Positive News SentimentPositive NewsNASDAQ:UBCP United Bancorp (UBCP) Stock Price, News & Analysis $15.72 +0.06 (+0.38%) As of 03:45 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC Filings About United Bancorp Stock (NASDAQ:UBCP) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get United Bancorp alerts:Sign Up Key Stats Today's Range$15.62▼$15.8550-Day Range$14.96▼$16.6252-Week Range$12.47▼$17.33Volume5,393 shsAverage Volume8,496 shsMarket Capitalization$90.23 millionP/E Ratio11.39Dividend Yield4.96%Price TargetN/AConsensus RatingBuy Company Overview United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company provides range of banking and financial services, which includes accepting demand, savings, and time deposits. It also offers commercial, real estate and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio. Read More United Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks50th Percentile Overall ScoreUBCP MarketRank™: United Bancorp scored higher than 50% of companies evaluated by MarketBeat, and ranked 600th out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.7 / 5Analyst RatingBuy Consensus RatingUnited Bancorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.Amount of Analyst CoverageUnited Bancorp has only been the subject of 1 research reports in the past 90 days.Read more about United Bancorp's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of United Bancorp is 11.39, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.10.Price to Earnings Ratio vs. SectorThe P/E ratio of United Bancorp is 11.39, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.72.Price to Book Value per Share RatioUnited Bancorp has a P/B Ratio of 1.29. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about United Bancorp's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted0.15% of the float of United Bancorp has been sold short.Short Interest Ratio / Days to CoverUnited Bancorp has a short interest ratio ("days to cover") of 5.74.Change versus previous monthShort interest in United Bancorp has recently increased by 10.20%, indicating that investor sentiment is decreasing significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend LeadershipUnited Bancorp is a leading dividend payer. It pays a dividend yield of 4.93%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthUnited Bancorp has been increasing its dividend for 13 years.Dividend CoverageThe dividend payout ratio of United Bancorp is 56.52%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about United Bancorp's dividend. News and Social Media3.5 / 5News SentimentN/A News SentimentUnited Bancorp has a news sentiment score of 1.64. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.87 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for United Bancorp this week, compared to 0 articles on an average week. Company Ownership0.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, United Bancorp insiders have not sold or bought any company stock.Percentage Held by Insiders13.86% of the stock of United Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions15.42% of the stock of United Bancorp is held by institutions.Read more about United Bancorp's insider trading history. 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Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. UBCP Stock News HeadlinesUnited Bancorp Declares Third-Quarter 2026 DividendAugust 20, 2026 | tipranks.comUnited Bancorp Declares Regular Second-Quarter 2026 DividendApril 23, 2026 | tipranks.comThe $15 Gold Fund That Pays Up to $1,152/MonthGold is hitting record highs, but most investors are leaving income on the table. A $15 fund is quietly paying out up to $1,152 a month to regular investors - no mining stocks, no options, no physical metal required. Chief Income Strategist Tim Plaehn calls it a breakthrough strategy that transforms gold's rally into reliable monthly payouts. The next distribution is just days away.September 11 at 1:00 AM | Investors Alley (Ad)United Bancorp (NASDAQ:UBCP) shareholders have earned a 18% return over the last yearJanuary 1, 2026 | finance.yahoo.comUnited Bancorp raises Q4 cash dividend to 19c per shareNovember 21, 2025 | msn.comUnited Bancorp raises Q3 cash dividend to 18.75c per shareAugust 21, 2025 | msn.comUnited Bancorp Declares Third Quarter 2025 DividendAugust 21, 2025 | msn.comUBCP United Bancorp, Inc. - Seeking AlphaJune 24, 2025 | seekingalpha.comSee More Headlines UBCP Stock Analysis - Frequently Asked Questions How have UBCP shares performed this year? United Bancorp's stock was trading at $14.35 at the beginning of 2026. Since then, UBCP stock has increased by 9.5% and is now trading at $15.72. How were United Bancorp's earnings last quarter? United Bancorp, Inc. (NASDAQ:UBCP) issued its quarterly earnings data on Friday, July, 24th. The financial services provider reported $0.36 earnings per share for the quarter. The financial services provider had revenue of $8.62 million for the quarter. United Bancorp had a trailing twelve-month return on equity of 11.53% and a net margin of 16.55%. Who are United Bancorp's major shareholders? United Bancorp's top institutional shareholders include Post Resch Tallon Group Inc. (0.96%), BlackRock Inc. (0.50%), Susquehanna International Group LLP (0.31%) and Raffles Associates LP (0.31%). Insiders that own company stock include Scott A Everson, Gary W Glessner, Randall M Greenwood, Matthew Fredrick Branstetter, John M Hoopingarner, Brian M Hendershot, Richard L Riesbeck and Bethany E Schunn. View institutional ownership trends. How do I buy shares of United Bancorp? Shares of UBCP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of United Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that United Bancorp investors own include United Bankshares (UBSI), AbbVie (ABBV), Qualcomm (QCOM), UnitedHealth Group (UNH), Verizon Communications (VZ), Huntington Bancshares (HBAN). Company Calendar Record date for 6/19 Dividend6/10/2026Ex-Dividend for 6/19 Dividend6/10/2026Dividend Payable6/19/2026Last Earnings7/24/2026Record date for 9/18 Dividend9/10/2026Ex-Dividend for 9/18 Dividend9/10/2026Today9/11/2026Dividend Payable9/18/2026Next Earnings (Estimated)11/03/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (21m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 UBCP's financial health is in the Green zone, according to TradeSmith. UBCP has been in this zone for over 21 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:UBCP CIK731653 Webwww.unitedbancorp.com Phone(740) 633-0445Fax740-633-1448Employees120Year Founded1974Profitability EPS (Trailing Twelve Months)$1.38 Trailing P/E Ratio11.39 Forward P/E RatioN/A P/E GrowthN/ANet Income$7.75 million Net Margins16.55% Pretax Margin15.98% Return on Equity11.53% Return on Assets0.92% Debt Debt-to-Equity Ratio1.10 Current Ratio0.76 Quick Ratio0.76 Sales & Book Value Annual Sales$47.51 million Price / Sales1.90 Cash Flow$1.65 per share Price / Cash Flow9.52 Book Value$12.21 per share Price / Book1.29Miscellaneous Outstanding Shares5,740,000Free Float4,940,000Market Cap$90.23 million OptionableNot Optionable Beta0.32 Social Links The Best Nuclear Energy Stocks to BuyNuclear energy is entering a new growth cycle as rising power demand, expanding data centers, and renewed policy support bring the sector back into focus. 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