SurgePays (SURG) Stock Price, News & Analysis

Company Overview

SurgePays, Inc. (NASDAQ:SURG) operates as a technology-driven payments concierge and financial management services provider. The company leverages a subscription-based membership model to offer consumers and small businesses access to digital and physical gift card programs, travel and dining deals, and a suite of prepaid payment solutions. Its core platform enables members to access curated discounts and promotional offers, while also allowing merchants to reach engaged audiences through targeted marketing campaigns.

At the heart of SurgePays’ offerings is Pulse Prepaid Systems, its proprietary infrastructure for issuing and processing prepaid cards and virtual Visa credentials. Through an API-driven digital point-of-sale network, the company supports the distribution of reloadable debit cards, multi-currency travel cards, and customized incentive programs. These solutions are tailored to corporate clients seeking turnkey payment options for employee rewards, supplier incentives, and consumer loyalty initiatives.

Headquartered in Orlando, Florida, SurgePays extends its services across the United States and into select international markets. In addition to its domestic operations, the company has launched multi-currency travel cards in Europe and Canada, and it maintains partnerships with regional payment processors to facilitate cross-border transactions. SurgePays’ technology platform is designed to scale in both developed and emerging markets, offering flexible integrations for online retailers, hospitality groups, and financial institutions.

Founded in the early 2010s, SurgePays has evolved from an e-commerce gift card reseller into a comprehensive fintech provider. Under the leadership of CEO Stephen Hummer, who brings more than two decades of experience in payment processing and financial services, the company has expanded its product portfolio and strategic alliances. Its executive team also includes seasoned professionals in operations, compliance, and technology development, positioning SurgePays for continued growth in the digital payments landscape.

Key Stats

• Today's Range: $3.21 to $3.38
• 50-Day Range: $2.53 to $3.43
• 52-Week Range: $1.05 to $3.47
• Volume: 41,629 shs
• Average Volume: 625,832 shs
• Market Capitalization: $66.62 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $9.00
• Consensus Rating: Buy

SurgePays Stock Analysis - MarketRank™

SurgePays scored higher than 65% of companies evaluated by MarketBeat, and ranked 299th out of 657 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

SurgePays has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

SurgePays has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for SurgePays are expected to grow in the coming year, from ($1.66) to ($0.17) per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of SurgePays is -1.16, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of SurgePays is -1.16, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

SurgePays has a P/B Ratio of 4.29. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.18% of the float of SurgePays has been sold short.

Short Interest Ratio / Days to Cover

SurgePays has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in SurgePays has recently decreased by 17.40%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

SurgePays does not currently pay a dividend.

Dividend Growth

SurgePays does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.18% of the float of SurgePays has been sold short.

Short Interest Ratio / Days to Cover

SurgePays has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in SurgePays has recently decreased by 17.40%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.8 / 5
• News Sentiment: 0.25

News Sentiment

SurgePays has a news sentiment score of 0.25. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for SurgePays this week, compared to 1 article on an average week.

Search Interest

Only 1 people have searched for SURG on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, SurgePays insiders have not sold or bought any company stock.

Percentage Held by Insiders

30.50% of the stock of SurgePays is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 6.94% of the stock of SurgePays is held by institutions.

SURG Stock Analysis - Frequently Asked Questions

How have SURG shares performed this year?

SurgePays' stock was trading at $1.78 on January 1st, 2025. Since then, SURG stock has increased by 83.4% and is now trading at $3.2640.

How were SurgePays' earnings last quarter?

SurgePays, Inc. (NASDAQ:SURG) announced its earnings results on Tuesday, May, 13th. The medical equipment provider reported ($0.38) earnings per share (EPS) for the quarter, beating analysts' consensus estimates of ($0.40) by $0.02. The medical equipment provider had revenue of $10.58 million for the quarter, compared to analysts' expectations of $9.80 million. SurgePays had a negative net margin of 136.37% and a negative trailing twelve-month return on equity of 206.01%.
Read the conference call transcript.

Is SurgePays buying back stock?

SurgePays' board initiated a stock buyback plan on Tuesday, August 13th 2024, which allows the company to repurchase $5,000,000 in shares, according to EventVestor. This means that the company could repurchase up to 14.8% of its shares through open market purchases. Shares buyback plans are often an indication that the company's board of directors believes its shares are undervalued.

How do I buy shares of SurgePays?

Shares of SURG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of SurgePays own?

Based on aggregate information from My MarketBeat watchlists, some other companies that SurgePays investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Alibaba Group (BABA), Celsius (CELH) and Energy Transfer (ET).

Company Calendar

• Last Earnings: 5/13/2025
• Today: 7/11/2025
• Next Earnings (Estimated): 8/12/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Computer and Technology
• Industry: INTERNET SOFTWARE
• Sub-Industry: Medical Equipment
• Current Symbol: NASDAQ:SURG
• CIK: 836429
• Web: www.surgeholdings.com
• Phone: (901) 302-9587
• Fax: N/A
• Employees: 40
• Year Founded: N/A

Price Target and Rating

• Average Price Target for SurgePays: $9.00
• High Price Target: $9.00
• Low Price Target: $9.00
• Potential Upside/Downside: +175.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): ($2.79)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$45.73 million
• Net Margins: -136.37%
• Pretax Margin: -130.75%
• Return on Equity: -206.01%
• Return on Assets: -153.67%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 1.72
• Quick Ratio: 1.41

Sales & Book Value

• Annual Sales: $40.03 million
• Price / Sales: 1.66
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $0.76 per share
• Price / Book: 4.29

Miscellaneous

• Outstanding Shares: 20,412,000
• Free Float: 14,186,000
• Market Cap: $66.62 million
• Optionable: Optionable
• Beta: 0.46