Sound Financial Bancorp (SFBC) Stock Price, News & Analysis

Company Overview

Sound Financial Bancorp, Inc. is the bank holding company for Sound Community Bank, a community-focused financial institution headquartered in Seattle, Washington. The bank serves individuals, families, businesses and nonprofit organizations primarily in the Puget Sound region and surrounding areas of Western Washington.

Sound Community Bank offers deposit products, including checking, savings, money market and certificate of deposit accounts, along with consumer and business banking services. Its lending activities include residential and commercial real estate loans, construction financing, commercial and industrial loans, and consumer credit. The bank also provides online and mobile banking services to complement its branch network.

Sound Community Bank was established in 2003 and has built its business around relationship-based banking and local market knowledge. Sound Financial Bancorp became a publicly traded company in 2013. The company is led by a management team focused on serving the financial needs of its customers and communities in Washington state.

Key Stats

• Today's Range: $42.46 to $43.42
• 50-Day Range: $42.46 to $48.90
• 52-Week Range: $40.68 to $49.21
• Volume: 2,065 shs
• Average Volume: 6,428 shs
• Market Capitalization: $109.12 million
• P/E Ratio: 13.61
• Dividend Yield: 1.98%
• Price Target: N/A
• Consensus Rating: Buy

Sound Financial Bancorp Stock Analysis - MarketRank™

Sound Financial Bancorp scored higher than 48% of companies evaluated by MarketBeat, and ranked 563rd out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

Sound Financial Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Sound Financial Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Sound Financial Bancorp is 13.61, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.00.

Price to Earnings Ratio vs. Sector

The P/E ratio of Sound Financial Bancorp is 13.61, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.72.

Price to Book Value per Share Ratio

Sound Financial Bancorp has a P/B Ratio of 1.00. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.17% of the float of Sound Financial Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Sound Financial Bancorp has a short interest ratio ("days to cover") of 0.87, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Sound Financial Bancorp has recently decreased by 28.21%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Sound Financial Bancorp pays a meaningful dividend of 1.92%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Sound Financial Bancorp has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Sound Financial Bancorp is 26.92%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 3 news articles for Sound Financial Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.9 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Sound Financial Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $41,391.00 in company stock.

Percentage Held by Insiders

12.30% of the stock of Sound Financial Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

68.85% of the stock of Sound Financial Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/28/2026
• Record date for 8/21 Dividend: 8/07/2026
• Ex-Dividend for 8/21 Dividend: 8/07/2026
• Dividend Payable: 8/21/2026
• Today: 10/10/2026
• Next Earnings (Estimated): 10/27/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:SFBC
• CIK: 1541119
• Web: www.soundcb.com
• Phone: (206) 448-0884
• Fax: N/A
• Employees: 92
• Year Founded: 1953

Profitability

• EPS (Trailing Twelve Months): $3.12
• Trailing P/E Ratio: 13.61
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $7.16 million
• Net Margins: 12.89%
• Pretax Margin: 15.64%
• Return on Equity: 7.31%
• Return on Assets: 0.74%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 1.08
• Quick Ratio: 1.08

Sales & Book Value

• Annual Sales: $61.52 million
• Price / Sales: 1.77
• Cash Flow: $3.31 per share
• Price / Cash Flow: 12.84
• Book Value: $42.63 per share
• Price / Book: 1.00

Miscellaneous

• Outstanding Shares: 2,570,000
• Free Float: 2,252,000
• Market Cap: $109.12 million
• Optionable: Not Optionable
• Beta: 0.03