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United Bancorp (UBCP) Stock Price, News & Analysis

United Bancorp logo
$15.72 +0.06 (+0.38%)
As of 03:45 PM Eastern

About United Bancorp Stock (NASDAQ:UBCP)

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Key Stats

Today's Range
$15.62
$15.85
50-Day Range
$14.96
$16.62
52-Week Range
$12.47
$17.33
Volume
5,393 shs
Average Volume
8,496 shs
Market Capitalization
$90.23 million
P/E Ratio
11.39
Dividend Yield
4.96%
Price Target
N/A
Consensus Rating
Buy

Company Overview

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company provides range of banking and financial services, which includes accepting demand, savings, and time deposits. It also offers commercial, real estate and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

United Bancorp Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
50th Percentile Overall Score

UBCP MarketRank™: 

United Bancorp scored higher than 50% of companies evaluated by MarketBeat, and ranked 600th out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    United Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    United Bancorp has only been the subject of 1 research reports in the past 90 days.

  • Read more about United Bancorp's stock forecast and price target.
  • Price to Earnings Ratio vs. the Market

    The P/E ratio of United Bancorp is 11.39, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.10.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of United Bancorp is 11.39, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.72.

  • Price to Book Value per Share Ratio

    United Bancorp has a P/B Ratio of 1.29. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about United Bancorp's valuation and earnings.
  • Percentage of Shares Shorted

    0.15% of the float of United Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    United Bancorp has a short interest ratio ("days to cover") of 5.74.
  • Change versus previous month

    Short interest in United Bancorp has recently increased by 10.20%, indicating that investor sentiment is decreasing significantly.
  • Dividend Leadership

    United Bancorp is a leading dividend payer. It pays a dividend yield of 4.93%, putting its dividend yield in the top 25% of dividend-paying stocks.

  • Dividend Growth

    United Bancorp has been increasing its dividend for 13 years.

  • Dividend Coverage

    The dividend payout ratio of United Bancorp is 56.52%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Read more about United Bancorp's dividend.
  • News Sentiment

    United Bancorp has a news sentiment score of 1.64. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.87 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 1 news article for United Bancorp this week, compared to 0 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, United Bancorp insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    13.86% of the stock of United Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    15.42% of the stock of United Bancorp is held by institutions.

  • Read more about United Bancorp's insider trading history.
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UBCP Stock News Headlines

United Bancorp Declares Third-Quarter 2026 Dividend
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UBCP United Bancorp, Inc. - Seeking Alpha
See More Headlines

UBCP Stock Analysis - Frequently Asked Questions

United Bancorp's stock was trading at $14.35 at the beginning of 2026. Since then, UBCP stock has increased by 9.5% and is now trading at $15.72.

United Bancorp, Inc. (NASDAQ:UBCP) issued its quarterly earnings data on Friday, July, 24th. The financial services provider reported $0.36 earnings per share for the quarter. The financial services provider had revenue of $8.62 million for the quarter. United Bancorp had a trailing twelve-month return on equity of 11.53% and a net margin of 16.55%.

United Bancorp's top institutional shareholders include Post Resch Tallon Group Inc. (0.96%), BlackRock Inc. (0.50%), Susquehanna International Group LLP (0.31%) and Raffles Associates LP (0.31%). Insiders that own company stock include Scott A Everson, Gary W Glessner, Randall M Greenwood, Matthew Fredrick Branstetter, John M Hoopingarner, Brian M Hendershot, Richard L Riesbeck and Bethany E Schunn.
View institutional ownership trends
.

Shares of UBCP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that United Bancorp investors own include United Bankshares (UBSI), AbbVie (ABBV), Qualcomm (QCOM), UnitedHealth Group (UNH), Verizon Communications (VZ), Huntington Bancshares (HBAN).

Company Calendar

Record date for 6/19 Dividend
6/10/2026
Ex-Dividend for 6/19 Dividend
6/10/2026
Dividend Payable
6/19/2026
Last Earnings
7/24/2026
Record date for 9/18 Dividend
9/10/2026
Ex-Dividend for 9/18 Dividend
9/10/2026
Today
9/11/2026
Dividend Payable
9/18/2026
Next Earnings (Estimated)
11/03/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:UBCP
CIK
731653
Employees
120
Year Founded
1974

Profitability

EPS (Trailing Twelve Months)
$1.38
Trailing P/E Ratio
11.39
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$7.75 million
Net Margins
16.55%
Pretax Margin
15.98%
Return on Equity
11.53%
Return on Assets
0.92%

Debt

Debt-to-Equity Ratio
1.10
Current Ratio
0.76
Quick Ratio
0.76

Sales & Book Value

Annual Sales
$47.51 million
Price / Sales
1.90
Cash Flow
$1.65 per share
Price / Cash Flow
9.52
Book Value
$12.21 per share
Price / Book
1.29

Miscellaneous

Outstanding Shares
5,740,000
Free Float
4,940,000
Market Cap
$90.23 million
Optionable
Not Optionable
Beta
0.32

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This page (NASDAQ:UBCP) was last updated on 9/11/2026 by MarketBeat.com Staff.
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