NASDAQ:SSBI Summit State Bank (SSBI) Stock Price, News & Analysis $12.53 +0.18 (+1.46%) As of 12:29 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsNews and TrendsOwnership About Summit State Bank Stock (NASDAQ:SSBI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Summit State Bank alerts:Sign Up Key Stats Today's Range$12.35▼$13.5050-Day Range$12.09▼$13.6252-Week Range$10.35▼$14.00Volume24,924 shsAverage Volume5,288 shsMarket Capitalization$84.95 millionP/E Ratio36.85Dividend YieldN/APrice TargetN/AConsensus RatingHold Company Overview Summit State Bank (NASDAQ: SSBI) is a community bank headquartered in Santa Rosa, California. The bank serves individuals, families, businesses and nonprofit organizations in Sonoma County and surrounding communities through a network of local banking offices. The bank provides traditional commercial and retail banking services, including checking and savings accounts, certificates of deposit, business banking, online and mobile banking, cash-management services, and consumer and commercial lending. Its lending activities include commercial real estate, business, construction, residential real estate and consumer loans. Founded in 1982, Summit State Bank emphasizes relationship-based banking and personalized service for local businesses and residents. Its operations are focused primarily on the North Bay region of California, with an emphasis on supporting the financial needs of small and middle-market businesses and the communities in which they operate.AI Generated. May Contain Errors. Read More Summit State Bank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks8th Percentile Overall ScoreSSBI MarketRank™: Summit State Bank scored higher than 8% of companies evaluated by MarketBeat, and ranked 807th out of 838 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.2 / 5Analyst RatingHold Consensus RatingSummit State Bank has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageSummit State Bank has only been the subject of 1 research reports in the past 90 days.Read more about Summit State Bank's stock forecast and price target. Earnings and Valuation0.6 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Summit State Bank is 36.85, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.02.Price to Earnings Ratio vs. SectorThe P/E ratio of Summit State Bank is 36.85, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 25.35. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted0.12% of the float of Summit State Bank has been sold short.Short Interest Ratio / Days to CoverSummit State Bank has a short interest ratio ("days to cover") of 4.43.Change versus previous monthShort interest in Summit State Bank has recently increased by 4.06%, indicating that investor sentiment is decreasing. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldSummit State Bank does not currently pay a dividend.Dividend GrowthSummit State Bank does not have a long track record of dividend growth. News and Social Media0.0 / 5News SentimentN/A News Coverage This WeekMarketBeat has tracked 1 news article for Summit State Bank this week, compared to 0 articles on an average week. Company OwnershipN/AInsider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Summit State Bank insiders have not sold or bought any company stock.Percentage Held by InstitutionsSummit State Bank has minimal institutional ownership at this time.Read more about Summit State Bank's insider trading history. Receive SSBI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Summit State Bank and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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SSBI Stock News HeadlinesBank OZK (NASDAQ:OZK) versus Summit State Bank (NASDAQ:SSBI) Financial ComparisonSeptember 17, 2026 | americanbankingnews.comSummit State Bank Reports Second Quarter 2026 Financial ResultsJuly 29, 2026 | markets.businessinsider.comLouis Navellier: My #1 AI stock for 2026 (name & ticker inside)Louis Navellier's Stock Grader system helped him flag Nvidia before its 82,000% run and has identified the top S&P 500 stock for 12 years running—and today, he's giving away his #1 AI stock pick for 2026, free. This company's sales are up 28% year over year, it holds over 30,000 patents in wireless and video technology, and it just earned an A-rating in his proprietary Stock Grader system that has cost him $9 million to build and maintain.September 21 at 1:00 AM | InvestorPlace (Ad)Summit State Bank Earns $1,674,000, or $0.25 Per Diluted Share, in First Quarter 2026April 28, 2026 | globenewswire.comSummit State Bank Reports Fourth Quarter and Annual Financial Results, Returning to Profitability in 2025January 27, 2026 | quiverquant.comQSummit State Bank Earns $1,067,000, or $0.16 Per Diluted Share, in Fourth Quarter 2025January 27, 2026 | globenewswire.comSummit State Bank Reports Improved Q3 EarningsNovember 24, 2025 | tipranks.comInvesting in Summit State Bank (NASDAQ:SSBI) a year ago would have delivered you a 46% gainNovember 19, 2025 | finance.yahoo.comSee More Headlines SSBI Stock Analysis - Frequently Asked Questions How have SSBI shares performed this year? Summit State Bank's stock was trading at $11.63 at the start of the year. Since then, SSBI shares have increased by 7.7% and is now trading at $12.53. How were Summit State Bank's earnings last quarter? Summit State Bank (NASDAQ:SSBI) issued its quarterly earnings data on Wednesday, August, 12th. The bank reported ($0.19) earnings per share for the quarter. The bank earned $10.27 million during the quarter. Who are Summit State Bank's major shareholders? Top institutional shareholders of Summit State Bank include Susquehanna International Group LLP (0.33%). How do I buy shares of Summit State Bank? Shares of SSBI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Summit State Bank own? Based on aggregate information from My MarketBeat watchlists, some other companies that Summit State Bank investors own include Scully Royalty (SRL), M&T Bank (MTB), Putnam Premier Income Trust (PPT), Royal Bank Of Canada (RY), SLR Investment (SLRC) and Southern (SO). Company Calendar Last Earnings8/12/2026Today9/21/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (15m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 SSBI's financial health is in the Green zone, according to TradeSmith. SSBI has been in this zone for over 15 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:SSBI CIKN/A Webwww.summitstatebank.com Phone(707) 568-6000Fax707-568-7090Employees103Year Founded1984Profitability EPS (Trailing Twelve Months)$0.34 Trailing P/E Ratio36.85 Forward P/E RatioN/A P/E GrowthN/ANet Income$6.80 million Net Margins3.87% Pretax MarginN/A Return on EquityN/A Return on AssetsN/A Debt Debt-to-Equity RatioN/A Current RatioN/A Quick RatioN/A Sales & Book Value Annual Sales$58.82 million Price / Sales1.44 Cash FlowN/A Price / Cash FlowN/A Book ValueN/A Price / BookN/AMiscellaneous Outstanding Shares6,780,000Free FloatN/AMarket Cap$84.95 million OptionableNot Optionable Beta0.20 Social Links The 7 Hottest IPO Stories of 2026MarketBeat just released its list of the 7 hottest IPOs expected to hit Wall Street in 2026. 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