Bay Commercial Bank (BCML) Expected to Post Quarterly Earnings on Thursday

Key Points

• Bay Commercial Bank is expected to report Q3 2026 earnings after the market closes on October 22. Analysts forecast earnings of $0.558 per share on $26.08 million in revenue.
• The bank significantly missed estimates in its previous quarter, reporting a $0.64 per-share loss and $1.49 million in revenue versus the $26.30 million expected.
• BCML pays a quarterly dividend of $0.30 per share, equal to a 3.9% annualized yield, while analysts’ consensus rating remains Hold with a $34 price target.

Bay Commercial Bank (NASDAQ:BCML - Get Free Report) is anticipated to issue its Q3 2026 results after the market closes on Thursday, October 22nd. Analysts expect the company to post earnings of $0.5580 per share and revenue of $26.08 million for the quarter. Investors may review the information on the company's upcoming Q3 2026 earnings report for the latest details on the call scheduled for Thursday, October 22, 2026 at 3:00 PM ET.

Bay Commercial Bank (NASDAQ:BCML - Get Free Report) last posted its earnings results on Thursday, July 23rd. The company reported ($0.64) earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.64 by ($1.28). Bay Commercial Bank had a net margin of 9.20% and a return on equity of 6.98%. The business had revenue of $1.49 million for the quarter, compared to analyst estimates of $26.30 million. On average, analysts expect Bay Commercial Bank to post $2.14 EPS for the current fiscal year and $2.37 EPS for the next fiscal year.

Bay Commercial Bank Price Performance

NASDAQ:BCML opened at $30.56 on Thursday. Bay Commercial Bank has a one year low of $26.78 and a one year high of $34.98. The company has a debt-to-equity ratio of 0.09, a quick ratio of 1.04 and a current ratio of 1.04. The firm has a market cap of $333.72 million, a price-to-earnings ratio of 25.47 and a beta of 0.32. The firm's fifty day moving average is $30.46 and its two-hundred day moving average is $30.91.

Bay Commercial Bank Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Thursday, October 8th. Shareholders of record on Thursday, September 10th were paid a dividend of $0.30 per share. The ex-dividend date was Thursday, September 10th. This represents a $1.20 dividend on an annualized basis and a dividend yield of 3.9%. Bay Commercial Bank's dividend payout ratio (DPR) is presently 100.00%.

Wall Street Analyst Weigh In

Several equities analysts have recently issued reports on BCML shares. Benchmark raised Bay Commercial Bank to a "strong-buy" rating in a report on Wednesday, September 23rd. Zacks Research upgraded Bay Commercial Bank from a "strong sell" rating to a "hold" rating in a research note on Monday, September 28th. Weiss Ratings lowered Bay Commercial Bank from a "buy (b-)" rating to a "hold (c+)" rating in a report on Friday, October 9th. Finally, Wall Street Zen raised Bay Commercial Bank from a "strong sell" rating to a "sell" rating in a report on Saturday, September 5th. One investment analyst has rated the stock with a Strong Buy rating and four have issued a Hold rating to the stock. According to MarketBeat.com, the company currently has an average rating of "Hold" and an average price target of $34.00.

Insider Activity

In other news, Director Robert G. Laverne purchased 1,000 shares of the stock in a transaction that occurred on Thursday, August 20th. The shares were purchased at an average cost of $29.95 per share, with a total value of $29,950.00. Following the completion of the acquisition, the director owned 92,628 shares of the company's stock, valued at approximately $2,774,208.60. This represents a 1.09% increase in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Also, Director Michael J. Perdue purchased 5,000 shares of the stock in a transaction that occurred on Friday, July 31st. The shares were purchased at an average cost of $30.17 per share, for a total transaction of $150,850.00. Following the completion of the acquisition, the director directly owned 8,000 shares of the company's stock, valued at $241,360. This represents a 166.67% increase in their position. The SEC filing for this purchase provides additional information. Insiders bought a total of 14,250 shares of company stock valued at $431,518 in the last three months. 2.90% of the stock is currently owned by corporate insiders.

About Bay Commercial Bank

BayCom Corp. is the bank holding company for Bay Community Bank, a community banking institution formerly known as Bay Commercial Bank. Headquartered in Walnut Creek, California, the bank focuses on serving small and midsized businesses, professionals, nonprofit organizations and individuals in Northern California.

Bay Community Bank provides commercial and consumer banking services, including business loans, commercial real estate financing, construction and equipment loans, residential real estate loans, lines of credit, and consumer lending.

This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.