Positive News SentimentPositive NewsNASDAQ:SSBI Summit State Bank (SSBI) Stock Price, News & Analysis $12.22 -0.44 (-3.48%) Closing price 10/9/2026 04:00 PM EasternExtended Trading$12.17 -0.05 (-0.39%) As of 10/9/2026 04:03 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsNews and TrendsOwnership About Summit State Bank Stock (NASDAQ:SSBI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Summit State Bank alerts:Sign Up Key Stats Today's Range$12.01▼$12.5050-Day Range$12.07▼$13.4052-Week Range$10.35▼$14.00Volume3,604 shsAverage Volume5,001 shsMarket Capitalization$82.85 millionP/E Ratio35.94Dividend YieldN/APrice TargetN/AConsensus RatingHold Company Overview Summit State Bank (NASDAQ: SSBI) is a community bank headquartered in Santa Rosa, California. Founded in 1984, the bank serves individuals, families, businesses and nonprofit organizations in Sonoma County and surrounding Northern California communities. The bank provides a range of personal and commercial banking products, including checking and savings accounts, certificates of deposit, consumer loans, residential real estate financing, commercial real estate loans, business lines of credit and Small Business Administration lending. Its business customers also have access to cash-management, treasury-management and electronic banking services. Summit State Bank operates through local banking offices and emphasizes relationship-based service, local decision-making and community involvement. Its offerings are designed to support both the day-to-day banking needs of consumers and the financing and deposit needs of small and midsize businesses.AI Generated. May Contain Errors. Read More Summit State Bank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks34th Percentile Overall ScoreSSBI MarketRank™: Summit State Bank scored higher than 34% of companies evaluated by MarketBeat, and ranked 704th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.2 / 5Analyst RatingHold Consensus RatingSummit State Bank has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageSummit State Bank has only been the subject of 1 research reports in the past 90 days.Read more about Summit State Bank's stock forecast and price target. Earnings and Valuation0.6 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Summit State Bank is 35.94, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.80.Price to Earnings Ratio vs. SectorThe P/E ratio of Summit State Bank is 35.94, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 24.73. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.12% of the float of Summit State Bank has been sold short.Short Interest Ratio / Days to CoverSummit State Bank has a short interest ratio ("days to cover") of 1.86, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Summit State Bank has recently decreased by 22.94%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldSummit State Bank does not currently pay a dividend.Dividend GrowthSummit State Bank does not have a long track record of dividend growth. News and Social Media3.6 / 5News SentimentN/A News SentimentSummit State Bank has a news sentiment score of 1.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.63 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Summit State Bank this week, compared to 0 articles on an average week. Company OwnershipN/AInsider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Summit State Bank insiders have not sold or bought any company stock.Percentage Held by InstitutionsSummit State Bank has minimal institutional ownership at this time.Read more about Summit State Bank's insider trading history. Receive SSBI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Summit State Bank and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. SSBI Stock News HeadlinesSummit State Bank Reports Second Quarter 2026 Financial ResultsJuly 29, 2026 | markets.businessinsider.comSummit State Bank Earns $1,674,000, or $0.25 Per Diluted Share, in First Quarter 2026April 28, 2026 | globenewswire.comThe $15 Gold Fund That Pays Up to $1,152/MonthGold is hitting record highs, but most investors are leaving income on the table. A $15 fund is quietly paying out up to $1,152 a month to regular investors - no mining stocks, no options, no physical metal required. Chief Income Strategist Tim Plaehn calls it a breakthrough strategy that transforms gold's rally into reliable monthly payouts. The next distribution is just days away.October 11 at 1:00 AM | Investors Alley (Ad)Summit State Bank Reports Fourth Quarter and Annual Financial Results, Returning to Profitability in 2025January 27, 2026 | quiverquant.comQSummit State Bank Earns $1,067,000, or $0.16 Per Diluted Share, in Fourth Quarter 2025January 27, 2026 | globenewswire.comSummit State Bank Reports Improved Q3 EarningsNovember 24, 2025 | tipranks.comInvesting in Summit State Bank (NASDAQ:SSBI) a year ago would have delivered you a 46% gainNovember 19, 2025 | finance.yahoo.comSummit State Bank reports Q3 EPS 12c vs 9c last yearOctober 29, 2025 | msn.comSee More Headlines SSBI Stock Analysis - Frequently Asked Questions How have SSBI shares performed this year? Summit State Bank's stock was trading at $11.63 at the beginning of 2026. Since then, SSBI shares have increased by 5.1% and is now trading at $12.22. How were Summit State Bank's earnings last quarter? Summit State Bank (NASDAQ:SSBI) posted its earnings results on Wednesday, August, 12th. The bank reported ($0.19) earnings per share (EPS) for the quarter. The bank had revenue of $10.27 million for the quarter. How do I buy shares of Summit State Bank? Shares of SSBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Summit State Bank own? Based on aggregate information from My MarketBeat watchlists, some other companies that Summit State Bank investors own include Scully Royalty (SRL), M&T Bank (MTB), Putnam Premier Income Trust (PPT), Royal Bank Of Canada (RY), SLR Investment (SLRC) and Southern (SO). Company Calendar Last Earnings8/12/2026Today10/11/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (15m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 SSBI's financial health is in the Green zone, according to TradeSmith. SSBI has been in this zone for over 15 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:SSBI CIKN/A Webwww.summitstatebank.com Phone(707) 568-6000Fax707-568-7090Employees103Year Founded1984Profitability EPS (Trailing Twelve Months)$0.34 Trailing P/E Ratio35.94 Forward P/E RatioN/A P/E GrowthN/ANet Income$6.80 million Net Margins3.87% Pretax MarginN/A Return on EquityN/A Return on AssetsN/A Debt Debt-to-Equity RatioN/A Current RatioN/A Quick RatioN/A Sales & Book Value Annual Sales$58.82 million Price / Sales1.41 Cash FlowN/A Price / Cash FlowN/A Book ValueN/A Price / BookN/AMiscellaneous Outstanding Shares6,780,000Free FloatN/AMarket Cap$82.85 million OptionableNot Optionable Beta0.35 Social Links The Infrastructure's Backbone: 10 Stocks Powering the AI BuildoutThe AI boom extends far beyond the biggest tech names. 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