Simmons First National (SFNC) Stock Price, News & Analysis

Company Overview

Simmons First National Corporation is a bank holding company headquartered in Pine Bluff, Arkansas, operating through its subsidiary Simmons Bank. Founded in 1903, the company has grown steadily over more than a century, combining organic expansion with strategic acquisitions to serve communities across the southern and midwestern United States. Simmons Bank has built a reputation for community-focused banking and long-term customer relationships, balancing traditional values with digital innovation.

The company’s core activities encompass commercial and consumer banking, lending, deposit services, and wealth management. In its commercial banking segment, Simmons provides business loans, lines of credit, treasury management, and industry-specific financing solutions. On the consumer side, it offers mortgage lending, home equity products, personal loans, and a full suite of deposit accounts. Simmons Trust Company, a division of the bank, delivers trust and investment advisory services, estate planning, and retirement solutions tailored to individuals, families, and institutions.

With a branch network spanning Arkansas, Missouri, Texas, Tennessee, Mississippi, and Oklahoma, Simmons First National serves both urban and rural markets. The company leverages digital channels, including online and mobile banking platforms, to complement its physical presence and enhance customer convenience. Through community engagement initiatives, small business support programs, and local sponsorships, Simmons maintains strong ties to the regions it serves, positioning itself as a partner in regional economic development.

Leadership at Simmons First National is anchored by a seasoned executive team with deep industry experience. The board and senior management emphasize risk management, regulatory compliance, and disciplined growth. Under the guidance of its president and CEO, Simmons continues to pursue balanced expansion, customer-centric service enhancements, and operational efficiency. The company’s strategic priorities include investing in technology, strengthening its wealth management offerings, and exploring selective acquisitions to broaden its market footprint.

Key Stats

• Today's Range: $19.75 to $20.50
• 50-Day Range: $18.15 to $20.33
• 52-Week Range: $17.01 to $25.95
• Volume: 369,360 shs
• Average Volume: 636,264 shs
• Market Capitalization: $2.56 billion
• P/E Ratio: 17.53
• Dividend Yield: 4.18%
• Price Target: $22.33
• Consensus Rating: Hold

Simmons First National Stock Analysis - MarketRank™

Simmons First National scored higher than 86% of companies evaluated by MarketBeat, and ranked 634th out of 2,763 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.2 / 5
• Analyst Rating: Hold

Consensus Rating

Simmons First National has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 1 buy rating, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

Simmons First National has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 9.04%

Earnings Growth

Earnings for Simmons First National are expected to grow by 9.04% in the coming year, from $1.66 to $1.81 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Simmons First National is 17.53, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of Simmons First National is 17.53, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.06.

Price to Book Value per Share Ratio

Simmons First National has a P/B Ratio of 0.72. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.20% of the float of Simmons First National has been sold short.

Short Interest Ratio / Days to Cover

Simmons First National has a short interest ratio ("days to cover") of 4.3.

Change versus previous month

Short interest in Simmons First National has recently increased by 4.20%, indicating that investor sentiment is decreasing.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

Simmons First National is a leading dividend payer. It pays a dividend yield of 4.24%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Simmons First National has been increasing its dividend for 14 years.

Dividend Coverage

The dividend payout ratio of Simmons First National is 73.28%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Simmons First National will have a dividend payout ratio of 46.96% next year. This indicates that Simmons First National will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.8 / 5
• Environmental Score: -0.77

Percentage of Shares Shorted

2.20% of the float of Simmons First National has been sold short.

Short Interest Ratio / Days to Cover

Simmons First National has a short interest ratio ("days to cover") of 4.3.

Change versus previous month

Short interest in Simmons First National has recently increased by 4.20%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 3.4 / 5
• News Sentiment: 1.04

News Sentiment

Simmons First National has a news sentiment score of 1.04. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for Simmons First National this week, compared to 5 articles on an average week.

MarketBeat Follows

1 people have added Simmons First National to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Simmons First National insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.44% of the stock of Simmons First National is held by insiders.

Percentage Held by Institutions

Only 27.58% of the stock of Simmons First National is held by institutions.

SFNC Stock Analysis - Frequently Asked Questions

How have SFNC shares performed this year?

Simmons First National's stock was trading at $22.18 on January 1st, 2025. Since then, SFNC shares have decreased by 8.3% and is now trading at $20.33.

How were Simmons First National's earnings last quarter?

Simmons First National Corporation (NASDAQ:SFNC) released its quarterly earnings data on Wednesday, April, 16th. The bank reported $0.26 EPS for the quarter, missing the consensus estimate of $0.36 by $0.10. The bank had revenue of $209.58 million for the quarter, compared to analyst estimates of $209 million. Simmons First National had a net margin of 10.10% and a trailing twelve-month return on equity of 4.86%.
Read the conference call transcript.

When did Simmons First National's stock split?

Simmons First National shares split on the morning of Friday, February 9th 2018.The 2-1 split was announced on Thursday, January 18th 2018. The newly issued shares were issued to shareholders after the closing bell on Thursday, February 8th 2018. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

How do I buy shares of Simmons First National?

Shares of SFNC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Simmons First National own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Simmons First National investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and iShares Micro-Cap ETF (IWC).

Company Calendar

• Last Earnings: 4/16/2025
• Record date for 7/1 Dividend: 6/13/2025
• Ex-Dividend for 7/1 Dividend: 6/13/2025
• Dividend Payable: 7/01/2025
• Today: 7/04/2025
• Next Earnings (Estimated): 7/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:SFNC
• CIK: 90498
• Web: www.simmonsbank.com
• Phone: (870) 541-1000
• Fax: 870-541-1067
• Employees: 2,946
• Year Founded: 1903

Price Target and Rating

• Average Stock Price Target: $22.33
• High Stock Price Target: $25.00
• Low Stock Price Target: $21.00
• Potential Upside/Downside: +9.9%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.16
• Trailing P/E Ratio: 17.53
• Forward P/E Ratio: 12.25
• P/E Growth: N/A
• Net Income: $152.69 million
• Net Margins: 10.10%
• Pretax Margin: 11.36%
• Return on Equity: 4.86%
• Return on Assets: 0.63%

Debt

• Debt-to-Equity Ratio: 0.35
• Current Ratio: 0.80
• Quick Ratio: 0.80

Sales & Book Value

• Annual Sales: $1.46 billion
• Price / Sales: 1.75
• Cash Flow: $1.95 per share
• Price / Cash Flow: 10.45
• Book Value: $28.10 per share
• Price / Book: 0.72

Miscellaneous

• Outstanding Shares: 125,920,000
• Free Float: 124,106,000
• Market Cap: $2.56 billion
• Optionable: Optionable
• Beta: 0.92