Byline Bancorp (BY) Stock Price, News & Analysis

Company Overview

Byline Bancorp, Inc. is the bank holding company for Byline Bank, a full-service commercial bank headquartered in Chicago, Illinois. Through its subsidiary, the company provides a broad range of banking and financial products to business and consumer customers. Its portfolio includes commercial and industrial lending, commercial real estate financing, small-business lending, treasury management services, and deposit products such as checking, savings, and money market accounts. Byline Bank also offers residential and consumer mortgage origination alongside online and mobile banking solutions.

Founded in 1978 as Metropolitan Bank and later expanded through a series of mergers and acquisitions, Byline Bancorp has steadily grown its presence in the Midwest. In 2015, following the merger of Metropolitan Bank, Byline Financial Group, and Midwest Bank & Trust, the combined entity adopted the Byline Bank brand. The company went public in August 2017, listing its shares on the New York Stock Exchange under the ticker BY. Over the years, strategic acquisitions have extended its footprint beyond the Chicago metropolitan area into suburban and downstate Illinois, southeastern Wisconsin and, more recently, select markets in Florida.

Byline Bancorp emphasizes community banking with a focus on relationship-driven service, catering to middle-market businesses, real estate owners, and retail customers. The commercial banking team works closely with corporate clients to structure financing solutions tailored to working capital needs, capital expenditures, and expansion projects. Its treasury management division provides payment processing, automated clearing house (ACH) services, and fraud prevention tools, while the consumer lending group supports home purchases and refinancing through mortgage offerings.

Under the leadership of President and Chief Executive Officer Jeffrey T. Stanley, Byline Bancorp continues to pursue disciplined growth and enhanced customer service. The senior management team combines deep regional banking experience with a commitment to technology investments and digital platform enhancements. Byline’s board and executive officers prioritize prudent risk management, community engagement, and sustainable profitability as they guide the company’s ongoing expansion across its key Midwestern and select Southeast U.S. markets.

Key Stats

• Today's Range: $27.98 to $28.54
• 50-Day Range: $24.85 to $28.38
• 52-Week Range: $22.63 to $32.89
• Volume: 122,029 shs
• Average Volume: 170,159 shs
• Market Capitalization: $1.31 billion
• P/E Ratio: 10.51
• Dividend Yield: 1.41%
• Price Target: $33.25
• Consensus Rating: Moderate Buy

Byline Bancorp Stock Analysis - MarketRank™

Byline Bancorp scored higher than 84% of companies evaluated by MarketBeat, and ranked 242nd out of 909 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Byline Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Byline Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.54%

Earnings Growth

Earnings for Byline Bancorp are expected to grow by 6.54% in the coming year, from $2.60 to $2.77 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Byline Bancorp is 10.51, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of Byline Bancorp is 10.51, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.04.

Price to Book Value per Share Ratio

Byline Bancorp has a P/B Ratio of 1.15. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.42% of the float of Byline Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Byline Bancorp has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Byline Bancorp has recently decreased by 38.30%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Byline Bancorp pays a meaningful dividend of 1.41%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Byline Bancorp has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Byline Bancorp is 14.81%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Byline Bancorp will have a dividend payout ratio of 14.44% next year. This indicates that Byline Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.42% of the float of Byline Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Byline Bancorp has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Byline Bancorp has recently decreased by 38.30%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: N/A

News Sentiment

Byline Bancorp has a news sentiment score of 0.42. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Byline Bancorp this week, compared to 3 articles on an average week.

Search Interest

9 people have searched for BY on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.

Company Ownership

• Score: 5.0 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Byline Bancorp insiders have sold 421.12% more of their company's stock than they have bought. Specifically, they have bought $62,558.00 in company stock and sold $326,002.00 in company stock.

Percentage Held by Insiders

28.79% of the stock of Byline Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

67.73% of the stock of Byline Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BY Stock Analysis - Frequently Asked Questions

How have BY shares performed this year?

Byline Bancorp's stock was trading at $29.00 at the beginning of 2025. Since then, BY shares have decreased by 2.1% and is now trading at $28.38.

How were Byline Bancorp's earnings last quarter?

Byline Bancorp, Inc. (NYSE:BY) announced its quarterly earnings data on Thursday, April, 24th. The company reported $0.65 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.62 by $0.03. The firm earned $103.08 million during the quarter, compared to the consensus estimate of $100.82 million. Byline Bancorp had a trailing twelve-month return on equity of 11.00% and a net margin of 19.10%.
Read the conference call transcript.

How will Byline Bancorp's stock buyback program work?

Byline Bancorp's board initiated a stock buyback plan on Thursday, December 5th 2024, which authorizes the company to buy back 1,250,000 outstanding shares, according to EventVestor. This authorizes the company to repurchase shares of its stock through open market purchases. Shares repurchase plans are typically a sign that the company's board believes its stock is undervalued.

When did Byline Bancorp IPO?

Byline Bancorp (BY) raised $114 million in an initial public offering (IPO) on Friday, June 30th 2017. The company issued 5,700,000 shares at a price of $19.00-$21.00 per share. BofA Merrill Lynch and Keefe, Bruyette & Woods (A Stifel Company) acted as the underwriters for the IPO and Piper Jaffray, Sandler O’Neill + Partners and Stephens were co-managers.

How do I buy shares of Byline Bancorp?

Shares of BY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Byline Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Byline Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

• Last Earnings: 4/24/2025
• Record date for 5/20 Dividend: 5/06/2025
• Ex-Dividend for 5/20 Dividend: 5/06/2025
• Dividend Payable: 5/20/2025
• Today: 7/05/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NYSE:BY
• CIK: 1702750
• Web: www.bylinebancorp.com
• Phone: (773) 244-7000
• Fax: N/A
• Employees: 1,027
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $33.25
• High Stock Price Target: $34.00
• Low Stock Price Target: $32.00
• Potential Upside/Downside: +17.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.70
• Trailing P/E Ratio: 10.51
• Forward P/E Ratio: 10.92
• P/E Growth: N/A
• Net Income: $120.76 million
• Net Margins: 19.10%
• Pretax Margin: 25.45%
• Return on Equity: 11.00%
• Return on Assets: 1.25%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.90
• Quick Ratio: 0.89

Sales & Book Value

• Annual Sales: $624.78 million
• Price / Sales: 2.10
• Cash Flow: $2.68 per share
• Price / Cash Flow: 10.57
• Book Value: $24.59 per share
• Price / Book: 1.15

Miscellaneous

• Outstanding Shares: 46,140,000
• Free Float: 32,856,000
• Market Cap: $1.31 billion
• Optionable: Optionable
• Beta: 0.84