Seaport Res Ptn Has Bullish Estimate for SYF Q4 Earnings

Synchrony Financial (NYSE:SYF - Free Report) - Equities research analysts at Seaport Res Ptn boosted their Q4 2025 EPS estimates for Synchrony Financial in a report issued on Wednesday, July 23rd. Seaport Res Ptn analyst W. Ryan now forecasts that the financial services provider will post earnings of $1.87 per share for the quarter, up from their previous forecast of $1.83. The consensus estimate for Synchrony Financial's current full-year earnings is $7.67 per share. Seaport Res Ptn also issued estimates for Synchrony Financial's FY2026 earnings at $8.95 EPS.

A number of other brokerages also recently weighed in on SYF. The Goldman Sachs Group increased their price objective on shares of Synchrony Financial from $70.00 to $78.00 and gave the company a "buy" rating in a research report on Wednesday, July 2nd. Wall Street Zen raised shares of Synchrony Financial from a "hold" rating to a "buy" rating in a report on Saturday. JPMorgan Chase & Co. upped their target price on shares of Synchrony Financial from $52.00 to $80.00 and gave the company an "overweight" rating in a report on Friday, July 11th. Wells Fargo & Company upped their target price on shares of Synchrony Financial from $75.00 to $80.00 and gave the company an "overweight" rating in a report on Wednesday. Finally, Truist Financial upped their target price on shares of Synchrony Financial from $68.00 to $76.00 and gave the company a "hold" rating in a report on Thursday. Six equities research analysts have rated the stock with a hold rating and thirteen have assigned a buy rating to the stock. According to data from MarketBeat.com, the stock currently has a consensus rating of "Moderate Buy" and a consensus price target of $74.17.

Synchrony Financial Stock Up 1.5%

Shares of NYSE SYF traded up $1.09 during midday trading on Thursday, hitting $72.90. The stock had a trading volume of 3,237,556 shares, compared to its average volume of 3,310,771. The business's 50 day moving average is $64.24 and its 200-day moving average is $60.00. The company has a market cap of $27.12 billion, a P/E ratio of 8.85, a PEG ratio of 0.73 and a beta of 1.46. Synchrony Financial has a 52 week low of $40.54 and a 52 week high of $73.42. The company has a quick ratio of 1.25, a current ratio of 1.24 and a debt-to-equity ratio of 1.02.

Synchrony Financial (NYSE:SYF - Get Free Report) last announced its quarterly earnings results on Tuesday, July 22nd. The financial services provider reported $2.50 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.72 by $0.78. Synchrony Financial had a net margin of 14.43% and a return on equity of 21.34%. The company had revenue of $3.65 billion for the quarter, compared to analysts' expectations of $3.71 billion. During the same quarter in the previous year, the company earned $1.55 earnings per share. Synchrony Financial's quarterly revenue was down 1.8% on a year-over-year basis.

Institutional Investors Weigh In On Synchrony Financial

Hedge funds have recently added to or reduced their stakes in the stock. Allspring Global Investments Holdings LLC lifted its stake in Synchrony Financial by 30.4% in the first quarter. Allspring Global Investments Holdings LLC now owns 73,136 shares of the financial services provider's stock valued at $3,895,000 after buying an additional 17,061 shares during the last quarter. U.S. Capital Wealth Advisors LLC bought a new stake in Synchrony Financial in the first quarter valued at $11,506,000. BTC Capital Management Inc. raised its stake in shares of Synchrony Financial by 25.9% during the first quarter. BTC Capital Management Inc. now owns 65,835 shares of the financial services provider's stock valued at $3,485,000 after purchasing an additional 13,526 shares in the last quarter. Merit Financial Group LLC raised its stake in shares of Synchrony Financial by 70.2% during the first quarter. Merit Financial Group LLC now owns 10,657 shares of the financial services provider's stock valued at $564,000 after purchasing an additional 4,397 shares in the last quarter. Finally, Clarius Group LLC bought a new stake in shares of Synchrony Financial during the first quarter valued at about $242,000. 96.48% of the stock is currently owned by institutional investors.

Insider Buying and Selling

In other news, insider Curtis Howse sold 11,380 shares of the firm's stock in a transaction that occurred on Tuesday, June 24th. The shares were sold at an average price of $65.00, for a total transaction of $739,700.00. Following the completion of the sale, the insider owned 108,062 shares of the company's stock, valued at approximately $7,024,030. This trade represents a 9.53% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, insider Jonathan S. Mothner sold 40,639 shares of the firm's stock in a transaction on Monday, May 19th. The stock was sold at an average price of $60.07, for a total value of $2,441,184.73. Following the transaction, the insider owned 146,628 shares in the company, valued at $8,807,943.96. This trade represents a 21.70% decrease in their ownership of the stock. The disclosure for this sale can be found here. 0.32% of the stock is currently owned by company insiders.

Synchrony Financial Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Friday, August 15th. Stockholders of record on Tuesday, August 5th will be given a dividend of $0.30 per share. This represents a $1.20 dividend on an annualized basis and a dividend yield of 1.65%. The ex-dividend date is Tuesday, August 5th. Synchrony Financial's payout ratio is currently 14.56%.

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.