The Hartford Insurance Group (HIG) Stock Price, News & Analysis

Company Overview

The Hartford Financial Services Group, Inc., commonly known as The Hartford, is a leading provider of property and casualty insurance, group benefits, and mutual funds in the United States. Founded in 1810 in Hartford, Connecticut, the company has grown into a diversified financial services organization offering a broad range of coverage options to individuals, families, and businesses. Its property and casualty segment provides commercial and personal lines insurance, including business liability, workers’ compensation, homeowners, and auto policies.

In addition to traditional insurance products, The Hartford operates a group benefits division that delivers employee benefits solutions such as life insurance, disability coverage, and voluntary benefits. The company also offers investment and retirement strategies through its mutual fund business, which focuses on retirement planning, investment advisory services, and annuities. Across all lines of business, The Hartford emphasizes risk management, customer service, and tailored coverage designed to meet the unique needs of its clients.

Headquartered in Hartford, Connecticut, The Hartford serves customers nationwide and maintains operations in Canada. Over its more than two centuries of history, the company has navigated changing economic environments and emerging risks, positioning itself as a trusted partner for businesses and individuals alike. As of 2023, Christopher J. Swift serves as President and Chief Executive Officer, overseeing the company’s strategic direction and ongoing commitment to innovation and financial strength.

Key Stats

• Today's Range: $131.39 to $132.81
• 50-Day Range: $119.72 to $133.98
• 52-Week Range: $104.93 to $134.93
• Volume: 442,133 shs
• Average Volume: 1.62 million shs
• Market Capitalization: $37.33 billion
• P/E Ratio: 12.04
• Dividend Yield: 1.57%
• Price Target: $138.00
• Consensus Rating: Moderate Buy

The Hartford Insurance Group Stock Analysis - MarketRank™

The Hartford Insurance Group scored higher than 93% of companies evaluated by MarketBeat, and ranked 122nd out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

The Hartford Insurance Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 7 buy ratings, 7 hold ratings, and no sell ratings.

Amount of Analyst Coverage

The Hartford Insurance Group has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 14.04%

Earnings Growth

Earnings for The Hartford Insurance Group are expected to grow by 14.04% in the coming year, from $11.11 to $12.67 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of The Hartford Insurance Group is 11.99, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 269.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of The Hartford Insurance Group is 11.99, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 227.47.

Price to Earnings Growth Ratio

The Hartford Insurance Group has a PEG Ratio of 1.28. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

The Hartford Insurance Group has a P/B Ratio of 2.17. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.23% of the float of The Hartford Insurance Group has been sold short.

Short Interest Ratio / Days to Cover

The Hartford Insurance Group has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in The Hartford Insurance Group has recently increased by 3.60%, indicating that investor sentiment is decreasing.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

The Hartford Insurance Group pays a meaningful dividend of 1.57%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

The Hartford Insurance Group has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of The Hartford Insurance Group is 18.86%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, The Hartford Insurance Group will have a dividend payout ratio of 16.42% next year. This indicates that The Hartford Insurance Group will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.7 / 5
• Environmental Score: -0.71

Percentage of Shares Shorted

1.23% of the float of The Hartford Insurance Group has been sold short.

Short Interest Ratio / Days to Cover

The Hartford Insurance Group has a short interest ratio ("days to cover") of 2.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in The Hartford Insurance Group has recently increased by 3.60%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 1.47

News Sentiment

The Hartford Insurance Group has a news sentiment score of 1.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.07 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 18 news articles for The Hartford Insurance Group this week, compared to 20 articles on an average week.

Search Interest

Only 3 people have searched for HIG on MarketBeat in the last 30 days. This is a decrease of -63% compared to the previous 30 days.

MarketBeat Follows

Only 2 people have added The Hartford Insurance Group to their MarketBeat watchlist in the last 30 days. This is a decrease of -71% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, The Hartford Insurance Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $4,364,490.00 in company stock.

Percentage Held by Insiders

Only 1.60% of the stock of The Hartford Insurance Group is held by insiders.

Percentage Held by Institutions

93.42% of the stock of The Hartford Insurance Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

HIG Stock Analysis - Frequently Asked Questions

How have HIG shares performed this year?

The Hartford Insurance Group's stock was trading at $109.40 at the beginning of the year. Since then, HIG shares have increased by 21.0% and is now trading at $132.3520.

How were The Hartford Insurance Group's earnings last quarter?

The Hartford Insurance Group, Inc. (NYSE:HIG) released its earnings results on Monday, July, 28th. The insurance provider reported $3.41 EPS for the quarter, beating the consensus estimate of $2.83 by $0.58. The firm's revenue for the quarter was up 7.7% compared to the same quarter last year.
Read the conference call transcript.

How will The Hartford Insurance Group's stock buyback program work?

The Hartford Insurance Group's board initiated a share buyback program on Thursday, July 25th 2024, which authorizes the company to buy back $3,300,000,000 in shares, according to EventVestor. This means that the company could reacquire up to 10.9% of its stock through open market purchases. Stock buyback programs are typically an indication that the company's management believes its shares are undervalued.

Does The Hartford Insurance Group have any subsidiaries?

The following companies are subsidiaries of The Hartford Insurance Group: 1stAgChoice Inc., Access CoverageCorp Inc., Access CoverageCorp Technologies Inc., Business Management Group Inc., Cervus Claim Solutions LLC, First State Insurance Company, Fountain Investors III LLC, and more.

Who are The Hartford Insurance Group's major shareholders?

Top institutional investors of The Hartford Insurance Group include Vanguard Group Inc. (13.22%), State Street Corp (5.68%), Geode Capital Management LLC (2.66%) and Invesco Ltd. (1.72%). Insiders that own company stock include Douglas G Elliot, Christopher Swift, Beth Ann Costello, Robert W Paiano, Adin M Tooker, Jonathan R Bennett, Michael R Fisher, Stephanie C Bush, David C Robinson, Amy Stepnowski and Allison G Niderno.
View institutional ownership trends.

How do I buy shares of The Hartford Insurance Group?

Shares of HIG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of The Hartford Insurance Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that The Hartford Insurance Group investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Adobe (ADBE), ServiceNow (NOW) and GE Aerospace (GE).

Company Calendar

• Record date for 7/2 Dividend: 6/02/2025
• Ex-Dividend for 7/2 Dividend: 6/02/2025
• Dividend Payable: 7/02/2025
• Last Earnings: 7/28/2025
• Record date for 10/2 Dividend: 9/02/2025
• Ex-Dividend for 10/2 Dividend: 9/02/2025
• Today: 9/03/2025
• Dividend Payable: 10/02/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Multi-line Insurance
• Current Symbol: NYSE:HIG
• CIK: 874766
• Web: www.thehartford.com
• Phone: (860) 547-5000
• Fax: 888-322-8444
• Employees: 19,100
• Year Founded: 1810

Price Target and Rating

• Average Price Target for The Hartford Insurance Group: $138.00
• High Price Target: $152.00
• Low Price Target: $117.00
• Potential Upside/Downside: +4.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 14 Analysts

Profitability

• EPS (Trailing Twelve Months): $11.03
• Trailing P/E Ratio: 12.00
• Forward P/E Ratio: 11.92
• P/E Growth: 1.28
• Net Income: $3.11 billion
• Net Margins: 11.83%
• Pretax Margin: 14.78%
• Return on Equity: 19.60%
• Return on Assets: 3.97%

Debt

• Debt-to-Equity Ratio: 0.25
• Current Ratio: 0.31
• Quick Ratio: 0.31

Sales & Book Value

• Annual Sales: $26.54 billion
• Price / Sales: 1.40
• Cash Flow: $11.49 per share
• Price / Cash Flow: 11.53
• Book Value: $61.12 per share
• Price / Book: 2.17

Miscellaneous

• Outstanding Shares: 281,170,000
• Free Float: 276,673,000
• Market Cap: $37.24 billion
• Optionable: Optionable
• Beta: 0.72