flow: 14.28
• Book Value: $25.55 per share
• Price / Book: 0.98

Miscellaneous

• Outstanding Shares: 85,985,000
• Free Float: 84,609,000
• Market Cap: $2.15 billion
• Optionable: Optionable
• Beta: 0.92