S&T Bancorp (STBA) Stock Price, News & Analysis

Company Overview

S&T Bancorp, Inc. is a bank holding company headquartered in Indiana, Pennsylvania, serving as the parent of S&T Bank. Established as a banking organization in 1902 with the holding company formation following in the early 1980s, S&T Bancorp has built its reputation on delivering community-oriented financial services. The company operates under the NASDAQ ticker STBA, maintaining a focus on personalized banking solutions and local decision-making.

The company’s main business activities encompass a full suite of retail and commercial banking products. On the retail side, S&T Bank offers checking and savings accounts, certificates of deposit, consumer loans and residential mortgage lending. For commercial clients, the bank provides business checking services, commercial real estate financing, equipment lending and lines of credit. In addition to core banking products, S&T Bancorp delivers wealth management and trust services, investment advisory, insurance solutions and treasury management to meet the diverse needs of individual and institutional clients.

S&T Bancorp’s branch network concentrates on Western and Central Pennsylvania, with select locations extending into Ohio and West Virginia. This regional footprint is supported by digital banking platforms, online and mobile services, and a team of local relationship managers. As of the most recently available information, James W. David serves as President and Chief Executive Officer, guiding the company’s community banking strategy and growth initiatives. S&T Bancorp emphasizes long-standing customer relationships, prudent risk management and reinvestment in the communities it serves.

Key Stats

• Today's Range: $38.90 to $39.41
• 50-Day Range: $35.73 to $39.93
• 52-Week Range: $30.84 to $45.46
• Volume: 123,532 shs
• Average Volume: 122,996 shs
• Market Capitalization: $1.51 billion
• P/E Ratio: 11.51
• Dividend Yield: 3.46%
• Price Target: $42.00
• Consensus Rating: Hold

S&T Bancorp Stock Analysis - MarketRank™

S&T Bancorp scored higher than 56% of companies evaluated by MarketBeat, and ranked 628th out of 928 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

S&T Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

S&T Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 7.87%

Earnings Growth

Earnings for S&T Bancorp are expected to grow by 7.87% in the coming year, from $3.05 to $3.29 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of S&T Bancorp is 11.51, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 269.50.

Price to Earnings Ratio vs. Sector

The P/E ratio of S&T Bancorp is 11.51, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.93.

Price to Book Value per Share Ratio

S&T Bancorp has a P/B Ratio of 1.04. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.89% of the float of S&T Bancorp has been sold short.

Short Interest Ratio / Days to Cover

S&T Bancorp has a short interest ratio ("days to cover") of 5.2.

Change versus previous month

Short interest in S&T Bancorp has recently increased by 10.25%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

S&T Bancorp pays a meaningful dividend of 3.44%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

S&T Bancorp has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of S&T Bancorp is 39.88%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, S&T Bancorp will have a dividend payout ratio of 41.34% next year. This indicates that S&T Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.89% of the float of S&T Bancorp has been sold short.

Short Interest Ratio / Days to Cover

S&T Bancorp has a short interest ratio ("days to cover") of 5.2.

Change versus previous month

Short interest in S&T Bancorp has recently increased by 10.25%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 1.65

News Sentiment

S&T Bancorp has a news sentiment score of 1.65. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.95 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for S&T Bancorp this week, compared to 4 articles on an average week.

MarketBeat Follows

1 people have added S&T Bancorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, S&T Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.23% of the stock of S&T Bancorp is held by insiders.

Percentage Held by Institutions

65.22% of the stock of S&T Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

STBA Stock Analysis - Frequently Asked Questions

How have STBA shares performed this year?

S&T Bancorp's stock was trading at $38.22 on January 1st, 2025. Since then, STBA stock has increased by 2.7% and is now trading at $39.26.

How were S&T Bancorp's earnings last quarter?

S&T Bancorp, Inc. (NASDAQ:STBA) issued its quarterly earnings data on Thursday, July, 24th. The financial services provider reported $0.83 earnings per share for the quarter, beating the consensus estimate of $0.80 by $0.03. The financial services provider had revenue of $100.07 million for the quarter, compared to analysts' expectations of $99.30 million. S&T Bancorp had a trailing twelve-month return on equity of 9.32% and a net margin of 23.39%.
Read the conference call transcript.

Does S&T Bancorp have any subsidiaries?

The following companies are subsidiaries of S&T Bancorp: DNB Financial, IBT Bancorp, 9th Street Holdings Inc., Commonwealth Trust Credit Life Insurance Company, STBA Capital Trust I, S&T Bancholdings Inc., S&T Bank, and more.

Who are S&T Bancorp's major shareholders?

S&T Bancorp's top institutional investors include State Street Corp (4.41%), Geode Capital Management LLC (2.49%), Bank of America Corp DE (1.94%) and American Century Companies Inc. (1.82%). Insiders that own company stock include Jeffrey D Grube, William J Hieb, Frank J Palermo Jr, Lewis W Adkins Jr, Bhaskar Ramachandran and Peter G Gurt.
View institutional ownership trends.

How do I buy shares of S&T Bancorp?

Shares of STBA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of S&T Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that S&T Bancorp investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), NVIDIA (NVDA), Advanced Micro Devices (AMD), Netflix (NFLX), Meta Platforms (META) and Home Depot (HD).

Company Calendar

• Last Earnings: 7/24/2025
• Record date for 8/28 Dividend: 8/14/2025
• Ex-Dividend for 8/28 Dividend: 8/14/2025
• Dividend Payable: 8/28/2025
• Today: 9/03/2025
• Next Earnings (Estimated): 10/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:STBA
• CIK: 719220
• Web: www.stbancorp.com
• Phone: (800) 325-2265
• Fax: 724-465-1417
• Employees: 1,206
• Year Founded: 1902

Price Target and Rating

• Average Price Target for S&T Bancorp: $42.00
• High Price Target: $43.00
• Low Price Target: $41.00
• Potential Upside/Downside: +7.0%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.41
• Trailing P/E Ratio: 11.51
• Forward P/E Ratio: 12.87
• P/E Growth: N/A
• Net Income: $131.26 million
• Net Margins: 23.39%
• Pretax Margin: 29.37%
• Return on Equity: 9.32%
• Return on Assets: 1.35%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 1.00
• Quick Ratio: 1.00

Sales & Book Value

• Annual Sales: $564.96 million
• Price / Sales: 2.67
• Cash Flow: $3.76 per share
• Price / Cash Flow: 10.43
• Book Value: $37.70 per share
• Price / Book: 1.04

Miscellaneous

• Outstanding Shares: 38,350,000
• Free Float: 37,874,000
• Market Cap: $1.51 billion
• Optionable: Optionable
• Beta: 0.99