NASDAQ:UBOH United Bancshares (UBOH) Stock Price, News & Analysis $29.90 +0.58 (+1.98%) As of 08/8/2025 12:54 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsHeadlinesSEC FilingsShort InterestTrendsBuy This Stock About United Bancshares Stock (NASDAQ:UBOH) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get United Bancshares alerts:Sign Up Key Stats Today's Range$29.32▼$29.9050-Day Range$26.76▼$29.9052-Week Range$19.25▼$31.00Volume12,157 shsAverage Volume1,822 shsMarket Capitalization$88.62 millionP/E Ratio9.74Dividend Yield3.08%Price TargetN/AConsensus RatingN/A Company Overview United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. The company accepts various deposits products, such as checking, savings, demand deposit, money market deposit, term certificate, and individual retirement accounts, as well as certificates of deposit. Its loan products include commercial and residential real estate, agricultural, commercial and industrial, home equity, and various types of consumer and small business administration loans. In addition, the company offers wealth management, financial needs analysis, mutual funds, securities trading, annuities, and life insurance services; and treasury management, online and mobile banking, automatic teller machine, bill pay, safe deposit box rental, payment, and other personalized services. It also operates full service banking centers and loan production offices in northwest and central Ohio. United Bancshares, Inc. was founded in 1904 and is headquartered in Columbus Grove, Ohio. Read More United Bancshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks29th Percentile Overall ScoreUBOH MarketRank™: United Bancshares scored higher than 29% of companies evaluated by MarketBeat, and ranked 810th out of 922 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for United Bancshares. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of United Bancshares is 9.74, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.88.Price to Earnings Ratio vs. SectorThe P/E ratio of United Bancshares is 9.74, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.63.Read more about United Bancshares' valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.53% of the outstanding shares of United Bancshares have been sold short.Short Interest Ratio / Days to CoverUnited Bancshares has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Bancshares has recently increased by 31.09%, indicating that investor sentiment is decreasing significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldUnited Bancshares pays a meaningful dividend of 3.13%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUnited Bancshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of United Bancshares is 23.96%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about United Bancshares' dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.53% of the outstanding shares of United Bancshares have been sold short.Short Interest Ratio / Days to CoverUnited Bancshares has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Bancshares has recently increased by 31.09%, indicating that investor sentiment is decreasing significantly. News and Social Media3.0 / 5News SentimentN/A News SentimentUnited Bancshares has a news sentiment score of 1.31. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.76 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for United Bancshares this week, compared to 0 articles on an average week. Company Ownership0.0 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, United Bancshares insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 6.62% of the stock of United Bancshares is held by insiders.Percentage Held by InstitutionsOnly 1.03% of the stock of United Bancshares is held by institutions.Read more about United Bancshares' insider trading history. Receive UBOH Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address UBOH Stock News HeadlinesUNITED BANCSHARES, INC. ANNOUNCES SECOND QUARTER 2025 RESULTS AND $0.23 DIVIDENDJuly 17, 2025 | prnewswire.comUNITED BANCSHARES, INC. ANNOUNCES FIRST QUARTER 2025 RESULTS AND $0.23 DIVIDENDApril 17, 2025 | prnewswire.comHe Called Nvidia at $1.10. Now, He Says THIS Stock Will…The original Magnificent Seven returned 16,894%—turning $7K into $1.18 million. Now, the man who called Nvidia at $1.10 reveals AI’s Next Magnificent Seven… including one stock he says could become America’s next trillion-dollar giant. | The Oxford Club (Ad)Equity bancshares outlines strong loan growth targets amid NBC merger integrationApril 17, 2025 | msn.comUnited Bancshares, Inc. (UBOH)January 30, 2025 | ca.finance.yahoo.comUnited Security Bancshares Reports Fourth Quarter 2024 EarningsJanuary 27, 2025 | tmcnet.comKBW Keeps Their Hold Rating on United Bankshares (UBSI)January 27, 2025 | markets.businessinsider.comUnited Bancshares reports increased quarterly earningsJanuary 24, 2025 | msn.comSee More Headlines UBOH Stock Analysis - Frequently Asked Questions How have UBOH shares performed this year? United Bancshares' stock was trading at $31.00 at the beginning of 2025. Since then, UBOH stock has decreased by 3.5% and is now trading at $29.90. How do I buy shares of United Bancshares? Shares of UBOH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of United Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that United Bancshares investors own include Marathon Petroleum (MPC), Nuveen Ohio Quality Municipal Income Fund (NUO), American Electric Power (AEP), Gilead Sciences (GILD), Huntington Bancshares (HBAN), International Paper (IP) and Meredith (MDP). Company Calendar Record date for 6/16 Dividend4/30/2025Dividend Payable6/16/2025Today8/09/2025Record date for 9/15 Dividend8/29/2025Dividend Payable9/15/2025Next Earnings (Estimated)10/15/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryBanking Current SymbolNASDAQ:UBOH CIK1087456 Webwww.theubank.com Phone(419) 659-2141Fax419-659-2069Employees210Year FoundedN/AProfitability EPS (Trailing Twelve Months)$3.84 Trailing P/E Ratio9.74 Forward P/E RatioN/A P/E GrowthN/ANet Income$9.15 million Net Margins14.84% Pretax MarginN/A Return on EquityN/A Return on AssetsN/A Debt Debt-to-Equity RatioN/A Current RatioN/A Quick RatioN/A Sales & Book Value Annual Sales$46.23 million Price / Sales1.92 Cash Flow$4.38 per share Price / Cash Flow6.83 Book ValueN/A Price / BookN/AMiscellaneous Outstanding Shares2,964,000Free Float2,772,000Market Cap$88.62 million OptionableNot Optionable Beta0.03 Ten Starter Stocks For Beginners to Buy NowJust getting into the stock market? 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