Synchrony Financial (SYF) to Release Earnings on Tuesday

Key Points

• Q1 2026 earnings due Tue, Apr 21 (before market): Analysts expect EPS of $2.14 and revenue of $3.81 billion, and the company has issued FY2026 EPS guidance of 9.10–9.50.
• Recent results, valuation and insider activity: Synchrony beat Q4 EPS at $2.18 but had slightly lower revenue, pays a $0.30 quarterly dividend (1.6% yield), trades at a P/E of 7.94

Synchrony Financial (NYSE:SYF - Get Free Report) is projected to release its Q1 2026 results before the market opens on Tuesday, April 21st. Analysts expect Synchrony Financial to post earnings of $2.14 per share and revenue of $3.8101 billion for the quarter. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. Interested persons can check the company's upcoming Q1 2026 earning summary page for the latest details on the call scheduled for Tuesday, April 21, 2026 at 8:00 AM ET.

Synchrony Financial (NYSE:SYF - Get Free Report) last issued its earnings results on Tuesday, January 27th. The financial services provider reported $2.18 earnings per share (EPS) for the quarter, beating the consensus estimate of $2.02 by $0.16. The company had revenue of $3.79 billion during the quarter, compared to analysts' expectations of $3.84 billion. Synchrony Financial had a return on equity of 23.07% and a net margin of 15.72%.The firm's quarterly revenue was down .2% on a year-over-year basis. During the same period in the prior year, the business earned $1.91 EPS. On average, analysts expect Synchrony Financial to post $8 EPS for the current fiscal year and $9 EPS for the next fiscal year.

Synchrony Financial Stock Up 1.9%

Shares of NYSE:SYF opened at $73.80 on Tuesday. The company has a quick ratio of 1.24, a current ratio of 1.24 and a debt-to-equity ratio of 0.98. The business has a fifty day moving average of $69.47 and a two-hundred day moving average of $74.46. The stock has a market cap of $25.65 billion, a P/E ratio of 7.94, a PEG ratio of 0.64 and a beta of 1.39. Synchrony Financial has a 52-week low of $46.08 and a 52-week high of $88.77.

Synchrony Financial Announces Dividend

The business also recently announced a quarterly dividend, which was paid on Tuesday, February 17th. Shareholders of record on Friday, February 6th were issued a $0.30 dividend. This represents a $1.20 annualized dividend and a yield of 1.6%. The ex-dividend date was Friday, February 6th. Synchrony Financial's dividend payout ratio is presently 12.92%.

Wall Street Analysts Forecast Growth

SYF has been the subject of a number of research analyst reports. Compass Point upgraded Synchrony Financial from a "neutral" rating to a "buy" rating and set a $96.00 price target for the company in a report on Wednesday, January 28th. Robert W. Baird upgraded Synchrony Financial from a "neutral" rating to an "outperform" rating and set a $83.00 price target for the company in a report on Friday, February 13th. Royal Bank Of Canada lowered their price target on Synchrony Financial from $91.00 to $85.00 and set a "sector perform" rating for the company in a report on Wednesday, January 28th. Wall Street Zen cut Synchrony Financial from a "buy" rating to a "hold" rating in a report on Saturday, January 31st. Finally, TD Cowen increased their price target on Synchrony Financial from $91.00 to $100.00 and gave the stock a "buy" rating in a report on Thursday, January 8th. One investment analyst has rated the stock with a Strong Buy rating, thirteen have issued a Buy rating and seven have assigned a Hold rating to the company. Based on data from MarketBeat.com, the company presently has an average rating of "Moderate Buy" and an average price target of $85.00.

Insider Activity

In related news, insider Brian J. Sr. Wenzel sold 47,112 shares of the stock in a transaction dated Tuesday, March 3rd. The stock was sold at an average price of $67.16, for a total transaction of $3,164,041.92. Following the transaction, the insider owned 64,221 shares of the company's stock, valued at approximately $4,313,082.36. This represents a 42.32% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, insider Brian D. Doubles sold 217,554 shares of the stock in a transaction dated Monday, March 2nd. The stock was sold at an average price of $68.68, for a total value of $14,941,608.72. Following the transaction, the insider directly owned 829,222 shares in the company, valued at approximately $56,950,966.96. The trade was a 20.78% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders have sold 379,928 shares of company stock worth $26,170,764 in the last quarter. Insiders own 0.32% of the company's stock.

Hedge Funds Weigh In On Synchrony Financial

Hedge funds have recently bought and sold shares of the company. Sivia Capital Partners LLC lifted its stake in Synchrony Financial by 56.1% during the 2nd quarter. Sivia Capital Partners LLC now owns 6,062 shares of the financial services provider's stock worth $405,000 after acquiring an additional 2,178 shares in the last quarter. First Citizens Bank & Trust Co. acquired a new stake in Synchrony Financial in the 4th quarter valued at about $202,000. KKM Financial LLC acquired a new stake in Synchrony Financial in the 4th quarter valued at about $200,000. Brown Brothers Harriman & Co. raised its position in Synchrony Financial by 108.2% in the 3rd quarter. Brown Brothers Harriman & Co. now owns 2,065 shares of the financial services provider's stock valued at $147,000 after purchasing an additional 1,073 shares in the last quarter. Finally, AlphaCentric Advisors LLC acquired a new stake in Synchrony Financial in the 4th quarter valued at about $134,000. Institutional investors and hedge funds own 96.48% of the company's stock.

About Synchrony Financial

Synchrony Financial NYSE: SYF is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants' checkout experiences.

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