ServisFirst Bancshares (SFBS) Stock Price, News & Analysis

Company Overview

ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides various banking services to individual and corporate customers. It accepts demand, time, savings, and other deposits; checking, money market, and IRA accounts; and certificates of deposit. The company's loan products include commercial lending products, including seasonal, bridge, and term loans for working capital, expansion of the business, acquisition of property, and plant and equipment, as well as commercial lines of credit; commercial real estate loans, construction and development loans, and residential real estate loans; and consumer loans, such as home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans. It also offers other banking products and services comprising telephone and mobile banking, Internet banking, direct deposit, traveler's checks, safe deposit boxes, attorney trust accounts, automatic account transfers, automated teller machines, and debit and credit card systems; treasury and cash management services; wire transfer, night depository, banking-by-mail, and remote capture services; and correspondent banking services to other financial institutions. In addition, the company holds and manages participations in residential mortgages and commercial real estate loans originated by ServisFirst Bank in Alabama, Florida, Georgia, and Tennessee. The company was founded in 2005 and is headquartered in Birmingham, Alabama.

Key Stats

• Today's Range: $78.34 to $79.70
• 50-Day Range: $69.32 to $79.28
• 52-Week Range: $60.19 to $101.37
• Volume: 1.39 million shs
• Average Volume: 234,244 shs
• Market Capitalization: $4.33 billion
• P/E Ratio: 18.02
• Dividend Yield: 1.69%
• Price Target: $87.50
• Consensus Rating: Hold

ServisFirst Bancshares Stock Analysis - MarketRank™

ServisFirst Bancshares scored higher than 68% of companies evaluated by MarketBeat, and ranked 500th out of 937 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.0 / 5
• Analyst Rating: Hold

Consensus Rating

ServisFirst Bancshares has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

ServisFirst Bancshares has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 18.76%

Earnings Growth

Earnings for ServisFirst Bancshares are expected to grow by 18.76% in the coming year, from $5.17 to $6.14 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of ServisFirst Bancshares is 18.02, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.02.

Price to Earnings Ratio vs. Sector

The P/E ratio of ServisFirst Bancshares is 18.02, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.77.

Price to Book Value per Share Ratio

ServisFirst Bancshares has a P/B Ratio of 2.67. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

7.11% of the float of ServisFirst Bancshares has been sold short.

Short Interest Ratio / Days to Cover

ServisFirst Bancshares has a short interest ratio ("days to cover") of 16.4, which indicates bearish sentiment.

Change versus previous month

Short interest in ServisFirst Bancshares has recently decreased by 0.28%, indicating that investor sentiment is improving.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

ServisFirst Bancshares pays a meaningful dividend of 1.69%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

ServisFirst Bancshares has been increasing its dividend for 10 years.

Dividend Coverage

The dividend payout ratio of ServisFirst Bancshares is 30.45%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, ServisFirst Bancshares will have a dividend payout ratio of 21.82% next year. This indicates that ServisFirst Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

7.11% of the float of ServisFirst Bancshares has been sold short.

Short Interest Ratio / Days to Cover

ServisFirst Bancshares has a short interest ratio ("days to cover") of 16.4, which indicates bearish sentiment.

Change versus previous month

Short interest in ServisFirst Bancshares has recently decreased by 0.28%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 1.08

News Sentiment

ServisFirst Bancshares has a news sentiment score of 1.08. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.90 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for ServisFirst Bancshares this week, compared to 4 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, ServisFirst Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 6.70% of the stock of ServisFirst Bancshares is held by insiders.

Percentage Held by Institutions

67.31% of the stock of ServisFirst Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SFBS Stock Analysis - Frequently Asked Questions

How have SFBS shares performed this year?

ServisFirst Bancshares' stock was trading at $84.74 at the beginning of the year. Since then, SFBS shares have decreased by 6.4% and is now trading at $79.2780.
View the best growth stocks for 2025 here.

How were ServisFirst Bancshares' earnings last quarter?

ServisFirst Bancshares, Inc. (NYSE:SFBS) released its quarterly earnings results on Monday, April, 21st. The financial services provider reported $1.16 earnings per share for the quarter, missing analysts' consensus estimates of $1.18 by $0.02. The financial services provider earned $131.83 million during the quarter, compared to analysts' expectations of $134.13 million. ServisFirst Bancshares had a net margin of 24.16% and a trailing twelve-month return on equity of 15.11%.
Read the conference call transcript.

When did ServisFirst Bancshares' stock split?

ServisFirst Bancshares shares split on Thursday, July 17th 2014.The 3-1 split was announced on Tuesday, June 17th 2014. The newly issued shares were distributed to shareholders after the closing bell on Wednesday, July 16th 2014. An investor that had 100 shares of stock prior to the split would have 300 shares after the split.

Who are ServisFirst Bancshares' major shareholders?

Top institutional shareholders of ServisFirst Bancshares include Vanguard Group Inc. (10.81%), Kayne Anderson Rudnick Investment Management LLC (4.30%), Champlain Investment Partners LLC (4.06%) and Victory Capital Management Inc. (1.96%). Insiders that own company stock include James J Filler, Hatton CV Smith, Rodney Eldon Rushing, William M Foshee, Christopher J Mettler, Henry Fulbrook Abbott and Thomas A Broughton.
View institutional ownership trends.

How do I buy shares of ServisFirst Bancshares?

Shares of SFBS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of ServisFirst Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that ServisFirst Bancshares investors own include American Water Works (AWK), Waste Connections (WCN), DiamondRock Hospitality (DRH), The RMR Group (RMR), AU Optronics (AUOTY), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR).

Company Calendar

• Record date for 4/9 Dividend: 4/01/2025
• Ex-Dividend for 4/9 Dividend: 4/01/2025
• Dividend Payable: 4/09/2025
• Last Earnings: 4/21/2025
• Today: 6/28/2025
• Record date for 7/9 Dividend: 7/01/2025
• Ex-Dividend for 7/9 Dividend: 7/01/2025
• Dividend Payable: 7/09/2025
• Next Earnings (Estimated): 7/21/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Banking
• Current Symbol: NYSE:SFBS
• Previous Symbol: NASDAQ:SFBS
• CIK: 1430723
• Web: www.servisfirstbank.com
• Phone: (205) 949-0302
• Fax: N/A
• Employees: 570
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $87.50
• High Stock Price Target: $91.00
• Low Stock Price Target: $84.00
• Potential Upside/Downside: +10.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $4.40
• Trailing P/E Ratio: 18.02
• Forward P/E Ratio: 15.33
• P/E Growth: N/A
• Net Income: $227.24 million
• Net Margins: 24.16%
• Pretax Margin: 29.89%
• Return on Equity: 15.11%
• Return on Assets: 1.40%

Debt

• Debt-to-Equity Ratio: 0.04
• Current Ratio: 0.96
• Quick Ratio: 0.96

Sales & Book Value

• Annual Sales: $981.18 million
• Price / Sales: 4.41
• Cash Flow: $4.55 per share
• Price / Cash Flow: 17.43
• Book Value: $29.64 per share
• Price / Book: 2.67

Miscellaneous

• Outstanding Shares: 54,610,000
• Free Float: 50,953,000
• Market Cap: $4.33 billion
• Optionable: Optionable
• Beta: 0.85